Compare Russell, IL Car Insurance Rates (2021)

Car insurance in Russell, IL averages $295 a month. Russell, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Russell car insurance rates, compare quotes from the top car insurance companies in Russell, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Russell for teen drivers is USAA
  • Average car insurance rates in Russell, IL after a DUI are $4,154/year
  • Average car insurance rates in Russell, IL are $3,542/year

If you need to buy Russell, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Russell, IL is right here.

You’ll find Russell car insurance rates, the cheapest Russell, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Russell, Illinois car insurance rates to Springfield car insurance rates, Naperville car insurance rates, and Elgin car insurance rates.

Ready to find affordable Russell, IL car insurance today? Enter your ZIP code for fast, free Russell car insurance quotes.

Cheapest Russell, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Russell, IL car insurance rates? Every Russell, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Russell, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,367 $3,382 $3,533 $3,533 $8,908 $11,561 $4,050 $4,378
American Family $2,327 $2,327 $2,138 $2,138 $6,715 $9,252 $2,327 $3,008
Farmers $2,531 $2,522 $2,239 $2,376 $11,245 $11,710 $2,895 $3,012
GEICO $1,797 $1,854 $1,761 $1,979 $6,504 $6,751 $2,101 $2,181
Liberty Mutual $1,631 $1,763 $1,359 $1,523 $5,494 $6,111 $1,697 $1,782
Nationwide $1,691 $1,713 $1,514 $1,594 $4,620 $5,891 $1,968 $2,122
Progressive $2,123 $1,985 $1,761 $1,844 $8,091 $9,062 $2,527 $2,728
State Farm $1,528 $1,528 $1,384 $1,384 $4,913 $6,201 $1,735 $2,005
Travelers $2,605 $2,755 $2,366 $2,530 $7,852 $9,892 $2,780 $2,934
USAA $1,488 $1,506 $1,386 $1,358 $4,831 $5,307 $1,948 $2,129

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Minimum Car Insurance in Russell, IL

Every driver must carry the minimum car insurance in Russell, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Russell, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Russell, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Russell, IL. Compare credit history car insurance rates in Russell from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Russell, Illinois

Insurance Company Poor Fair Good
Allstate $6,787 $4,922 $4,309
American Family $5,009 $3,425 $2,902
Farmers $5,455 $4,610 $4,384
GEICO $5,014 $2,438 $1,896
Liberty Mutual $3,785 $2,356 $1,869
Nationwide $3,142 $2,546 $2,229
Progressive $4,270 $3,646 $3,380
State Farm $3,761 $2,250 $1,744
Travelers $5,140 $4,145 $3,357
USAA $3,313 $2,284 $1,886

Cheapest Russell, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Russell, IL to rates for a clean record with top companies.

Annual Russell, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,753 $6,522 $6,082 $4,999
American Family $2,778 $3,944 $5,243 $3,150
Farmers $4,059 $5,254 $5,122 $4,830
GEICO $2,103 $3,229 $4,663 $2,469
Liberty Mutual $2,218 $3,165 $2,774 $2,523
Nationwide $2,142 $2,749 $3,217 $2,448
Progressive $3,091 $4,637 $3,431 $3,902
State Farm $2,343 $2,827 $2,585 $2,585
Travelers $3,325 $4,400 $4,927 $4,206
USAA $1,778 $2,560 $3,494 $2,145

Cheapest Russell, IL Car Insurance for Teen Drivers

Teen car insurance in Russell, IL can be expensive. Take a look at rates from the top car insurance companies in Russell for teenagers.

Annual Car Insurance Rates for Teen Drivers in Russell, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,908 $11,561
American Family $6,715 $9,252
Farmers $11,245 $11,710
GEICO $6,504 $6,751
Liberty Mutual $5,494 $6,111
Nationwide $4,620 $5,891
Progressive $8,091 $9,062
State Farm $4,913 $6,201
Travelers $7,852 $9,892
USAA $4,831 $5,307

Cheapest Russell, IL Car Insurance for Seniors

Take a look at Russell, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Russell, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,533 $3,533
American Family $2,138 $2,138
Farmers $2,239 $2,376
GEICO $1,761 $1,979
Liberty Mutual $1,359 $1,523
Nationwide $1,514 $1,594
Progressive $1,761 $1,844
State Farm $1,384 $1,384
Travelers $2,366 $2,530
USAA $1,386 $1,358

Cheapest Russell, IL Car Insurance Rates After a DUI

A DUI in Russell, IL increases car insurance rates. Compare Russell, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Russell, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,082
American Family $5,243
Farmers $5,122
GEICO $4,663
Liberty Mutual $2,774
Nationwide $3,217
Progressive $3,431
State Farm $2,585
Travelers $4,927
USAA $3,494

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Cheapest Russell, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Russell, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Russell, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,339 $5,339
American Family $3,731 $3,827
Farmers $4,816 $4,816
GEICO $3,063 $3,169
Liberty Mutual $2,670 $2,670
Nationwide $2,639 $2,639
Progressive $3,765 $3,765
State Farm $2,520 $2,650
Travelers $4,044 $4,385
USAA $2,424 $2,564

The Best Cheap Car Insurance Companies in Russell, IL

Take a look at a side-by-side comparison of the top car insurance companies in Russell, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Russell, Illinois

Insurance Company Average Annual Rates
Allstate $5,339
American Family $3,779
Farmers $4,816
GEICO $3,116
Liberty Mutual $2,670
Nationwide $2,639
Progressive $3,765
State Farm $2,585
Travelers $4,214
USAA $2,494

Category Winners: Cheapest Car Insurance in Russell, Illinois

Find the cheapest car insurance companies in Russell, IL for each category right here.

Best Annual Car Insurance Rates by Company in Russell, Illinois

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Russell, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Russell car insurance rates. Find the cheapest Russell, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Russell, Illinois

Insurance Company Low Medium High
Allstate $5,171 $5,334 $5,512
American Family $3,620 $3,918 $3,799
Farmers $4,576 $4,702 $5,170
GEICO $2,822 $3,110 $3,417
Liberty Mutual $2,503 $2,663 $2,843
Nationwide $2,573 $2,667 $2,677
Progressive $3,430 $3,752 $4,113
State Farm $2,427 $2,591 $2,737
Travelers $3,940 $4,209 $4,494
USAA $2,319 $2,492 $2,671

What affects car insurance rates in Russell, Illinois?

What factors can have an impact on Russell, IL car insurance? There are several reasons why Russell car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Russell, Illinois.

Commute Time in Russell

The more time you spend in your car the higher the risk of an accident. The average commute length in Russell, IL is 20.6 minutes according to City-Data.

Compare Car Insurance Quotes in Russell, IL

Ready to find affordable Russell, Illinois car insurance today? Enter your ZIP code for fast, free Russell, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State