Compare Russell Springs, KY Car Insurance Rates (2021)

Car insurance in Russell Springs, KY averages $364 a month. Russell Springs, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Russell Springs car insurance rates, compare quotes from the top car insurance companies in Russell Springs, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Russell Springs, KY are $4,373/year
  • Average car insurance rates in Russell Springs, KY after a DUI are $5,231/year
  • The cheapest car insurance company in Russell Springs for teen drivers is USAA

If you need to buy Russell Springs, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Russell Springs, KY is right here.

You’ll find Russell Springs car insurance rates, the cheapest Russell Springs, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Russell Springs, Kentucky car insurance rates to Covington car insurance rates, Frankfort car insurance rates, and Hopkinsville car insurance rates.

Ready to find affordable Russell Springs, KY car insurance today? Enter your ZIP code for fast, free Russell Springs car insurance quotes.

Cheapest Russell Springs, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Russell Springs, KY car insurance rates? Every Russell Springs, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Russell Springs, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,088 $3,050 $2,801 $2,984 $11,532 $12,921 $3,402 $3,585
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,562 $2,776 $2,232 $2,486 $9,649 $10,605 $2,646 $2,698
Nationwide $3,534 $3,521 $3,188 $3,325 $7,948 $9,875 $4,012 $4,192
Progressive $2,207 $2,102 $1,982 $1,992 $10,721 $12,133 $2,738 $2,793
State Farm $2,280 $2,280 $2,039 $2,039 $6,891 $8,706 $2,545 $2,859
Travelers $2,238 $2,281 $2,186 $2,193 $10,512 $16,843 $2,333 $2,717
USAA $1,705 $1,705 $1,548 $1,570 $4,560 $4,791 $2,145 $2,344

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Minimum Car Insurance in Russell Springs, KY

Every driver must carry the minimum car insurance in Russell Springs, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Russell Springs, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Russell Springs, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Russell Springs, KY. Compare credit history car insurance rates in Russell Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Russell Springs, Kentucky

Insurance Company Poor Fair Good
Allstate $7,180 $4,956 $4,126
GEICO $6,836 $3,413 $2,224
Liberty Mutual $6,359 $3,913 $3,098
Nationwide $6,028 $4,724 $4,097
Progressive $5,123 $4,466 $4,162
State Farm $5,360 $3,234 $2,521
Travelers $5,765 $4,872 $4,852
USAA $3,769 $2,129 $1,740

Cheapest Russell Springs, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Russell Springs, KY to rates for a clean record with top companies.

Annual Russell Springs, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,487 $5,863 $6,264 $5,068
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $3,726 $5,702 $4,440 $3,958
Nationwide $3,914 $5,093 $6,470 $4,320
Progressive $3,790 $5,616 $4,322 $4,606
State Farm $3,381 $4,029 $3,705 $3,705
Travelers $4,506 $4,637 $6,677 $4,832
USAA $1,921 $2,711 $3,239 $2,313

Cheapest Russell Springs, KY Car Insurance for Teen Drivers

Teen car insurance in Russell Springs, KY can be expensive. Take a look at rates from the top car insurance companies in Russell Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Russell Springs, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,532 $12,921
GEICO $6,851 $8,131
Liberty Mutual $9,649 $10,605
Nationwide $7,948 $9,875
Progressive $10,721 $12,133
State Farm $6,891 $8,706
Travelers $10,512 $16,843
USAA $4,560 $4,791

Cheapest Russell Springs, KY Car Insurance for Seniors

Take a look at Russell Springs, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Russell Springs, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,801 $2,984
GEICO $3,510 $3,179
Liberty Mutual $2,232 $2,486
Nationwide $3,188 $3,325
Progressive $1,982 $1,992
State Farm $2,039 $2,039
Travelers $2,186 $2,193
USAA $1,548 $1,570

Cheapest Russell Springs, KY Car Insurance Rates After a DUI

A DUI in Russell Springs, KY increases car insurance rates. Compare Russell Springs, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Russell Springs, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,264
GEICO $6,731
Liberty Mutual $4,440
Nationwide $6,470
Progressive $4,322
State Farm $3,705
Travelers $6,677
USAA $3,239

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Cheapest Russell Springs, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Russell Springs, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Russell Springs, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,420 $5,420
GEICO $4,119 $4,197
Liberty Mutual $4,457 $4,457
Nationwide $4,949 $4,949
Progressive $4,583 $4,583
State Farm $3,616 $3,794
Travelers $5,163 $5,163
USAA $2,451 $2,641

The Best Cheap Car Insurance Companies in Russell Springs, KY

Take a look at a side-by-side comparison of the top car insurance companies in Russell Springs, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Russell Springs, Kentucky

Insurance Company Average Annual Rates
Allstate $5,420
GEICO $4,158
Liberty Mutual $4,457
Nationwide $4,949
Progressive $4,583
State Farm $3,705
Travelers $5,163
USAA $2,546

Category Winners: Cheapest Car Insurance in Russell Springs, Kentucky

Find the cheapest car insurance companies in Russell Springs, KY for each category right here.

Best Annual Car Insurance Rates by Company in Russell Springs, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Russell Springs, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Russell Springs car insurance rates. Find the cheapest Russell Springs, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Russell Springs, Kentucky

Insurance Company Low Medium High
Allstate $4,996 $5,397 $5,869
GEICO $3,895 $4,144 $4,435
Liberty Mutual $4,212 $4,421 $4,737
Nationwide $5,017 $4,889 $4,942
Progressive $4,205 $4,517 $5,028
State Farm $3,502 $3,701 $3,912
Travelers $4,916 $5,187 $5,386
USAA $2,411 $2,539 $2,688

What affects car insurance rates in Russell Springs, Kentucky?

What factors can have an impact on Russell Springs, KY car insurance? There are several reasons why Russell Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Russell Springs, Kentucky.

Commute Time in Russell Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Russell Springs, KY is 18.9 minutes according to City-Data.

Compare Car Insurance Quotes in Russell Springs, KY

Ready to find affordable Russell Springs, Kentucky car insurance today? Enter your ZIP code for fast, free Russell Springs, KY car insurance quotes.

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