Compare Russellville, KY Car Insurance Rates (2021)

Car insurance in Russellville, KY averages $324 a month. Russellville, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Russellville car insurance rates, compare quotes from the top car insurance companies in Russellville, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Russellville, KY are $3,888/year
  • The cheapest car insurance company in Russellville is USAA
  • Average car insurance rates in Russellville, KY after a DUI are $4,677/year

If you need to buy Russellville, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Russellville, KY is right here.

You’ll find Russellville car insurance rates, the cheapest Russellville, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Russellville, Kentucky car insurance rates to Florence car insurance rates, Henderson car insurance rates, and Owensboro car insurance rates.

Ready to find affordable Russellville, KY car insurance today? Enter your ZIP code for fast, free Russellville car insurance quotes.

Cheapest Russellville, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Russellville, KY car insurance rates? Every Russellville, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Russellville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,096 $3,070 $2,788 $2,972 $11,246 $12,625 $3,450 $3,658
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,509 $2,718 $2,162 $2,410 $9,879 $10,889 $2,608 $2,688
Nationwide $3,102 $3,105 $2,800 $2,930 $6,819 $8,506 $3,500 $3,672
Progressive $1,665 $1,580 $1,503 $1,506 $8,176 $9,259 $2,060 $2,098
State Farm $1,797 $1,797 $1,603 $1,603 $5,389 $6,820 $2,006 $2,249
Travelers $1,585 $1,613 $1,554 $1,558 $7,180 $11,443 $1,652 $1,900
USAA $1,864 $1,870 $1,680 $1,711 $4,929 $5,203 $2,356 $2,581

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Minimum Car Insurance in Russellville, KY

Every driver must carry the minimum car insurance in Russellville, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Russellville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Russellville, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Russellville, KY. Compare credit history car insurance rates in Russellville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Russellville, Kentucky

Insurance Company Poor Fair Good
Allstate $7,097 $4,901 $4,091
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,400 $3,936 $3,112
Nationwide $5,239 $4,104 $3,569
Progressive $3,878 $3,395 $3,170
State Farm $4,211 $2,537 $1,976
Travelers $3,965 $3,365 $3,351
USAA $4,131 $2,310 $1,881

Cheapest Russellville, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Russellville, KY to rates for a clean record with top companies.

Annual Russellville, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,462 $5,800 $6,170 $5,021
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,744 $5,739 $4,469 $3,979
Nationwide $3,414 $4,428 $5,612 $3,764
Progressive $2,881 $4,268 $3,281 $3,494
State Farm $2,657 $3,160 $2,908 $2,908
Travelers $3,118 $3,205 $4,583 $3,336
USAA $2,092 $2,958 $3,528 $2,519

Cheapest Russellville, KY Car Insurance for Teen Drivers

Teen car insurance in Russellville, KY can be expensive. Take a look at rates from the top car insurance companies in Russellville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Russellville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,246 $12,625
GEICO $6,831 $8,150
Liberty Mutual $9,879 $10,889
Nationwide $6,819 $8,506
Progressive $8,176 $9,259
State Farm $5,389 $6,820
Travelers $7,180 $11,443
USAA $4,929 $5,203

Cheapest Russellville, KY Car Insurance for Seniors

Take a look at Russellville, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Russellville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,788 $2,972
GEICO $3,608 $3,267
Liberty Mutual $2,162 $2,410
Nationwide $2,800 $2,930
Progressive $1,503 $1,506
State Farm $1,603 $1,603
Travelers $1,554 $1,558
USAA $1,680 $1,711

Cheapest Russellville, KY Car Insurance Rates After a DUI

A DUI in Russellville, KY increases car insurance rates. Compare Russellville, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Russellville, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,170
GEICO $6,862
Liberty Mutual $4,469
Nationwide $5,612
Progressive $3,281
State Farm $2,908
Travelers $4,583
USAA $3,528

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Cheapest Russellville, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Russellville, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Russellville, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,363 $5,363
GEICO $4,191 $4,270
Liberty Mutual $4,483 $4,483
Nationwide $4,304 $4,304
Progressive $3,481 $3,481
State Farm $2,837 $2,979
Travelers $3,561 $3,561
USAA $2,671 $2,877

The Best Cheap Car Insurance Companies in Russellville, KY

Take a look at a side-by-side comparison of the top car insurance companies in Russellville, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Russellville, Kentucky

Insurance Company Average Annual Rates
Allstate $5,363
GEICO $4,231
Liberty Mutual $4,483
Nationwide $4,304
Progressive $3,481
State Farm $2,908
Travelers $3,561
USAA $2,774

Category Winners: Cheapest Car Insurance in Russellville, Kentucky

Find the cheapest car insurance companies in Russellville, KY for each category right here.

Best Annual Car Insurance Rates by Company in Russellville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Russellville, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Russellville car insurance rates. Find the cheapest Russellville, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Russellville, Kentucky

Insurance Company Low Medium High
Allstate $5,032 $5,344 $5,713
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,258 $4,452 $4,739
Nationwide $4,380 $4,252 $4,281
Progressive $3,184 $3,428 $3,830
State Farm $2,751 $2,907 $3,067
Travelers $3,378 $3,578 $3,726
USAA $2,655 $2,768 $2,900

What affects car insurance rates in Russellville, Kentucky?

What factors can have an impact on Russellville, KY car insurance? There are several reasons why Russellville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Russellville, Kentucky.

Commute Time in Russellville

The more time you spend in your car the higher the risk of an accident. The average commute length in Russellville, KY is 18.2 minutes according to City-Data.

Compare Car Insurance Quotes in Russellville, KY

Ready to find affordable Russellville, Kentucky car insurance today? Enter your ZIP code for fast, free Russellville, KY car insurance quotes.

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