Compare Ruth, MI Car Insurance Rates (2021)

Car insurance in Ruth, MI averages $830 a month. Ruth, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Ruth car insurance rates, compare quotes from the top car insurance companies in Ruth, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ruth, MI are $9,955/year
  • The cheapest car insurance company in Ruth for teen drivers is USAA
  • Average car insurance rates in Ruth, MI after a DUI are $16,425/year

If you need to buy Ruth, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Ruth, MI is right here.

You’ll find Ruth car insurance rates, the cheapest Ruth, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Ruth, Michigan car insurance rates to Sterling Heights car insurance rates, Detroit car insurance rates, and Dearborn car insurance rates.

Ready to find affordable Ruth, MI car insurance today? Enter your ZIP code for fast, free Ruth car insurance quotes.

Cheapest Ruth, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ruth, MI car insurance rates? Every Ruth, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ruth, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,403 $16,403 $15,223 $15,223 $41,052 $41,052 $17,286 $17,286
Farmers $4,644 $4,644 $4,341 $4,341 $10,094 $10,094 $5,210 $5,210
GEICO $4,098 $4,098 $4,171 $4,171 $11,024 $11,024 $3,904 $3,904
Liberty Mutual $15,122 $15,122 $14,972 $14,972 $35,654 $35,654 $15,122 $15,122
Nationwide $5,340 $5,340 $4,738 $4,738 $14,203 $14,203 $5,863 $5,863
Progressive $3,111 $2,889 $2,738 $3,078 $10,880 $11,486 $3,617 $3,314
State Farm $6,653 $6,653 $6,120 $6,120 $22,523 $22,523 $7,783 $7,783
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,634 $2,490 $2,477 $2,339 $6,327 $5,988 $3,199 $3,061

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Minimum Car Insurance in Ruth, MI

Every driver must carry the minimum car insurance in Ruth, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Ruth, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Ruth, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ruth, MI. Compare credit history car insurance rates in Ruth from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ruth, Michigan

Insurance Company Poor Fair Good
Allstate $34,102 $18,892 $14,479
Farmers $8,104 $5,266 $4,847
GEICO $7,457 $5,481 $4,459
Liberty Mutual $31,984 $18,471 $10,198
Nationwide $9,490 $7,103 $6,015
Progressive $5,966 $4,984 $4,467
State Farm $17,457 $8,842 $6,010
Travelers $8,206 $7,958 $7,858
USAA $5,334 $3,046 $2,314

Cheapest Ruth, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ruth, MI to rates for a clean record with top companies.

Annual Ruth, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,909 $14,579 $49,169 $15,308
Farmers $5,111 $6,495 $6,424 $6,259
GEICO $2,066 $4,323 $13,029 $3,779
Liberty Mutual $14,122 $17,053 $31,609 $18,086
Nationwide $6,424 $8,633 $7,832 $7,255
Progressive $4,343 $5,717 $5,157 $5,340
State Farm $7,025 $8,327 $17,446 $10,281
Travelers $5,416 $7,736 $12,473 $6,404
USAA $2,870 $3,576 $4,685 $3,126

Cheapest Ruth, MI Car Insurance for Teen Drivers

Teen car insurance in Ruth, MI can be expensive. Take a look at rates from the top car insurance companies in Ruth for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ruth, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,052 $41,052
Farmers $10,094 $10,094
GEICO $11,024 $11,024
Liberty Mutual $35,654 $35,654
Nationwide $14,203 $14,203
Progressive $10,880 $11,486
State Farm $22,523 $22,523
Travelers $16,180 $16,180
USAA $6,327 $5,988

Cheapest Ruth, MI Car Insurance for Seniors

Take a look at Ruth, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ruth, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,223 $15,223
Farmers $4,341 $4,341
GEICO $4,171 $4,171
Liberty Mutual $14,972 $14,972
Nationwide $4,738 $4,738
Progressive $2,738 $3,078
State Farm $6,120 $6,120
Travelers $4,626 $4,626
USAA $2,477 $2,339

Cheapest Ruth, MI Car Insurance Rates After a DUI

A DUI in Ruth, MI increases car insurance rates. Compare Ruth, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ruth, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $49,169
Farmers $6,424
GEICO $13,029
Liberty Mutual $31,609
Nationwide $7,832
Progressive $5,157
State Farm $17,446
Travelers $12,473
USAA $4,685

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Cheapest Ruth, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ruth, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ruth, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $22,491 $22,491
Farmers $6,072 $6,072
GEICO $5,665 $5,933
Liberty Mutual $19,520 $20,916
Nationwide $7,536 $7,536
Progressive $5,139 $5,139
State Farm $10,480 $11,059
Travelers $7,961 $8,053
USAA $3,523 $3,606

The Best Cheap Car Insurance Companies in Ruth, MI

Take a look at a side-by-side comparison of the top car insurance companies in Ruth, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ruth, Michigan

Insurance Company Average Annual Rates
Allstate $22,491
Farmers $6,072
GEICO $5,799
Liberty Mutual $20,218
Nationwide $7,536
Progressive $5,139
State Farm $10,770
Travelers $8,007
USAA $3,565

Category Winners: Cheapest Car Insurance in Ruth, Michigan

Find the cheapest car insurance companies in Ruth, MI for each category right here.

Best Annual Car Insurance Rates by Company in Ruth, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Ruth, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ruth car insurance rates. Find the cheapest Ruth, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ruth, Michigan

Insurance Company Low Medium High
Allstate $21,873 $22,546 $23,054
Farmers $5,906 $6,057 $6,253
GEICO $5,381 $5,743 $6,273
Liberty Mutual $19,733 $20,169 $20,752
Nationwide $7,885 $7,409 $7,314
Progressive $4,978 $5,146 $5,293
State Farm $10,257 $10,833 $11,219
Travelers $7,920 $8,016 $8,086
USAA $3,458 $3,573 $3,662

Compare Car Insurance Quotes in Ruth, MI

Ready to find affordable Ruth, Michigan car insurance today? Enter your ZIP code for fast, free Ruth, MI car insurance quotes.

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