Compare Rutherford, TN Car Insurance Rates (2021)

Car insurance in Rutherford, TN averages $293 a month. Rutherford, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Rutherford car insurance rates, compare quotes from the top car insurance companies in Rutherford, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Rutherford, TN are $3,518/year
  • Average car insurance rates in Rutherford, TN after a DUI are $4,132/year
  • The cheapest car insurance company in Rutherford is State Farm

If you need to buy Rutherford, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Rutherford, TN is right here.

You’ll find Rutherford car insurance rates, the cheapest Rutherford, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Rutherford, Tennessee car insurance rates to Hendersonville car insurance rates, Jackson car insurance rates, and Memphis car insurance rates.

Ready to find affordable Rutherford, TN car insurance today? Enter your ZIP code for fast, free Rutherford car insurance quotes.

Cheapest Rutherford, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rutherford, TN car insurance rates? Every Rutherford, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rutherford, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,842 $2,736 $2,548 $2,647 $10,478 $11,376 $3,048 $3,160
Farmers $1,676 $1,707 $1,505 $1,648 $6,778 $7,223 $2,269 $2,401
GEICO $2,140 $2,165 $1,977 $1,977 $6,312 $6,444 $2,162 $2,229
Liberty Mutual $3,412 $129 $2,809 $3,136 $13,570 $15,071 $3,657 $3,899
Nationwide $2,098 $2,121 $1,878 $1,915 $5,594 $7,251 $2,404 $2,626
Progressive $1,811 $1,714 $1,474 $1,539 $8,040 $9,059 $2,186 $2,393
State Farm $1,558 $1,558 $1,398 $1,398 $4,649 $5,825 $1,757 $2,039
Travelers $1,717 $1,808 $1,550 $1,651 $4,698 $5,799 $1,831 $1,928
USAA $1,619 $1,653 $1,459 $1,464 $5,721 $6,560 $2,120 $2,264

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Minimum Car Insurance in Rutherford, TN

Every driver must carry the minimum car insurance in Rutherford, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Rutherford, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Rutherford, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rutherford, TN. Compare credit history car insurance rates in Rutherford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rutherford, Tennessee

Insurance Company Poor Fair Good
Allstate $6,203 $4,738 $3,622
Farmers $3,746 $2,933 $2,775
GEICO $3,608 $3,084 $2,835
Liberty Mutual $8,190 $5,015 $3,927
Nationwide $3,894 $3,084 $2,730
Progressive $3,974 $3,417 $3,190
State Farm $3,663 $2,198 $1,707
Travelers $3,344 $2,613 $1,912
USAA $4,147 $2,426 $2,000

Cheapest Rutherford, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rutherford, TN to rates for a clean record with top companies.

Annual Rutherford, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,080 $4,855 $5,830 $4,652
Farmers $2,696 $3,323 $3,399 $3,185
GEICO $2,293 $3,090 $5,027 $2,293
Liberty Mutual $4,638 $6,667 $6,206 $5,331
Nationwide $2,795 $2,795 $4,216 $3,138
Progressive $3,108 $4,028 $3,310 $3,663
State Farm $2,306 $2,739 $2,523 $2,523
Travelers $2,130 $2,729 $3,014 $2,618
USAA $2,079 $3,112 $3,661 $2,578

Cheapest Rutherford, TN Car Insurance for Teen Drivers

Teen car insurance in Rutherford, TN can be expensive. Take a look at rates from the top car insurance companies in Rutherford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rutherford, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,478 $11,376
Farmers $6,778 $7,223
GEICO $6,312 $6,444
Liberty Mutual $13,570 $15,071
Nationwide $5,594 $7,251
Progressive $8,040 $9,059
State Farm $4,649 $5,825
Travelers $4,698 $5,799
USAA $5,721 $6,560

Cheapest Rutherford, TN Car Insurance for Seniors

Take a look at Rutherford, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rutherford, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,548 $2,647
Farmers $1,505 $1,648
GEICO $1,977 $1,977
Liberty Mutual $2,809 $3,136
Nationwide $1,878 $1,915
Progressive $1,474 $1,539
State Farm $1,398 $1,398
Travelers $1,550 $1,651
USAA $1,459 $1,464

Cheapest Rutherford, TN Car Insurance Rates After a DUI

A DUI in Rutherford, TN increases car insurance rates. Compare Rutherford, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rutherford, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,830
Farmers $3,399
GEICO $5,027
Liberty Mutual $6,206
Nationwide $4,216
Progressive $3,310
State Farm $2,523
Travelers $3,014
USAA $3,661

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Cheapest Rutherford, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rutherford, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rutherford, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,854 $4,854
Farmers $3,151 $3,151
GEICO $3,160 $3,192
Liberty Mutual $5,710 $5,710
Nationwide $3,236 $3,236
Progressive $3,527 $3,527
State Farm $2,463 $2,582
Travelers $2,520 $2,726
USAA $2,776 $2,939

The Best Cheap Car Insurance Companies in Rutherford, TN

Take a look at a side-by-side comparison of the top car insurance companies in Rutherford, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rutherford, Tennessee

Insurance Company Average Annual Rates
Allstate $4,854
Farmers $3,151
GEICO $3,176
Liberty Mutual $5,710
Nationwide $3,236
Progressive $3,527
State Farm $2,523
Travelers $2,623
USAA $2,858

Category Winners: Cheapest Car Insurance in Rutherford, Tennessee

Find the cheapest car insurance companies in Rutherford, TN for each category right here.

Best Annual Car Insurance Rates by Company in Rutherford, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Rutherford, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rutherford car insurance rates. Find the cheapest Rutherford, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rutherford, Tennessee

Insurance Company Low Medium High
Allstate $4,665 $4,842 $5,056
Farmers $2,979 $3,138 $3,337
GEICO $3,033 $3,170 $3,324
Liberty Mutual $5,470 $5,708 $5,953
Nationwide $3,267 $3,162 $3,279
Progressive $3,329 $3,527 $3,725
State Farm $2,389 $2,533 $2,646
Travelers $2,473 $2,621 $2,774
USAA $2,764 $2,847 $2,962

What affects car insurance rates in Rutherford, Tennessee?

What factors can have an impact on Rutherford, TN car insurance? There are several reasons why Rutherford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rutherford, Tennessee.

Commute Time in Rutherford

The more time you spend in your car the higher the risk of an accident. The average commute length in Rutherford, TN is 26.6 minutes according to City-Data.

Compare Car Insurance Quotes in Rutherford, TN

Ready to find affordable Rutherford, Tennessee car insurance today? Enter your ZIP code for fast, free Rutherford, TN car insurance quotes.

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