Compare Rutherfordton, NC Car Insurance Rates (2021)

Car insurance in Rutherfordton, NC averages $262 a month. Rutherfordton, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Rutherfordton car insurance rates, compare quotes from the top car insurance companies in Rutherfordton, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Rutherfordton is Liberty Mutual
  • Average car insurance rates in Rutherfordton, NC are $3,139/year
  • Average car insurance rates in Rutherfordton, NC after a DUI are $5,913/year

If you need to buy Rutherfordton, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Rutherfordton, NC is right here.

You’ll find Rutherfordton car insurance rates, the cheapest Rutherfordton, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Rutherfordton, North Carolina car insurance rates to High Point car insurance rates, Charlotte car insurance rates, and Fayetteville car insurance rates.

Ready to find affordable Rutherfordton, NC car insurance today? Enter your ZIP code for fast, free Rutherfordton car insurance quotes.

Cheapest Rutherfordton, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rutherfordton, NC car insurance rates? Every Rutherfordton, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rutherfordton, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,329 $5,329 $4,376 $4,376 $12,747 $12,747 $5,434 $5,434
GEICO $2,385 $2,339 $2,340 $2,297 $4,309 $4,272 $2,083 $2,071
Liberty Mutual $1,652 $1,652 $1,711 $1,711 $2,886 $2,886 $1,652 $1,652
Nationwide $2,223 $2,223 $2,223 $2,223 $3,725 $3,725 $2,223 $2,223
Progressive $1,632 $1,632 $1,478 $1,478 $3,779 $3,779 $1,825 $1,825
State Farm $2,289 $2,289 $1,979 $1,979 $3,365 $3,365 $2,829 $2,829
Travelers $2,444 $2,444 $2,424 $2,424 $4,108 $4,108 $2,509 $2,509

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Minimum Car Insurance in Rutherfordton, NC

Every driver must carry the minimum car insurance in Rutherfordton, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Rutherfordton, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Rutherfordton, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rutherfordton, NC. Compare credit history car insurance rates in Rutherfordton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rutherfordton, North Carolina

Insurance Company Poor Fair Good
Allstate $9,451 $6,120 $5,344
GEICO $2,997 $2,747 $2,542
Liberty Mutual $1,975 $1,975 $1,975
Nationwide $2,598 $2,598 $2,598
Progressive $2,464 $2,126 $1,946
State Farm $3,675 $2,348 $1,823
Travelers $3,065 $2,790 $2,759

Cheapest Rutherfordton, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rutherfordton, NC to rates for a clean record with top companies.

Annual Rutherfordton, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,771 $6,636 $12,376 $5,105
GEICO $1,513 $2,216 $5,265 $2,053
Liberty Mutual $1,174 $1,509 $3,708 $1,509
Nationwide $1,524 $1,974 $4,922 $1,974
Progressive $1,021 $1,493 $4,757 $1,443
State Farm $1,403 $2,015 $5,028 $2,015
Travelers $1,706 $2,238 $5,336 $2,205

Cheapest Rutherfordton, NC Car Insurance for Teen Drivers

Teen car insurance in Rutherfordton, NC can be expensive. Take a look at rates from the top car insurance companies in Rutherfordton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rutherfordton, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,747 $12,747
GEICO $4,309 $4,272
Liberty Mutual $2,886 $2,886
Nationwide $3,725 $3,725
Progressive $3,779 $3,779
State Farm $3,365 $3,365
Travelers $4,108 $4,108

Cheapest Rutherfordton, NC Car Insurance for Seniors

Take a look at Rutherfordton, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rutherfordton, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,376 $4,376
GEICO $2,340 $2,297
Liberty Mutual $1,711 $1,711
Nationwide $2,223 $2,223
Progressive $1,478 $1,478
State Farm $1,979 $1,979
Travelers $2,424 $2,424

Cheapest Rutherfordton, NC Car Insurance Rates After a DUI

A DUI in Rutherfordton, NC increases car insurance rates. Compare Rutherfordton, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rutherfordton, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,376
GEICO $5,265
Liberty Mutual $3,708
Nationwide $4,922
Progressive $4,757
State Farm $5,028
Travelers $5,336

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Cheapest Rutherfordton, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rutherfordton, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rutherfordton, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,972 $6,972
GEICO $2,762 $2,762
Liberty Mutual $1,975 $1,975
Nationwide $2,598 $2,598
Progressive $2,179 $2,179
State Farm $2,601 $2,630
Travelers $2,871 $2,871

The Best Cheap Car Insurance Companies in Rutherfordton, NC

Take a look at a side-by-side comparison of the top car insurance companies in Rutherfordton, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rutherfordton, North Carolina

Insurance Company Average Annual Rates
Allstate $6,972
GEICO $2,762
Liberty Mutual $1,975
Nationwide $2,598
Progressive $2,179
State Farm $2,615
Travelers $2,871

Category Winners: Cheapest Car Insurance in Rutherfordton, North Carolina

Find the cheapest car insurance companies in Rutherfordton, NC for each category right here.

Best Annual Car Insurance Rates by Company in Rutherfordton, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Rutherfordton, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rutherfordton car insurance rates. Find the cheapest Rutherfordton, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rutherfordton, North Carolina

Insurance Company Low Medium High
Allstate $6,749 $6,949 $7,217
GEICO $2,651 $2,753 $2,882
Liberty Mutual $1,891 $1,964 $2,071
Nationwide $2,505 $2,587 $2,703
Progressive $2,083 $2,166 $2,287
State Farm $2,529 $2,603 $2,714
Travelers $2,765 $2,858 $2,991

What affects car insurance rates in Rutherfordton, North Carolina?

What factors can have an impact on Rutherfordton, NC car insurance? There are several reasons why Rutherfordton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rutherfordton, North Carolina.

Commute Time in Rutherfordton

The more time you spend in your car the higher the risk of an accident. The average commute length in Rutherfordton, NC is 22.3 minutes according to City-Data.

Compare Car Insurance Quotes in Rutherfordton, NC

Ready to find affordable Rutherfordton, North Carolina car insurance today? Enter your ZIP code for fast, free Rutherfordton, NC car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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