Compare Rutland, IL Car Insurance Rates (2021)

Car insurance in Rutland, IL averages $250 a month. Rutland, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Rutland car insurance rates, compare quotes from the top car insurance companies in Rutland, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Rutland is State Farm
  • Average car insurance rates in Rutland, IL after a DUI are $3,504/year
  • The cheapest car insurance company in Rutland for teen drivers is State Farm

If you need to buy Rutland, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Rutland, IL is right here.

You’ll find Rutland car insurance rates, the cheapest Rutland, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Rutland, Illinois car insurance rates to Chicago car insurance rates, Elgin car insurance rates, and Joliet car insurance rates.

Ready to find affordable Rutland, IL car insurance today? Enter your ZIP code for fast, free Rutland car insurance quotes.

Cheapest Rutland, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rutland, IL car insurance rates? Every Rutland, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rutland, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,194 $3,208 $3,341 $3,341 $8,321 $10,840 $3,843 $4,156
American Family $2,201 $2,201 $2,014 $2,014 $6,175 $8,572 $2,201 $2,838
Farmers $2,234 $2,233 $1,984 $2,095 $9,498 $9,893 $2,557 $2,681
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,269 $1,370 $1,059 $1,182 $4,131 $4,595 $1,325 $1,398
Nationwide $1,577 $1,606 $1,407 $1,490 $4,229 $5,428 $1,827 $1,978
Progressive $1,903 $1,804 $1,565 $1,636 $6,895 $7,749 $2,276 $2,482
State Farm $1,274 $1,274 $1,141 $1,141 $3,693 $4,683 $1,441 $1,657
Travelers $1,436 $1,514 $1,308 $1,393 $4,083 $5,104 $1,521 $1,602
USAA $1,646 $1,691 $1,528 $1,521 $5,146 $5,708 $2,172 $2,413

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Minimum Car Insurance in Rutland, IL

Every driver must carry the minimum car insurance in Rutland, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Rutland, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Rutland, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rutland, IL. Compare credit history car insurance rates in Rutland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rutland, Illinois

Insurance Company Poor Fair Good
Allstate $6,412 $4,630 $4,049
American Family $4,695 $3,190 $2,696
Farmers $4,716 $3,959 $3,766
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,882 $1,802 $1,439
Nationwide $2,910 $2,352 $2,066
Progressive $3,747 $3,180 $2,940
State Farm $2,963 $1,774 $1,376
Travelers $2,742 $2,202 $1,792
USAA $3,649 $2,490 $2,046

Cheapest Rutland, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rutland, IL to rates for a clean record with top companies.

Annual Rutland, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,587 $6,115 $5,696 $4,724
American Family $2,590 $3,691 $4,889 $2,939
Farmers $3,500 $4,511 $4,399 $4,178
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,704 $2,408 $2,120 $1,932
Nationwide $1,973 $2,546 $2,990 $2,262
Progressive $2,712 $4,020 $2,998 $3,426
State Farm $1,860 $2,216 $2,038 $2,038
Travelers $1,791 $2,340 $2,607 $2,242
USAA $1,955 $2,785 $3,820 $2,352

Cheapest Rutland, IL Car Insurance for Teen Drivers

Teen car insurance in Rutland, IL can be expensive. Take a look at rates from the top car insurance companies in Rutland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rutland, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,321 $10,840
American Family $6,175 $8,572
Farmers $9,498 $9,893
GEICO $4,847 $5,129
Liberty Mutual $4,131 $4,595
Nationwide $4,229 $5,428
Progressive $6,895 $7,749
State Farm $3,693 $4,683
Travelers $4,083 $5,104
USAA $5,146 $5,708

Cheapest Rutland, IL Car Insurance for Seniors

Take a look at Rutland, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rutland, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,341 $3,341
American Family $2,014 $2,014
Farmers $1,984 $2,095
GEICO $1,521 $1,797
Liberty Mutual $1,059 $1,182
Nationwide $1,407 $1,490
Progressive $1,565 $1,636
State Farm $1,141 $1,141
Travelers $1,308 $1,393
USAA $1,528 $1,521

Cheapest Rutland, IL Car Insurance Rates After a DUI

A DUI in Rutland, IL increases car insurance rates. Compare Rutland, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rutland, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,696
American Family $4,889
Farmers $4,399
GEICO $3,482
Liberty Mutual $2,120
Nationwide $2,990
Progressive $2,998
State Farm $2,038
Travelers $2,607
USAA $3,820

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Cheapest Rutland, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rutland, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rutland, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,031 $5,031
American Family $3,482 $3,573
Farmers $4,147 $4,147
GEICO $2,519 $2,617
Liberty Mutual $2,041 $2,041
Nationwide $2,443 $2,443
Progressive $3,289 $3,289
State Farm $1,986 $2,090
Travelers $2,158 $2,333
USAA $2,651 $2,805

The Best Cheap Car Insurance Companies in Rutland, IL

Take a look at a side-by-side comparison of the top car insurance companies in Rutland, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rutland, Illinois

Insurance Company Average Annual Rates
Allstate $5,031
American Family $3,527
Farmers $4,147
GEICO $2,568
Liberty Mutual $2,041
Nationwide $2,443
Progressive $3,289
State Farm $2,038
Travelers $2,245
USAA $2,728

Category Winners: Cheapest Car Insurance in Rutland, Illinois

Find the cheapest car insurance companies in Rutland, IL for each category right here.

Best Annual Car Insurance Rates by Company in Rutland, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Rutland, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rutland car insurance rates. Find the cheapest Rutland, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rutland, Illinois

Insurance Company Low Medium High
Allstate $4,885 $5,026 $5,180
American Family $3,413 $3,656 $3,512
Farmers $3,956 $4,055 $4,430
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,925 $2,036 $2,162
Nationwide $2,426 $2,463 $2,439
Progressive $3,052 $3,283 $3,531
State Farm $1,924 $2,042 $2,148
Travelers $2,109 $2,243 $2,384
USAA $2,560 $2,725 $2,900

What affects car insurance rates in Rutland, Illinois?

What factors can have an impact on Rutland, IL car insurance? There are several reasons why Rutland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rutland, Illinois.

Commute Time in Rutland

The more time you spend in your car the higher the risk of an accident. The average commute length in Rutland, IL is 19.5 minutes according to City-Data.

Compare Car Insurance Quotes in Rutland, IL

Ready to find affordable Rutland, Illinois car insurance today? Enter your ZIP code for fast, free Rutland, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State