Compare Rutland, SD Car Insurance Rates (2021)

Car insurance in Rutland, SD averages $301 a month. Rutland, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Rutland car insurance rates, compare quotes from the top car insurance companies in Rutland, SD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Rutland for teen drivers is State Farm
  • Average car insurance rates in Rutland, SD are $3,612/year
  • The cheapest car insurance company in Rutland is State Farm

If you need to buy Rutland, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Rutland, SD is right here.

You’ll find Rutland car insurance rates, the cheapest Rutland, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Rutland, South Dakota car insurance rates to Spearfish car insurance rates, Yankton car insurance rates, and Pierre car insurance rates.

Ready to find affordable Rutland, SD car insurance today? Enter your ZIP code for fast, free Rutland car insurance quotes.

Cheapest Rutland, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rutland, SD car insurance rates? Every Rutland, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rutland, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,428 $2,484 $2,139 $2,288 $9,928 $11,847 $2,752 $3,013
American Family $2,659 $2,659 $2,364 $2,364 $5,616 $8,249 $2,659 $3,266
Farmers $1,801 $1,804 $1,583 $1,651 $8,207 $8,528 $2,014 $2,143
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $3,762 $4,088 $2,968 $3,605 $14,670 $16,464 $3,950 $4,394
Nationwide $1,780 $1,829 $1,592 $1,700 $3,909 $5,045 $2,001 $2,174
Progressive $1,778 $1,746 $1,466 $1,513 $6,570 $7,458 $2,225 $2,323
State Farm $1,375 $1,375 $1,194 $1,194 $3,502 $4,480 $1,541 $1,735

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Minimum Car Insurance in Rutland, SD

Every driver must carry the minimum car insurance in Rutland, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Rutland, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Rutland, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rutland, SD. Compare credit history car insurance rates in Rutland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rutland, South Dakota

Insurance Company Poor Fair Good
Allstate $5,617 $4,396 $3,817
American Family $4,802 $3,463 $2,924
Farmers $3,913 $3,311 $3,174
GEICO $4,316 $2,191 $1,484
Liberty Mutual $9,750 $5,863 $4,600
Nationwide $3,028 $2,388 $2,096
Progressive $3,608 $3,012 $2,784
State Farm $2,982 $1,784 $1,383

Cheapest Rutland, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rutland, SD to rates for a clean record with top companies.

Annual Rutland, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,824 $4,437 $5,901 $4,278
American Family $2,703 $3,999 $5,125 $3,092
Farmers $2,952 $3,738 $3,647 $3,528
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $5,678 $7,052 $7,325 $6,894
Nationwide $1,819 $2,511 $3,581 $2,105
Progressive $2,703 $3,672 $2,914 $3,251
State Farm $1,912 $2,187 $2,050 $2,050

Cheapest Rutland, SD Car Insurance for Teen Drivers

Teen car insurance in Rutland, SD can be expensive. Take a look at rates from the top car insurance companies in Rutland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rutland, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,928 $11,847
American Family $5,616 $8,249
Farmers $8,207 $8,528
GEICO $4,398 $5,174
Liberty Mutual $14,670 $16,464
Nationwide $3,909 $5,045
Progressive $6,570 $7,458
State Farm $3,502 $4,480

Cheapest Rutland, SD Car Insurance for Seniors

Take a look at Rutland, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rutland, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,139 $2,288
American Family $2,364 $2,364
Farmers $1,583 $1,651
GEICO $2,041 $1,881
Liberty Mutual $2,968 $3,605
Nationwide $1,592 $1,700
Progressive $1,466 $1,513
State Farm $1,194 $1,194

Cheapest Rutland, SD Car Insurance Rates After a DUI

A DUI in Rutland, SD increases car insurance rates. Compare Rutland, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rutland, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,901
American Family $5,125
Farmers $3,647
GEICO $4,443
Liberty Mutual $7,325
Nationwide $3,581
Progressive $2,914
State Farm $2,050

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Cheapest Rutland, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rutland, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rutland, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,497 $4,723
American Family $3,684 $3,775
Farmers $3,466 $3,466
GEICO $2,631 $2,696
Liberty Mutual $6,737 $6,737
Nationwide $2,504 $2,504
Progressive $3,135 $3,135
State Farm $1,999 $2,100

The Best Cheap Car Insurance Companies in Rutland, SD

Take a look at a side-by-side comparison of the top car insurance companies in Rutland, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rutland, South Dakota

Insurance Company Average Annual Rates
Allstate $4,610
American Family $3,730
Farmers $3,466
GEICO $2,664
Liberty Mutual $6,737
Nationwide $2,504
Progressive $3,135
State Farm $2,050

Category Winners: Cheapest Car Insurance in Rutland, South Dakota

Find the cheapest car insurance companies in Rutland, SD for each category right here.

Best Annual Car Insurance Rates by Company in Rutland, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Rutland, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rutland car insurance rates. Find the cheapest Rutland, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rutland, South Dakota

Insurance Company Low Medium High
Allstate $4,493 $4,603 $4,734
American Family $3,733 $3,834 $3,621
Farmers $3,309 $3,427 $3,663
GEICO $2,584 $2,660 $2,746
Liberty Mutual $6,616 $6,728 $6,869
Nationwide $2,363 $2,493 $2,655
Progressive $3,056 $3,111 $3,238
State Farm $1,975 $2,051 $2,123

Compare Car Insurance Quotes in Rutland, SD

Ready to find affordable Rutland, South Dakota car insurance today? Enter your ZIP code for fast, free Rutland, SD car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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