Compare Rutledge, MO Car Insurance Rates (2021)

Car insurance in Rutledge, MO averages $271 a month. Rutledge, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Rutledge car insurance rates, compare quotes from the top car insurance companies in Rutledge, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Rutledge, MO are $3,246/year
  • Average car insurance rates in Rutledge, MO after a DUI are $3,749/year
  • The cheapest car insurance company in Rutledge for teen drivers is Nationwide

If you need to buy Rutledge, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Rutledge, MO is right here.

You’ll find Rutledge car insurance rates, the cheapest Rutledge, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Rutledge, Missouri car insurance rates to St. Louis car insurance rates, Lee’s Summit car insurance rates, and Blue Springs car insurance rates.

Ready to find affordable Rutledge, MO car insurance today? Enter your ZIP code for fast, free Rutledge car insurance quotes.

Cheapest Rutledge, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rutledge, MO car insurance rates? Every Rutledge, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rutledge, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $2,086 $2,086 $1,854 $1,854 $5,582 $7,284 $2,086 $2,450
Farmers $2,504 $2,501 $2,246 $2,371 $9,888 $10,230 $2,841 $2,976
GEICO $1,907 $2,104 $1,484 $1,834 $5,572 $5,914 $1,802 $1,835
Liberty Mutual $2,636 $2,861 $2,173 $2,435 $8,565 $9,507 $2,786 $2,986
Nationwide $1,460 $1,503 $1,299 $1,390 $3,523 $4,567 $1,651 $1,801
Progressive $2,203 $2,098 $1,799 $1,844 $6,468 $7,310 $2,700 $2,782
State Farm $1,707 $1,707 $1,490 $1,490 $4,429 $5,648 $1,907 $2,149
USAA $1,545 $1,541 $1,378 $1,418 $4,426 $5,428 $1,944 $2,178

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Minimum Car Insurance in Rutledge, MO

Every driver must carry the minimum car insurance in Rutledge, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Rutledge, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Rutledge, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rutledge, MO. Compare credit history car insurance rates in Rutledge from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rutledge, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $4,136 $2,902 $2,443
Farmers $5,090 $4,224 $4,020
GEICO $3,875 $2,525 $2,020
Liberty Mutual $6,107 $3,703 $2,921
Nationwide $2,551 $2,082 $1,815
Progressive $3,956 $3,252 $2,995
State Farm $3,360 $2,340 $1,998
USAA $4,157 $1,919 $1,371

Cheapest Rutledge, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rutledge, MO to rates for a clean record with top companies.

Annual Rutledge, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,401 $3,416 $4,106 $2,718
Farmers $3,890 $4,756 $4,658 $4,475
GEICO $2,267 $2,832 $3,697 $2,429
Liberty Mutual $3,099 $4,410 $4,571 $4,895
Nationwide $1,735 $2,165 $2,818 $1,879
Progressive $3,017 $3,857 $3,285 $3,443
State Farm $2,393 $2,739 $2,566 $2,566
USAA $2,027 $2,420 $3,284 $2,197

Cheapest Rutledge, MO Car Insurance for Teen Drivers

Teen car insurance in Rutledge, MO can be expensive. Take a look at rates from the top car insurance companies in Rutledge for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rutledge, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,582 $7,284
Farmers $9,888 $10,230
GEICO $5,572 $5,914
Liberty Mutual $8,565 $9,507
Nationwide $3,523 $4,567
Progressive $6,468 $7,310
State Farm $4,429 $5,648
USAA $4,426 $5,428

Cheapest Rutledge, MO Car Insurance for Seniors

Take a look at Rutledge, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rutledge, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,854 $1,854
Farmers $2,246 $2,371
GEICO $1,484 $1,834
Liberty Mutual $2,173 $2,435
Nationwide $1,299 $1,390
Progressive $1,799 $1,844
State Farm $1,490 $1,490
USAA $1,378 $1,418

Cheapest Rutledge, MO Car Insurance Rates After a DUI

A DUI in Rutledge, MO increases car insurance rates. Compare Rutledge, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rutledge, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,758
American Family $4,106
Farmers $4,658
GEICO $3,697
Liberty Mutual $4,571
Nationwide $2,818
Progressive $3,285
State Farm $2,566
USAA $3,284

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Cheapest Rutledge, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rutledge, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rutledge, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $3,128 $3,192
Farmers $4,445 $4,445
GEICO $2,747 $2,866
Liberty Mutual $4,244 $4,244
Nationwide $2,149 $2,149
Progressive $3,401 $3,401
State Farm $2,504 $2,628
USAA $2,390 $2,574

The Best Cheap Car Insurance Companies in Rutledge, MO

Take a look at a side-by-side comparison of the top car insurance companies in Rutledge, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rutledge, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $3,160
Farmers $4,445
GEICO $2,806
Liberty Mutual $4,244
Nationwide $2,149
Progressive $3,401
State Farm $2,566
USAA $2,482

Category Winners: Cheapest Car Insurance in Rutledge, Missouri

Find the cheapest car insurance companies in Rutledge, MO for each category right here.

Best Annual Car Insurance Rates by Company in Rutledge, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Rutledge, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rutledge car insurance rates. Find the cheapest Rutledge, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rutledge, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $3,071 $3,261 $3,149
Farmers $4,178 $4,405 $4,751
GEICO $2,652 $2,822 $2,946
Liberty Mutual $4,028 $4,263 $4,441
Nationwide $2,021 $2,165 $2,261
Progressive $3,120 $3,408 $3,674
State Farm $2,443 $2,572 $2,683
USAA $2,385 $2,474 $2,587

What affects car insurance rates in Rutledge, Missouri?

What factors can have an impact on Rutledge, MO car insurance? There are several reasons why Rutledge car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rutledge, Missouri.

Commute Time in Rutledge

The more time you spend in your car the higher the risk of an accident. The average commute length in Rutledge, MO is 9.0 minutes according to City-Data.

Compare Car Insurance Quotes in Rutledge, MO

Ready to find affordable Rutledge, Missouri car insurance today? Enter your ZIP code for fast, free Rutledge, MO car insurance quotes.

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