Compare Rutledge, TN Car Insurance Rates (2021)

Car insurance in Rutledge, TN averages $302 a month. Rutledge, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Rutledge car insurance rates, compare quotes from the top car insurance companies in Rutledge, TN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Rutledge for teen drivers is State Farm
  • Average car insurance rates in Rutledge, TN after a DUI are $4,263/year
  • Average car insurance rates in Rutledge, TN are $3,627/year

If you need to buy Rutledge, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Rutledge, TN is right here.

You’ll find Rutledge car insurance rates, the cheapest Rutledge, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Rutledge, Tennessee car insurance rates to Bartlett car insurance rates, Franklin car insurance rates, and Chattanooga car insurance rates.

Ready to find affordable Rutledge, TN car insurance today? Enter your ZIP code for fast, free Rutledge car insurance quotes.

Cheapest Rutledge, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rutledge, TN car insurance rates? Every Rutledge, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rutledge, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,869 $2,747 $2,583 $2,681 $10,948 $11,895 $3,046 $3,151
Farmers $1,623 $1,652 $1,458 $1,599 $6,619 $7,034 $2,193 $2,320
GEICO $2,053 $2,066 $1,885 $1,885 $6,467 $6,558 $2,100 $2,168
Liberty Mutual $3,541 $129 $2,909 $3,249 $14,257 $15,845 $3,801 $4,060
Nationwide $2,383 $2,401 $2,132 $2,165 $6,680 $8,613 $2,748 $2,981
Progressive $1,802 $1,698 $1,466 $1,536 $8,151 $9,179 $2,170 $2,375
State Farm $1,567 $1,567 $1,417 $1,417 $4,871 $6,074 $1,773 $2,074
Travelers $1,788 $1,883 $1,626 $1,731 $5,022 $6,226 $1,904 $2,005
USAA $1,568 $1,593 $1,416 $1,414 $5,662 $6,485 $2,047 $2,183

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Minimum Car Insurance in Rutledge, TN

Every driver must carry the minimum car insurance in Rutledge, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Rutledge, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Rutledge, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rutledge, TN. Compare credit history car insurance rates in Rutledge from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rutledge, Tennessee

Insurance Company Poor Fair Good
Allstate $6,373 $4,876 $3,722
Farmers $3,644 $2,849 $2,694
GEICO $3,566 $3,060 $2,816
Liberty Mutual $8,574 $5,244 $4,103
Nationwide $4,532 $3,582 $3,174
Progressive $3,986 $3,440 $3,215
State Farm $3,768 $2,260 $1,756
Travelers $3,530 $2,769 $2,020
USAA $4,055 $2,375 $1,958

Cheapest Rutledge, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rutledge, TN to rates for a clean record with top companies.

Annual Rutledge, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,163 $4,974 $6,045 $4,778
Farmers $2,615 $3,237 $3,314 $3,084
GEICO $2,304 $3,067 $4,914 $2,304
Liberty Mutual $4,847 $6,977 $6,494 $5,577
Nationwide $3,252 $3,252 $4,898 $3,649
Progressive $3,124 $4,057 $3,327 $3,680
State Farm $2,360 $2,829 $2,595 $2,595
Travelers $2,247 $2,885 $3,194 $2,766
USAA $2,030 $3,048 $3,589 $2,517

Cheapest Rutledge, TN Car Insurance for Teen Drivers

Teen car insurance in Rutledge, TN can be expensive. Take a look at rates from the top car insurance companies in Rutledge for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rutledge, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,948 $11,895
Farmers $6,619 $7,034
GEICO $6,467 $6,558
Liberty Mutual $14,257 $15,845
Nationwide $6,680 $8,613
Progressive $8,151 $9,179
State Farm $4,871 $6,074
Travelers $5,022 $6,226
USAA $5,662 $6,485

Cheapest Rutledge, TN Car Insurance for Seniors

Take a look at Rutledge, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rutledge, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,583 $2,681
Farmers $1,458 $1,599
GEICO $1,885 $1,885
Liberty Mutual $2,909 $3,249
Nationwide $2,132 $2,165
Progressive $1,466 $1,536
State Farm $1,417 $1,417
Travelers $1,626 $1,731
USAA $1,416 $1,414

Cheapest Rutledge, TN Car Insurance Rates After a DUI

A DUI in Rutledge, TN increases car insurance rates. Compare Rutledge, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rutledge, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,045
Farmers $3,314
GEICO $4,914
Liberty Mutual $6,494
Nationwide $4,898
Progressive $3,327
State Farm $2,595
Travelers $3,194
USAA $3,589

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Cheapest Rutledge, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rutledge, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rutledge, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,990 $4,990
Farmers $3,062 $3,062
GEICO $3,125 $3,170
Liberty Mutual $5,974 $5,974
Nationwide $3,763 $3,763
Progressive $3,547 $3,547
State Farm $2,534 $2,655
Travelers $2,664 $2,882
USAA $2,717 $2,875

The Best Cheap Car Insurance Companies in Rutledge, TN

Take a look at a side-by-side comparison of the top car insurance companies in Rutledge, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rutledge, Tennessee

Insurance Company Average Annual Rates
Allstate $4,990
Farmers $3,062
GEICO $3,148
Liberty Mutual $5,974
Nationwide $3,763
Progressive $3,547
State Farm $2,595
Travelers $2,773
USAA $2,796

Category Winners: Cheapest Car Insurance in Rutledge, Tennessee

Find the cheapest car insurance companies in Rutledge, TN for each category right here.

Best Annual Car Insurance Rates by Company in Rutledge, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Rutledge, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rutledge car insurance rates. Find the cheapest Rutledge, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rutledge, Tennessee

Insurance Company Low Medium High
Allstate $4,804 $4,977 $5,189
Farmers $2,887 $3,047 $3,253
GEICO $2,976 $3,139 $3,327
Liberty Mutual $5,719 $5,971 $6,232
Nationwide $3,795 $3,682 $3,811
Progressive $3,321 $3,544 $3,775
State Farm $2,455 $2,606 $2,723
Travelers $2,605 $2,771 $2,944
USAA $2,708 $2,786 $2,894

What affects car insurance rates in Rutledge, Tennessee?

What factors can have an impact on Rutledge, TN car insurance? There are several reasons why Rutledge car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rutledge, Tennessee.

Commute Time in Rutledge

The more time you spend in your car the higher the risk of an accident. The average commute length in Rutledge, TN is 28.7 minutes according to City-Data.

Compare Car Insurance Quotes in Rutledge, TN

Ready to find affordable Rutledge, Tennessee car insurance today? Enter your ZIP code for fast, free Rutledge, TN car insurance quotes.

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