Compare Ryan, IA Car Insurance Rates (2021)

Car insurance in Ryan, IA averages $247 a month. Ryan, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Ryan car insurance rates, compare quotes from the top car insurance companies in Ryan, IA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Ryan, IA after a DUI are $3,583/year
  • The cheapest car insurance company in Ryan for teen drivers is USAA
  • The cheapest car insurance company in Ryan is USAA

If you need to buy Ryan, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Ryan, IA is right here.

You’ll find Ryan car insurance rates, the cheapest Ryan, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Ryan, Iowa car insurance rates to Davenport car insurance rates, Ankeny car insurance rates, and Ames car insurance rates.

Ready to find affordable Ryan, IA car insurance today? Enter your ZIP code for fast, free Ryan car insurance quotes.

Cheapest Ryan, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ryan, IA car insurance rates? Every Ryan, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ryan, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,807 $1,734 $1,614 $1,641 $5,261 $5,927 $1,959 $2,010
American Family $1,999 $1,999 $1,787 $1,787 $5,322 $7,474 $1,999 $2,409
Farmers $1,421 $1,448 $1,273 $1,389 $4,272 $4,553 $1,923 $2,059
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,881 $1,934 $1,674 $1,791 $4,304 $5,585 $2,127 $2,317
Progressive $1,675 $1,611 $1,379 $1,432 $4,198 $4,740 $2,019 $2,197
State Farm $1,498 $1,498 $1,306 $1,306 $3,920 $4,986 $1,680 $1,907
Travelers $2,512 $2,565 $2,431 $2,439 $11,019 $17,521 $2,611 $3,104
USAA $1,279 $1,292 $1,174 $1,194 $3,504 $3,716 $1,536 $1,696

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Ryan, IA

Every driver must carry the minimum car insurance in Ryan, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Ryan, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Ryan, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ryan, IA. Compare credit history car insurance rates in Ryan from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ryan, Iowa

Insurance Company Poor Fair Good
Allstate $3,275 $2,608 $2,349
American Family $3,950 $2,903 $2,439
Farmers $2,630 $2,181 $2,066
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,287 $2,567 $2,250
Progressive $2,837 $2,297 $2,084
State Farm $3,222 $1,993 $1,572
Travelers $6,218 $5,305 $5,053
USAA $2,529 $1,738 $1,505

Cheapest Ryan, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ryan, IA to rates for a clean record with top companies.

Annual Ryan, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,331 $2,820 $3,216 $2,609
American Family $2,236 $3,271 $4,251 $2,630
Farmers $1,953 $2,423 $2,458 $2,336
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,948 $2,810 $3,841 $2,208
Progressive $1,932 $3,179 $2,095 $2,420
State Farm $2,103 $2,422 $2,263 $2,263
Travelers $4,033 $5,369 $7,183 $5,517
USAA $1,468 $1,973 $2,568 $1,686

Cheapest Ryan, IA Car Insurance for Teen Drivers

Teen car insurance in Ryan, IA can be expensive. Take a look at rates from the top car insurance companies in Ryan for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ryan, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,261 $5,927
American Family $5,322 $7,474
Farmers $4,272 $4,553
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,304 $5,585
Progressive $4,198 $4,740
State Farm $3,920 $4,986
Travelers $11,019 $17,521
USAA $3,504 $3,716

Cheapest Ryan, IA Car Insurance for Seniors

Take a look at Ryan, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ryan, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,614 $1,641
American Family $1,787 $1,787
Farmers $1,273 $1,389
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,674 $1,791
Progressive $1,379 $1,432
State Farm $1,306 $1,306
Travelers $2,431 $2,439
USAA $1,174 $1,194

Cheapest Ryan, IA Car Insurance Rates After a DUI

A DUI in Ryan, IA increases car insurance rates. Compare Ryan, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ryan, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,216
American Family $4,251
Farmers $2,458
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,841
Progressive $2,095
State Farm $2,263
Travelers $7,183
USAA $2,568

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Ryan, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ryan, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ryan, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,679 $2,809
American Family $3,061 $3,133
Farmers $2,292 $2,292
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,702 $2,702
Progressive $2,406 $2,406
State Farm $2,208 $2,317
Travelers $5,525 $5,525
USAA $1,854 $1,994

The Best Cheap Car Insurance Companies in Ryan, IA

Take a look at a side-by-side comparison of the top car insurance companies in Ryan, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ryan, Iowa

Insurance Company Average Annual Rates
Allstate $2,744
American Family $3,097
Farmers $2,292
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,702
Progressive $2,406
State Farm $2,263
Travelers $5,525
USAA $1,924

Category Winners: Cheapest Car Insurance in Ryan, Iowa

Find the cheapest car insurance companies in Ryan, IA for each category right here.

Best Annual Car Insurance Rates by Company in Ryan, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Ryan, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ryan car insurance rates. Find the cheapest Ryan, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ryan, Iowa

Insurance Company Low Medium High
Allstate $2,648 $2,747 $2,837
American Family $3,116 $3,269 $2,906
Farmers $2,197 $2,300 $2,380
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,824 $2,686 $2,595
Progressive $2,280 $2,413 $2,526
State Farm $2,162 $2,274 $2,352
Travelers $5,226 $5,607 $5,743
USAA $1,831 $1,930 $2,011

What affects car insurance rates in Ryan, Iowa?

What factors can have an impact on Ryan, IA car insurance? There are several reasons why Ryan car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ryan, Iowa.

Commute Time in Ryan

The more time you spend in your car the higher the risk of an accident. The average commute length in Ryan, IA is 32.0 minutes according to City-Data.

Compare Car Insurance Quotes in Ryan, IA

Ready to find affordable Ryan, Iowa car insurance today? Enter your ZIP code for fast, free Ryan, IA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption