Compare Rye, CO Car Insurance Rates (2021)

Car insurance in Rye, CO averages $343 a month. Rye, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Rye car insurance rates, compare quotes from the top car insurance companies in Rye, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Rye, CO are $4,119/year
  • Average car insurance rates in Rye, CO after a DUI are $4,876/year
  • The cheapest car insurance company in Rye for teen drivers is Liberty Mutual

If you need to buy Rye, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Rye, CO is right here.

You’ll find Rye car insurance rates, the cheapest Rye, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Rye, Colorado car insurance rates to Arvada car insurance rates, Pueblo car insurance rates, and Fort Collins car insurance rates.

Ready to find affordable Rye, CO car insurance today? Enter your ZIP code for fast, free Rye car insurance quotes.

Cheapest Rye, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rye, CO car insurance rates? Every Rye, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rye, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,231 $4,021 $3,740 $3,788 $13,063 $13,710 $4,833 $4,922
American Family $2,301 $2,301 $2,070 $2,070 $5,559 $7,395 $2,301 $2,831
Farmers $3,404 $3,368 $3,095 $3,353 $12,667 $12,657 $3,718 $3,730
GEICO $2,141 $2,336 $2,304 $2,636 $6,615 $6,938 $1,950 $1,960
Liberty Mutual $1,809 $1,778 $1,535 $1,686 $5,458 $5,949 $1,831 $1,855
Nationwide $2,807 $2,854 $2,512 $2,653 $7,116 $9,102 $3,232 $3,490
Progressive $2,647 $2,481 $2,305 $2,299 $8,869 $9,912 $2,981 $2,899
State Farm $2,098 $2,098 $1,878 $1,878 $5,994 $7,603 $2,347 $2,782
USAA $2,339 $2,352 $2,214 $2,238 $5,735 $6,602 $3,017 $3,309

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Minimum Car Insurance in Rye, CO

Every driver must carry the minimum car insurance in Rye, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Rye, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Rye, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rye, CO. Compare credit history car insurance rates in Rye from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rye, Colorado

Insurance Company Poor Fair Good
Allstate $8,371 $6,408 $4,836
American Family $4,381 $3,091 $2,589
Farmers $6,707 $5,406 $5,134
GEICO $4,043 $3,360 $2,677
Liberty Mutual $3,914 $2,394 $1,905
Nationwide $5,105 $4,039 $3,518
Progressive $4,905 $4,173 $3,820
State Farm $4,637 $2,974 $2,394
USAA $5,166 $2,924 $2,337

Cheapest Rye, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rye, CO to rates for a clean record with top companies.

Annual Rye, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,705 $6,455 $7,652 $6,341
American Family $2,482 $3,532 $4,589 $2,811
Farmers $4,853 $6,242 $6,163 $5,737
GEICO $2,367 $3,703 $4,272 $3,098
Liberty Mutual $2,400 $2,807 $2,914 $2,831
Nationwide $3,244 $4,437 $5,632 $3,571
Progressive $3,720 $5,204 $3,927 $4,344
State Farm $3,072 $3,597 $3,335 $3,335
USAA $2,543 $3,088 $5,401 $2,871

Cheapest Rye, CO Car Insurance for Teen Drivers

Teen car insurance in Rye, CO can be expensive. Take a look at rates from the top car insurance companies in Rye for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rye, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,063 $13,710
American Family $5,559 $7,395
Farmers $12,667 $12,657
GEICO $6,615 $6,938
Liberty Mutual $5,458 $5,949
Nationwide $7,116 $9,102
Progressive $8,869 $9,912
State Farm $5,994 $7,603
USAA $5,735 $6,602

Cheapest Rye, CO Car Insurance for Seniors

Take a look at Rye, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rye, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,740 $3,788
American Family $2,070 $2,070
Farmers $3,095 $3,353
GEICO $2,304 $2,636
Liberty Mutual $1,535 $1,686
Nationwide $2,512 $2,653
Progressive $2,305 $2,299
State Farm $1,878 $1,878
USAA $2,214 $2,238

Cheapest Rye, CO Car Insurance Rates After a DUI

A DUI in Rye, CO increases car insurance rates. Compare Rye, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rye, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,652
American Family $4,589
Farmers $6,163
GEICO $4,272
Liberty Mutual $2,914
Nationwide $5,632
Progressive $3,927
State Farm $3,335
USAA $5,401

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Cheapest Rye, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rye, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rye, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,538 $6,538
American Family $3,283 $3,424
Farmers $5,749 $5,749
GEICO $3,285 $3,435
Liberty Mutual $2,738 $2,738
Nationwide $4,221 $4,221
Progressive $4,299 $4,299
State Farm $3,253 $3,417
USAA $3,377 $3,575

The Best Cheap Car Insurance Companies in Rye, CO

Take a look at a side-by-side comparison of the top car insurance companies in Rye, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rye, Colorado

Insurance Company Average Annual Rates
Allstate $6,538
American Family $3,353
Farmers $5,749
GEICO $3,360
Liberty Mutual $2,738
Nationwide $4,221
Progressive $4,299
State Farm $3,335
USAA $3,476

Category Winners: Cheapest Car Insurance in Rye, Colorado

Find the cheapest car insurance companies in Rye, CO for each category right here.

Best Annual Car Insurance Rates by Company in Rye, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation American Family

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Cheapest Rye, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rye car insurance rates. Find the cheapest Rye, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rye, Colorado

Insurance Company Low Medium High
Allstate $6,229 $6,517 $6,869
American Family $3,205 $3,423 $3,432
Farmers $5,000 $5,663 $6,584
GEICO $2,923 $3,271 $3,886
Liberty Mutual $2,591 $2,728 $2,894
Nationwide $4,175 $4,222 $4,265
Progressive $3,943 $4,312 $4,642
State Farm $3,128 $3,337 $3,539
USAA $3,336 $3,475 $3,616

What affects car insurance rates in Rye, Colorado?

What factors can have an impact on Rye, CO car insurance? There are several reasons why Rye car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rye, Colorado.

Commute Time in Rye

The more time you spend in your car the higher the risk of an accident. The average commute length in Rye, CO is 22.8 minutes according to City-Data.

Compare Car Insurance Quotes in Rye, CO

Ready to find affordable Rye, Colorado car insurance today? Enter your ZIP code for fast, free Rye, CO car insurance quotes.

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Average Monthly Car Insurance Rates by State