Compare Saco, ME Car Insurance Rates (2021)

Car insurance in Saco, ME averages $205 a month. Saco, Maine car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Saco car insurance rates, compare quotes from the top car insurance companies in Saco, ME.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Saco is GEICO
  • Average car insurance rates in Saco, ME after a DUI are $2,917/year
  • Average car insurance rates in Saco, ME are $2,461/year

If you need to buy Saco, Maine car insurance, the options can be confusing. Everything you need to know about car insurance in Saco, ME is right here.

You’ll find Saco car insurance rates, the cheapest Saco, ME car insurance companies, and information on Maine car insurance laws. You can also compare Saco, Maine car insurance rates to South Portland car insurance rates, Augusta car insurance rates, and Biddeford car insurance rates.

Ready to find affordable Saco, ME car insurance today? Enter your ZIP code for fast, free Saco car insurance quotes.

Cheapest Saco, ME Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Saco, ME car insurance rates? Every Saco, Maine car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Saco, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,816 $1,867 $1,639 $1,775 $4,651 $6,226 $1,968 $2,198
Farmers $1,614 $1,629 $1,520 $1,624 $5,303 $5,815 $1,915 $1,980
GEICO $893 $924 $893 $893 $2,214 $2,873 $974 $1,036
Liberty Mutual $2,817 $2,817 $2,685 $2,685 $5,924 $8,839 $2,817 $3,946
Progressive $1,700 $1,665 $1,700 $1,665 $7,165 $8,047 $1,977 $2,231
State Farm $1,200 $1,200 $1,139 $1,139 $3,903 $4,875 $1,345 $1,469
Travelers $1,106 $1,140 $1,003 $1,024 $4,516 $6,094 $1,088 $1,240
USAA $827 $813 $822 $802 $2,718 $2,994 $1,048 $1,095

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Minimum Car Insurance in Saco, ME

Every driver must carry the minimum car insurance in Saco, ME. Take a look at the Maine car insurance requirements.

Minimum Required Car Insurance Coverage in Saco, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Saco, ME Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Saco, ME. Compare credit history car insurance rates in Saco from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Saco, Maine

Insurance Company Poor Fair Good
Allstate $3,475 $2,653 $2,174
Farmers $3,120 $2,555 $2,351
GEICO $1,799 $1,194 $1,019
Liberty Mutual $5,660 $3,669 $2,870
Progressive $3,688 $3,171 $2,947
State Farm $2,962 $1,770 $1,370
Travelers $2,532 $2,075 $1,848
USAA $1,819 $1,256 $1,095

Cheapest Saco, ME Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Saco, ME to rates for a clean record with top companies.

Annual Saco, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,249 $3,064 $3,207 $2,550
Farmers $2,337 $2,981 $2,585 $2,797
GEICO $976 $1,369 $2,029 $976
Liberty Mutual $3,103 $3,667 $6,110 $3,385
Progressive $2,618 $4,432 $2,915 $3,109
State Farm $1,842 $2,226 $2,034 $2,034
Travelers $1,792 $1,992 $2,501 $2,321
USAA $1,054 $1,390 $1,955 $1,160

Cheapest Saco, ME Car Insurance for Teen Drivers

Teen car insurance in Saco, ME can be expensive. Take a look at rates from the top car insurance companies in Saco for teenagers.

Annual Car Insurance Rates for Teen Drivers in Saco, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,651 $6,226
Farmers $5,303 $5,815
GEICO $2,214 $2,873
Liberty Mutual $5,924 $8,839
Progressive $7,165 $8,047
State Farm $3,903 $4,875
Travelers $4,516 $6,094
USAA $2,718 $2,994

Cheapest Saco, ME Car Insurance for Seniors

Take a look at Saco, ME senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Saco, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,639 $1,775
Farmers $1,520 $1,624
GEICO $893 $893
Liberty Mutual $2,685 $2,685
Progressive $1,700 $1,665
State Farm $1,139 $1,139
Travelers $1,003 $1,024
USAA $822 $802

Cheapest Saco, ME Car Insurance Rates After a DUI

A DUI in Saco, ME increases car insurance rates. Compare Saco, Maine DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Saco, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,207
Farmers $2,585
GEICO $2,029
Liberty Mutual $6,110
Progressive $2,915
State Farm $2,034
Travelers $2,501
USAA $1,955

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Cheapest Saco, ME Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Saco, ME by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Saco, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,767 $2,767
Farmers $2,675 $2,675
GEICO $1,316 $1,359
Liberty Mutual $3,984 $4,149
Progressive $3,269 $3,269
State Farm $1,967 $2,100
Travelers $2,151 $2,151
USAA $1,351 $1,429

The Best Cheap Car Insurance Companies in Saco, ME

Take a look at a side-by-side comparison of the top car insurance companies in Saco, ME to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Saco, Maine

Insurance Company Average Annual Rates
Allstate $2,767
Farmers $2,675
GEICO $1,337
Liberty Mutual $4,066
Progressive $3,269
State Farm $2,034
Travelers $2,151
USAA $1,390

Category Winners: Cheapest Car Insurance in Saco, Maine

Find the cheapest car insurance companies in Saco, ME for each category right here.

Best Annual Car Insurance Rates by Company in Saco, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest Saco, ME Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Saco car insurance rates. Find the cheapest Saco, ME car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Saco, Maine

Insurance Company Low Medium High
Allstate $2,733 $2,734 $2,835
Farmers $2,559 $2,576 $2,890
GEICO $1,307 $1,316 $1,390
Liberty Mutual $4,008 $4,008 $4,182
Progressive $3,194 $3,202 $3,410
State Farm $1,974 $2,010 $2,117
Travelers $2,114 $2,118 $2,222
USAA $1,359 $1,371 $1,439

What affects car insurance rates in Saco, Maine?

What factors can have an impact on Saco, ME car insurance? There are several reasons why Saco car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Saco, Maine.

Commute Time in Saco

The more time you spend in your car the higher the risk of an accident. The average commute length in Saco, ME is 25.0 minutes according to City-Data.

Compare Car Insurance Quotes in Saco, ME

Ready to find affordable Saco, Maine car insurance today? Enter your ZIP code for fast, free Saco, ME car insurance quotes.

Free Car Insurance Comparison

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