Compare Saco, MT Car Insurance Rates (2021)

Car insurance in Saco, MT averages $271 a month. Saco, Montana car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Saco car insurance rates, compare quotes from the top car insurance companies in Saco, MT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Saco for teen drivers is Liberty Mutual
  • Average car insurance rates in Saco, MT are $3,255/year
  • The cheapest car insurance company in Saco is Liberty Mutual

If you need to buy Saco, Montana car insurance, the options can be confusing. Everything you need to know about car insurance in Saco, MT is right here.

You’ll find Saco car insurance rates, the cheapest Saco, MT car insurance companies, and information on Montana car insurance laws. You can also compare Saco, Montana car insurance rates to Helena car insurance rates, Livingston car insurance rates, and Missoula car insurance rates.

Ready to find affordable Saco, MT car insurance today? Enter your ZIP code for fast, free Saco car insurance quotes.

Cheapest Saco, MT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Saco, MT car insurance rates? Every Saco, Montana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Saco, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,509 $2,509 $2,286 $2,286 $9,351 $9,351 $2,713 $2,713
Farmers $2,799 $2,799 $2,492 $2,492 $6,987 $6,987 $3,053 $3,053
GEICO $3,181 $2,973 $3,103 $2,830 $7,774 $7,235 $2,728 $2,486
Liberty Mutual $1,040 $1,040 $1,011 $1,011 $2,047 $2,047 $1,234 $1,234
Nationwide $2,956 $2,956 $2,678 $2,678 $5,958 $5,958 $3,135 $3,135
Progressive $3,454 $3,454 $3,067 $3,067 $7,688 $7,688 $3,899 $3,899
State Farm $1,617 $1,617 $1,410 $1,410 $4,645 $4,645 $1,747 $1,747
USAA $1,316 $1,316 $1,166 $1,166 $4,089 $4,089 $1,661 $1,661

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Minimum Car Insurance in Saco, MT

Every driver must carry the minimum car insurance in Saco, MT. Take a look at the Montana car insurance requirements.

Minimum Required Car Insurance Coverage in Saco, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Saco, MT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Saco, MT. Compare credit history car insurance rates in Saco from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Saco, Montana

Insurance Company Poor Fair Good
Allstate $5,104 $4,071 $3,469
Farmers $4,535 $3,581 $3,381
GEICO $6,363 $3,392 $2,362
Liberty Mutual $1,333 $1,333 $1,333
Nationwide $4,661 $3,350 $3,033
Progressive $5,511 $4,171 $3,899
State Farm $3,385 $2,061 $1,618
USAA $2,788 $1,875 $1,511

Cheapest Saco, MT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Saco, MT to rates for a clean record with top companies.

Annual Saco, Montana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,551 $4,183 $5,075 $4,050
Farmers $3,380 $4,339 $4,230 $3,380
GEICO $2,595 $4,108 $6,353 $3,100
Liberty Mutual $912 $1,575 $1,575 $1,270
Nationwide $2,654 $3,853 $5,002 $3,218
Progressive $3,930 $5,010 $4,825 $4,344
State Farm $2,210 $2,500 $2,355 $2,355
USAA $1,556 $1,923 $2,852 $1,900

Cheapest Saco, MT Car Insurance for Teen Drivers

Teen car insurance in Saco, MT can be expensive. Take a look at rates from the top car insurance companies in Saco for teenagers.

Annual Car Insurance Rates for Teen Drivers in Saco, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,351 $9,351
Farmers $6,987 $6,987
GEICO $7,774 $7,235
Liberty Mutual $2,047 $2,047
Nationwide $5,958 $5,958
Progressive $7,688 $7,688
State Farm $4,645 $4,645
USAA $4,089 $4,089

Cheapest Saco, MT Car Insurance for Seniors

Take a look at Saco, MT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Saco, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,286 $2,286
Farmers $2,492 $2,492
GEICO $3,103 $2,830
Liberty Mutual $1,011 $1,011
Nationwide $2,678 $2,678
Progressive $3,067 $3,067
State Farm $1,410 $1,410
USAA $1,166 $1,166

Cheapest Saco, MT Car Insurance Rates After a DUI

A DUI in Saco, MT increases car insurance rates. Compare Saco, Montana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Saco, Montana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,075
Farmers $4,230
GEICO $6,353
Liberty Mutual $1,575
Nationwide $5,002
Progressive $4,825
State Farm $2,355
USAA $2,852

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Cheapest Saco, MT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Saco, MT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Saco, Montana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,116 $4,314
Farmers $3,833 $3,833
GEICO $3,967 $4,111
Liberty Mutual $1,333 $1,333
Nationwide $3,682 $3,682
Progressive $4,527 $4,527
State Farm $2,285 $2,424
USAA $2,033 $2,083

The Best Cheap Car Insurance Companies in Saco, MT

Take a look at a side-by-side comparison of the top car insurance companies in Saco, MT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Saco, Montana

Insurance Company Average Annual Rates
Allstate $4,215
Farmers $3,833
GEICO $4,039
Liberty Mutual $1,333
Nationwide $3,682
Progressive $4,527
State Farm $2,355
USAA $2,058

Category Winners: Cheapest Car Insurance in Saco, Montana

Find the cheapest car insurance companies in Saco, MT for each category right here.

Best Annual Car Insurance Rates by Company in Saco, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Saco, MT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Saco car insurance rates. Find the cheapest Saco, MT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Saco, Montana

Insurance Company Low Medium High
Allstate $4,035 $4,206 $4,403
Farmers $3,611 $3,830 $4,057
GEICO $3,896 $4,012 $4,208
Liberty Mutual $1,249 $1,336 $1,414
Nationwide $2,851 $3,931 $4,262
Progressive $4,326 $4,517 $4,738
State Farm $2,242 $2,344 $2,478
USAA $1,975 $2,048 $2,150

What affects car insurance rates in Saco, Montana?

What factors can have an impact on Saco, MT car insurance? There are several reasons why Saco car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Saco, Montana.

Commute Time in Saco

The more time you spend in your car the higher the risk of an accident. The average commute length in Saco, MT is 21.0 minutes according to City-Data.

Compare Car Insurance Quotes in Saco, MT

Ready to find affordable Saco, Montana car insurance today? Enter your ZIP code for fast, free Saco, MT car insurance quotes.

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