Compare Sacramento, PA Car Insurance Rates (2021)

Car insurance in Sacramento, PA averages $317 a month. Sacramento, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Sacramento car insurance rates, compare quotes from the top car insurance companies in Sacramento, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Sacramento, PA are $3,806/year
  • The cheapest car insurance company in Sacramento is USAA
  • The cheapest car insurance company in Sacramento for teen drivers is USAA

If you need to buy Sacramento, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Sacramento, PA is right here.

You’ll find Sacramento car insurance rates, the cheapest Sacramento, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Sacramento, Pennsylvania car insurance rates to Scranton car insurance rates, York car insurance rates, and Erie car insurance rates.

Ready to find affordable Sacramento, PA car insurance today? Enter your ZIP code for fast, free Sacramento car insurance quotes.

Cheapest Sacramento, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sacramento, PA car insurance rates? Every Sacramento, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sacramento, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,164 $2,164 $1,999 $1,999 $7,108 $7,108 $2,375 $2,375
GEICO $2,062 $1,783 $1,935 $1,675 $5,116 $4,436 $2,077 $1,796
Liberty Mutual $3,822 $3,822 $3,502 $3,502 $11,166 $11,166 $4,853 $4,853
Nationwide $1,855 $1,855 $1,756 $1,756 $5,182 $5,182 $2,077 $2,077
Progressive $2,731 $2,731 $2,438 $2,438 $8,778 $8,778 $3,479 $3,479
State Farm $1,527 $1,527 $1,344 $1,344 $5,390 $5,390 $1,681 $1,681
Travelers $1,659 $1,659 $1,783 $1,783 $23,722 $23,722 $2,003 $2,003
USAA $1,109 $1,109 $1,003 $1,003 $3,365 $3,365 $1,466 $1,466

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Minimum Car Insurance in Sacramento, PA

Every driver must carry the minimum car insurance in Sacramento, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Sacramento, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Sacramento, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sacramento, PA. Compare credit history car insurance rates in Sacramento from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sacramento, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,373 $3,245 $2,616
GEICO $3,919 $2,207 $1,704
Liberty Mutual $7,451 $5,341 $4,716
Nationwide $3,193 $2,621 $2,338
Progressive $5,774 $4,049 $3,248
State Farm $3,537 $2,191 $1,729
Travelers $7,942 $7,164 $6,769
USAA $2,162 $1,613 $1,431

Cheapest Sacramento, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sacramento, PA to rates for a clean record with top companies.

Annual Sacramento, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,268 $3,842 $3,268 $3,268
GEICO $1,917 $3,294 $2,571 $2,658
Liberty Mutual $5,322 $6,102 $5,960 $5,960
Nationwide $1,959 $2,622 $3,660 $2,630
Progressive $3,947 $5,455 $4,068 $3,956
State Farm $2,281 $2,690 $2,486 $2,486
Travelers $5,179 $7,363 $9,262 $7,363
USAA $1,397 $1,930 $2,055 $1,560

Cheapest Sacramento, PA Car Insurance for Teen Drivers

Teen car insurance in Sacramento, PA can be expensive. Take a look at rates from the top car insurance companies in Sacramento for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sacramento, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,108 $7,108
GEICO $5,116 $4,436
Liberty Mutual $11,166 $11,166
Nationwide $5,182 $5,182
Progressive $8,778 $8,778
State Farm $5,390 $5,390
Travelers $23,722 $23,722
USAA $3,365 $3,365

Cheapest Sacramento, PA Car Insurance for Seniors

Take a look at Sacramento, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sacramento, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,999 $1,999
GEICO $1,935 $1,675
Liberty Mutual $3,502 $3,502
Nationwide $1,756 $1,756
Progressive $2,438 $2,438
State Farm $1,344 $1,344
Travelers $1,783 $1,783
USAA $1,003 $1,003

Cheapest Sacramento, PA Car Insurance Rates After a DUI

A DUI in Sacramento, PA increases car insurance rates. Compare Sacramento, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sacramento, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,268
GEICO $2,571
Liberty Mutual $5,960
Nationwide $3,660
Progressive $4,068
State Farm $2,486
Travelers $9,262
USAA $2,055

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Cheapest Sacramento, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sacramento, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sacramento, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,344 $3,479
GEICO $2,567 $2,652
Liberty Mutual $5,686 $5,985
Nationwide $2,718 $2,718
Progressive $4,357 $4,357
State Farm $2,413 $2,558
Travelers $7,292 $7,292
USAA $1,686 $1,785

The Best Cheap Car Insurance Companies in Sacramento, PA

Take a look at a side-by-side comparison of the top car insurance companies in Sacramento, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sacramento, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,411
GEICO $2,610
Liberty Mutual $5,836
Nationwide $2,718
Progressive $4,357
State Farm $2,486
Travelers $7,292
USAA $1,736

Category Winners: Cheapest Car Insurance in Sacramento, Pennsylvania

Find the cheapest car insurance companies in Sacramento, PA for each category right here.

Best Annual Car Insurance Rates by Company in Sacramento, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Sacramento, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sacramento car insurance rates. Find the cheapest Sacramento, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sacramento, Pennsylvania

Insurance Company Low Medium High
Allstate $3,261 $3,433 $3,541
GEICO $2,387 $2,631 $2,811
Liberty Mutual $5,572 $5,875 $6,061
Nationwide $2,748 $2,749 $2,656
Progressive $3,980 $4,382 $4,708
State Farm $2,342 $2,514 $2,601
Travelers $7,415 $7,282 $7,178
USAA $1,609 $1,752 $1,846

What affects car insurance rates in Sacramento, Pennsylvania?

What factors can have an impact on Sacramento, PA car insurance? There are several reasons why Sacramento car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sacramento, Pennsylvania.

Traffic in Sacramento

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Sacramento, PA traffic data from INRIX ranks Sacramento as the 330th-most congested in the world.

Compare Car Insurance Quotes in Sacramento, PA

Ready to find affordable Sacramento, Pennsylvania car insurance today? Enter your ZIP code for fast, free Sacramento, PA car insurance quotes.

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