Compare Saddle Brook, NJ Car Insurance Rates (2021)

Car insurance in Saddle Brook, NJ averages $524 a month. Saddle Brook, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Saddle Brook car insurance rates, compare quotes from the top car insurance companies in Saddle Brook, NJ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Saddle Brook, NJ are $6,285/year
  • The cheapest car insurance company in Saddle Brook is GEICO
  • The cheapest car insurance company in Saddle Brook for teen drivers is GEICO

If you need to buy Saddle Brook, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Saddle Brook, NJ is right here.

You’ll find Saddle Brook car insurance rates, the cheapest Saddle Brook, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Saddle Brook, New Jersey car insurance rates to Clifton car insurance rates, Jersey City car insurance rates, and Paterson car insurance rates.

Ready to find affordable Saddle Brook, NJ car insurance today? Enter your ZIP code for fast, free Saddle Brook car insurance quotes.

Cheapest Saddle Brook, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Saddle Brook, NJ car insurance rates? Every Saddle Brook, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Saddle Brook, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,553 $3,535 $3,457 $3,457 $11,192 $13,576 $4,192 $4,283
Farmers $5,584 $5,623 $5,446 $5,292 $16,058 $18,396 $6,602 $6,623
GEICO $2,573 $2,533 $2,520 $2,520 $4,687 $4,602 $2,973 $2,853
Liberty Mutual $4,991 $4,991 $5,481 $5,481 $12,927 $14,668 $5,481 $6,291
Progressive $2,312 $2,120 $2,082 $2,167 $10,402 $11,195 $2,726 $2,532
State Farm $5,566 $5,566 $5,056 $5,056 $18,523 $23,768 $6,366 $7,113
Travelers $3,502 $3,384 $3,246 $3,267 $7,910 $8,911 $3,389 $3,347

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Minimum Car Insurance in Saddle Brook, NJ

Every driver must carry the minimum car insurance in Saddle Brook, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Saddle Brook, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Saddle Brook, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Saddle Brook, NJ. Compare credit history car insurance rates in Saddle Brook from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Saddle Brook, New Jersey

Insurance Company Poor Fair Good
Allstate $8,248 $5,305 $4,164
Farmers $10,439 $8,071 $7,599
GEICO $4,770 $2,731 $1,972
Liberty Mutual $9,563 $7,082 $5,972
Progressive $5,003 $4,338 $3,984
State Farm $13,955 $8,394 $6,531
Travelers $6,234 $4,544 $3,081

Cheapest Saddle Brook, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Saddle Brook, NJ to rates for a clean record with top companies.

Annual Saddle Brook, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,415 $7,370 $6,454 $5,382
Farmers $6,754 $11,428 $9,367 $7,263
GEICO $2,449 $3,230 $4,504 $2,449
Liberty Mutual $7,238 $8,291 $7,388 $7,238
Progressive $3,774 $5,174 $4,375 $4,444
State Farm $5,206 $9,528 $15,339 $8,434
Travelers $3,542 $5,290 $5,109 $4,538

Cheapest Saddle Brook, NJ Car Insurance for Teen Drivers

Teen car insurance in Saddle Brook, NJ can be expensive. Take a look at rates from the top car insurance companies in Saddle Brook for teenagers.

Annual Car Insurance Rates for Teen Drivers in Saddle Brook, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,192 $13,576
Farmers $16,058 $18,396
GEICO $4,687 $4,602
Liberty Mutual $12,927 $14,668
Progressive $10,402 $11,195
State Farm $18,523 $23,768
Travelers $7,910 $8,911

Cheapest Saddle Brook, NJ Car Insurance for Seniors

Take a look at Saddle Brook, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Saddle Brook, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,457 $3,457
Farmers $5,446 $5,292
GEICO $2,520 $2,520
Liberty Mutual $5,481 $5,481
Progressive $2,082 $2,167
State Farm $5,056 $5,056
Travelers $3,246 $3,267

Cheapest Saddle Brook, NJ Car Insurance Rates After a DUI

A DUI in Saddle Brook, NJ increases car insurance rates. Compare Saddle Brook, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Saddle Brook, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,454
Farmers $9,367
GEICO $4,504
Liberty Mutual $7,388
Progressive $4,375
State Farm $15,339
Travelers $5,109

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Cheapest Saddle Brook, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Saddle Brook, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Saddle Brook, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,894 $5,917
Farmers $8,703 $8,703
GEICO $3,131 $3,185
Liberty Mutual $7,466 $7,612
Progressive $4,442 $4,442
State Farm $9,372 $9,882
Travelers $4,620 $4,620

The Best Cheap Car Insurance Companies in Saddle Brook, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Saddle Brook, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Saddle Brook, New Jersey

Insurance Company Average Annual Rates
Allstate $5,905
Farmers $8,703
GEICO $3,158
Liberty Mutual $7,539
Progressive $4,442
State Farm $9,627
Travelers $4,620

Category Winners: Cheapest Car Insurance in Saddle Brook, New Jersey

Find the cheapest car insurance companies in Saddle Brook, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Saddle Brook, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Saddle Brook, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Saddle Brook car insurance rates. Find the cheapest Saddle Brook, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Saddle Brook, New Jersey

Insurance Company Low Medium High
Allstate $5,460 $5,991 $6,266
Farmers $7,787 $8,642 $9,680
GEICO $2,814 $3,219 $3,441
Liberty Mutual $6,748 $7,767 $8,102
Progressive $3,972 $4,515 $4,839
State Farm $8,888 $9,762 $10,230
Travelers $4,212 $4,619 $5,028

Compare Car Insurance Quotes in Saddle Brook, NJ

Ready to find affordable Saddle Brook, New Jersey car insurance today? Enter your ZIP code for fast, free Saddle Brook, NJ car insurance quotes.

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