Compare Sagaponack, NY Car Insurance Rates (2021)

Car insurance in Sagaponack, NY averages $420 a month. Sagaponack, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Sagaponack car insurance rates, compare quotes from the top car insurance companies in Sagaponack, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sagaponack is GEICO
  • The cheapest car insurance company in Sagaponack for teen drivers is GEICO
  • Average car insurance rates in Sagaponack, NY after a DUI are $6,844/year

If you need to buy Sagaponack, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Sagaponack, NY is right here.

You’ll find Sagaponack car insurance rates, the cheapest Sagaponack, NY car insurance companies, and information on New York car insurance laws. You can also compare Sagaponack, New York car insurance rates to Albany car insurance rates, Syracuse car insurance rates, and New York car insurance rates.

Ready to find affordable Sagaponack, NY car insurance today? Enter your ZIP code for fast, free Sagaponack car insurance quotes.

Cheapest Sagaponack, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sagaponack, NY car insurance rates? Every Sagaponack, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sagaponack, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,027 $2,839 $2,856 $2,904 $9,055 $9,735 $2,962 $2,977
GEICO $1,938 $1,865 $1,884 $1,856 $4,160 $6,138 $1,742 $1,782
Liberty Mutual $6,047 $6,047 $5,633 $5,633 $11,845 $17,111 $6,047 $6,418
Nationwide $4,246 $4,246 $3,990 $3,990 $7,951 $11,985 $4,246 $5,511
Progressive $3,253 $2,939 $2,524 $2,591 $11,104 $12,109 $4,112 $3,861
State Farm $2,917 $2,917 $2,554 $2,554 $8,434 $10,366 $3,215 $3,379
Travelers $3,453 $3,489 $3,190 $3,419 $8,430 $10,188 $3,670 $3,826
USAA $2,290 $2,254 $2,085 $2,091 $9,224 $10,935 $2,946 $3,267

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Minimum Car Insurance in Sagaponack, NY

Every driver must carry the minimum car insurance in Sagaponack, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Sagaponack, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Sagaponack, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sagaponack, NY. Compare credit history car insurance rates in Sagaponack from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sagaponack, New York

Insurance Company Poor Fair Good
Allstate $6,545 $3,811 $3,278
GEICO $3,347 $2,458 $2,206
Liberty Mutual $11,345 $7,408 $5,540
Nationwide $5,770 $5,770 $5,770
Progressive $8,628 $4,245 $3,062
State Farm $6,408 $4,023 $3,195
Travelers $6,891 $4,287 $3,697
USAA $6,717 $3,426 $3,016

Cheapest Sagaponack, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sagaponack, NY to rates for a clean record with top companies.

Annual Sagaponack, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,829 $3,829 $5,655 $4,865
GEICO $2,067 $2,254 $4,294 $2,067
Liberty Mutual $6,367 $6,367 $13,289 $6,367
Nationwide $4,346 $4,346 $9,941 $4,450
Progressive $5,154 $5,154 $5,746 $5,191
State Farm $4,321 $4,321 $4,763 $4,763
Travelers $4,208 $5,307 $5,386 $4,932
USAA $3,912 $3,976 $5,682 $3,976

Cheapest Sagaponack, NY Car Insurance for Teen Drivers

Teen car insurance in Sagaponack, NY can be expensive. Take a look at rates from the top car insurance companies in Sagaponack for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sagaponack, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,055 $9,735
GEICO $4,160 $6,138
Liberty Mutual $11,845 $17,111
Nationwide $7,951 $11,985
Progressive $11,104 $12,109
State Farm $8,434 $10,366
Travelers $8,430 $10,188
USAA $9,224 $10,935

Cheapest Sagaponack, NY Car Insurance for Seniors

Take a look at Sagaponack, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sagaponack, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,856 $2,904
GEICO $1,884 $1,856
Liberty Mutual $5,633 $5,633
Nationwide $3,990 $3,990
Progressive $2,524 $2,591
State Farm $2,554 $2,554
Travelers $3,190 $3,419
USAA $2,085 $2,091

Cheapest Sagaponack, NY Car Insurance Rates After a DUI

A DUI in Sagaponack, NY increases car insurance rates. Compare Sagaponack, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sagaponack, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,655
GEICO $4,294
Liberty Mutual $13,289
Nationwide $9,941
Progressive $5,746
State Farm $4,763
Travelers $5,386
USAA $5,682

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Cheapest Sagaponack, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sagaponack, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sagaponack, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,482 $4,607
GEICO $2,592 $2,749
Liberty Mutual $7,863 $8,332
Nationwide $5,770 $5,770
Progressive $5,312 $5,312
State Farm $4,375 $4,709
Travelers $4,958 $4,958
USAA $4,342 $4,431

The Best Cheap Car Insurance Companies in Sagaponack, NY

Take a look at a side-by-side comparison of the top car insurance companies in Sagaponack, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sagaponack, New York

Insurance Company Average Annual Rates
Allstate $4,544
GEICO $2,671
Liberty Mutual $8,098
Nationwide $5,770
Progressive $5,312
State Farm $4,542
Travelers $4,958
USAA $4,387

Category Winners: Cheapest Car Insurance in Sagaponack, New York

Find the cheapest car insurance companies in Sagaponack, NY for each category right here.

Best Annual Car Insurance Rates by Company in Sagaponack, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Sagaponack, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sagaponack car insurance rates. Find the cheapest Sagaponack, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sagaponack, New York

Insurance Company Low Medium High
Allstate $4,226 $4,523 $4,885
GEICO $2,492 $2,653 $2,867
Liberty Mutual $7,665 $8,075 $8,553
Nationwide $5,355 $5,713 $6,243
Progressive $4,957 $5,264 $5,714
State Farm $4,275 $4,570 $4,781
Travelers $4,638 $4,891 $5,346
USAA $4,224 $4,357 $4,579

What affects car insurance rates in Sagaponack, New York?

What factors can have an impact on Sagaponack, NY car insurance? There are several reasons why Sagaponack car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sagaponack, New York.

Commute Time in Sagaponack

The more time you spend in your car the higher the risk of an accident. The average commute length in Sagaponack, NY is 17.7 minutes according to City-Data.

Compare Car Insurance Quotes in Sagaponack, NY

Ready to find affordable Sagaponack, New York car insurance today? Enter your ZIP code for fast, free Sagaponack, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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