Compare Saginaw, AL Car Insurance Rates (2021)

Car insurance in Saginaw, AL averages $311 a month. Saginaw, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Saginaw car insurance rates, compare quotes from the top car insurance companies in Saginaw, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Saginaw for teen drivers is USAA
  • Average car insurance rates in Saginaw, AL are $3,730/year
  • Average car insurance rates in Saginaw, AL after a DUI are $4,252/year

If you need to buy Saginaw, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Saginaw, AL is right here.

You’ll find Saginaw car insurance rates, the cheapest Saginaw, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Saginaw, Alabama car insurance rates to Mobile car insurance rates, Decatur car insurance rates, and Tuscaloosa car insurance rates.

Ready to find affordable Saginaw, AL car insurance today? Enter your ZIP code for fast, free Saginaw car insurance quotes.

Cheapest Saginaw, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Saginaw, AL car insurance rates? Every Saginaw, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Saginaw, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,004 $1,907 $1,817 $1,851 $7,054 $7,576 $2,235 $2,282
Farmers $2,431 $2,409 $2,170 $2,311 $9,571 $9,840 $2,757 $2,852
GEICO $1,964 $1,956 $1,878 $1,947 $5,204 $5,101 $2,072 $1,919
Liberty Mutual $2,980 $3,216 $2,434 $2,725 $11,332 $12,607 $3,167 $3,364
Nationwide $1,678 $1,696 $1,532 $1,583 $4,422 $5,679 $1,861 $2,076
Progressive $2,266 $2,112 $1,871 $1,985 $9,842 $10,989 $2,667 $2,873
State Farm $3,160 $3,160 $2,876 $2,876 $9,869 $12,339 $3,579 $4,141
Travelers $1,455 $1,477 $1,369 $1,365 $7,923 $12,521 $1,377 $1,567
USAA $1,359 $1,379 $1,267 $1,241 $4,035 $4,473 $1,767 $1,910

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Minimum Car Insurance in Saginaw, AL

Every driver must carry the minimum car insurance in Saginaw, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Saginaw, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Saginaw, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Saginaw, AL. Compare credit history car insurance rates in Saginaw from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Saginaw, Alabama

Insurance Company Poor Fair Good
Allstate $4,123 $3,245 $2,655
Farmers $4,806 $4,145 $3,927
GEICO $3,504 $2,500 $2,262
Liberty Mutual $7,465 $4,605 $3,614
Nationwide $3,092 $2,418 $2,189
Progressive $4,847 $4,195 $3,935
State Farm $8,524 $4,306 $2,920
Travelers $3,958 $3,435 $3,502
USAA $2,933 $1,904 $1,699

Cheapest Saginaw, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Saginaw, AL to rates for a clean record with top companies.

Annual Saginaw, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,834 $3,345 $3,977 $3,208
Farmers $3,609 $4,680 $4,565 $4,317
GEICO $1,853 $2,992 $3,711 $2,465
Liberty Mutual $4,099 $5,719 $5,572 $5,522
Nationwide $2,249 $2,249 $3,259 $2,507
Progressive $3,891 $4,935 $4,218 $4,260
State Farm $4,718 $5,900 $5,191 $5,191
Travelers $3,026 $3,174 $4,648 $3,680
USAA $1,675 $2,102 $3,126 $1,812

Cheapest Saginaw, AL Car Insurance for Teen Drivers

Teen car insurance in Saginaw, AL can be expensive. Take a look at rates from the top car insurance companies in Saginaw for teenagers.

Annual Car Insurance Rates for Teen Drivers in Saginaw, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,054 $7,576
Farmers $9,571 $9,840
GEICO $5,204 $5,101
Liberty Mutual $11,332 $12,607
Nationwide $4,422 $5,679
Progressive $9,842 $10,989
State Farm $9,869 $12,339
Travelers $7,923 $12,521
USAA $4,035 $4,473

Cheapest Saginaw, AL Car Insurance for Seniors

Take a look at Saginaw, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Saginaw, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,817 $1,851
Farmers $2,170 $2,311
GEICO $1,878 $1,947
Liberty Mutual $2,434 $2,725
Nationwide $1,532 $1,583
Progressive $1,871 $1,985
State Farm $2,876 $2,876
Travelers $1,369 $1,365
USAA $1,267 $1,241

Cheapest Saginaw, AL Car Insurance Rates After a DUI

A DUI in Saginaw, AL increases car insurance rates. Compare Saginaw, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Saginaw, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,977
Farmers $4,565
GEICO $3,711
Liberty Mutual $5,572
Nationwide $3,259
Progressive $4,218
State Farm $5,191
Travelers $4,648
USAA $3,126

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Cheapest Saginaw, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Saginaw, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Saginaw, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,341 $3,341
Farmers $4,293 $4,293
GEICO $2,707 $2,804
Liberty Mutual $5,228 $5,228
Nationwide $2,566 $2,566
Progressive $4,326 $4,326
State Farm $5,122 $5,378
Travelers $3,632 $3,632
USAA $2,079 $2,279

The Best Cheap Car Insurance Companies in Saginaw, AL

Take a look at a side-by-side comparison of the top car insurance companies in Saginaw, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Saginaw, Alabama

Insurance Company Average Annual Rates
Allstate $3,341
Farmers $4,293
GEICO $2,755
Liberty Mutual $5,228
Nationwide $2,566
Progressive $4,326
State Farm $5,250
Travelers $3,632
USAA $2,179

Category Winners: Cheapest Car Insurance in Saginaw, Alabama

Find the cheapest car insurance companies in Saginaw, AL for each category right here.

Best Annual Car Insurance Rates by Company in Saginaw, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Saginaw, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Saginaw car insurance rates. Find the cheapest Saginaw, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Saginaw, Alabama

Insurance Company Low Medium High
Allstate $3,219 $3,335 $3,468
Farmers $4,039 $4,235 $4,605
GEICO $2,531 $2,743 $2,993
Liberty Mutual $4,976 $5,202 $5,506
Nationwide $2,541 $2,546 $2,611
Progressive $3,893 $4,313 $4,771
State Farm $4,955 $5,246 $5,549
Travelers $3,435 $3,704 $3,756
USAA $2,104 $2,168 $2,265

What affects car insurance rates in Saginaw, Alabama?

What factors can have an impact on Saginaw, AL car insurance? There are several reasons why Saginaw car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Saginaw, Alabama.

Traffic in Saginaw

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Saginaw, AL traffic data from INRIX ranks Saginaw as the 939th-most congested in the world.

Compare Car Insurance Quotes in Saginaw, AL

Ready to find affordable Saginaw, Alabama car insurance today? Enter your ZIP code for fast, free Saginaw, AL car insurance quotes.

Free Car Insurance Comparison

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