Compare Sailor Springs, IL Car Insurance Rates (2021)

Car insurance in Sailor Springs, IL averages $254 a month. Sailor Springs, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Sailor Springs car insurance rates, compare quotes from the top car insurance companies in Sailor Springs, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Sailor Springs, IL are $3,049/year
  • The cheapest car insurance company in Sailor Springs is State Farm
  • The cheapest car insurance company in Sailor Springs for teen drivers is State Farm

If you need to buy Sailor Springs, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Sailor Springs, IL is right here.

You’ll find Sailor Springs car insurance rates, the cheapest Sailor Springs, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Sailor Springs, Illinois car insurance rates to Champaign car insurance rates, Rockford car insurance rates, and Elgin car insurance rates.

Ready to find affordable Sailor Springs, IL car insurance today? Enter your ZIP code for fast, free Sailor Springs car insurance quotes.

Cheapest Sailor Springs, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sailor Springs, IL car insurance rates? Every Sailor Springs, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sailor Springs, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,031 $3,046 $3,153 $3,153 $7,734 $10,062 $3,641 $3,934
American Family $2,165 $2,165 $1,978 $1,978 $6,009 $8,367 $2,165 $2,787
Farmers $2,357 $2,363 $2,094 $2,209 $9,886 $10,320 $2,684 $2,813
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,361 $1,472 $1,135 $1,268 $4,179 $4,648 $1,425 $1,510
Nationwide $2,166 $2,208 $1,920 $2,041 $5,974 $7,701 $2,524 $2,742
Progressive $1,660 $1,570 $1,364 $1,430 $6,021 $6,754 $1,978 $2,147
State Farm $1,370 $1,370 $1,206 $1,206 $3,675 $4,680 $1,543 $1,762
Travelers $1,499 $1,584 $1,352 $1,444 $4,132 $5,155 $1,592 $1,678
USAA $1,706 $1,737 $1,586 $1,562 $5,528 $6,101 $2,251 $2,475

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Minimum Car Insurance in Sailor Springs, IL

Every driver must carry the minimum car insurance in Sailor Springs, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Sailor Springs, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Sailor Springs, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sailor Springs, IL. Compare credit history car insurance rates in Sailor Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sailor Springs, Illinois

Insurance Company Poor Fair Good
Allstate $6,032 $4,337 $3,788
American Family $4,600 $3,120 $2,635
Farmers $4,938 $4,142 $3,943
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,009 $1,870 $1,495
Nationwide $4,078 $3,280 $2,871
Progressive $3,271 $2,769 $2,557
State Farm $3,056 $1,830 $1,419
Travelers $2,825 $2,251 $1,838
USAA $3,823 $2,623 $2,160

Cheapest Sailor Springs, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sailor Springs, IL to rates for a clean record with top companies.

Annual Sailor Springs, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,422 $5,702 $5,309 $4,444
American Family $2,535 $3,615 $4,782 $2,876
Farmers $3,673 $4,720 $4,603 $4,367
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,780 $2,497 $2,209 $2,013
Nationwide $2,733 $3,559 $4,198 $3,149
Progressive $2,365 $3,499 $2,615 $2,983
State Farm $1,938 $2,265 $2,102 $2,102
Travelers $1,838 $2,396 $2,682 $2,303
USAA $2,043 $2,938 $4,028 $2,465

Cheapest Sailor Springs, IL Car Insurance for Teen Drivers

Teen car insurance in Sailor Springs, IL can be expensive. Take a look at rates from the top car insurance companies in Sailor Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sailor Springs, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $10,062
American Family $6,009 $8,367
Farmers $9,886 $10,320
GEICO $4,375 $4,641
Liberty Mutual $4,179 $4,648
Nationwide $5,974 $7,701
Progressive $6,021 $6,754
State Farm $3,675 $4,680
Travelers $4,132 $5,155
USAA $5,528 $6,101

Cheapest Sailor Springs, IL Car Insurance for Seniors

Take a look at Sailor Springs, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sailor Springs, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,153 $3,153
American Family $1,978 $1,978
Farmers $2,094 $2,209
GEICO $1,364 $1,612
Liberty Mutual $1,135 $1,268
Nationwide $1,920 $2,041
Progressive $1,364 $1,430
State Farm $1,206 $1,206
Travelers $1,352 $1,444
USAA $1,586 $1,562

Cheapest Sailor Springs, IL Car Insurance Rates After a DUI

A DUI in Sailor Springs, IL increases car insurance rates. Compare Sailor Springs, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sailor Springs, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,309
American Family $4,782
Farmers $4,603
GEICO $3,141
Liberty Mutual $2,209
Nationwide $4,198
Progressive $2,615
State Farm $2,102
Travelers $2,682
USAA $4,028

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Cheapest Sailor Springs, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sailor Springs, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sailor Springs, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,719 $4,719
American Family $3,407 $3,497
Farmers $4,341 $4,341
GEICO $2,263 $2,351
Liberty Mutual $2,125 $2,125
Nationwide $3,410 $3,410
Progressive $2,865 $2,865
State Farm $2,049 $2,154
Travelers $2,215 $2,395
USAA $2,788 $2,949

The Best Cheap Car Insurance Companies in Sailor Springs, IL

Take a look at a side-by-side comparison of the top car insurance companies in Sailor Springs, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sailor Springs, Illinois

Insurance Company Average Annual Rates
Allstate $4,719
American Family $3,452
Farmers $4,341
GEICO $2,307
Liberty Mutual $2,125
Nationwide $3,410
Progressive $2,865
State Farm $2,102
Travelers $2,305
USAA $2,868

Category Winners: Cheapest Car Insurance in Sailor Springs, Illinois

Find the cheapest car insurance companies in Sailor Springs, IL for each category right here.

Best Annual Car Insurance Rates by Company in Sailor Springs, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Sailor Springs, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sailor Springs car insurance rates. Find the cheapest Sailor Springs, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sailor Springs, Illinois

Insurance Company Low Medium High
Allstate $4,585 $4,715 $4,858
American Family $3,343 $3,577 $3,435
Farmers $4,135 $4,240 $4,647
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,014 $2,120 $2,240
Nationwide $3,399 $3,437 $3,393
Progressive $2,647 $2,855 $3,094
State Farm $2,006 $2,104 $2,194
Travelers $2,159 $2,302 $2,453
USAA $2,681 $2,866 $3,058

What affects car insurance rates in Sailor Springs, Illinois?

What factors can have an impact on Sailor Springs, IL car insurance? There are several reasons why Sailor Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sailor Springs, Illinois.

Commute Time in Sailor Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Sailor Springs, IL is 27.1 minutes according to City-Data.

Compare Car Insurance Quotes in Sailor Springs, IL

Ready to find affordable Sailor Springs, Illinois car insurance today? Enter your ZIP code for fast, free Sailor Springs, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State