Compare Saint Albans, MO Car Insurance Rates (2021)

Car insurance in Saint Albans, MO averages $307 a month. Saint Albans, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Saint Albans car insurance rates, compare quotes from the top car insurance companies in Saint Albans, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Saint Albans is USAA
  • The cheapest car insurance company in Saint Albans for teen drivers is Nationwide
  • Average car insurance rates in Saint Albans, MO are $3,687/year

If you need to buy Saint Albans, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Saint Albans, MO is right here.

You’ll find Saint Albans car insurance rates, the cheapest Saint Albans, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Saint Albans, Missouri car insurance rates to Independence car insurance rates, Columbia car insurance rates, and Kansas City car insurance rates.

Ready to find affordable Saint Albans, MO car insurance today? Enter your ZIP code for fast, free Saint Albans car insurance quotes.

Cheapest Saint Albans, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Saint Albans, MO car insurance rates? Every Saint Albans, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Saint Albans, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,953 $2,843 $2,673 $2,756 $8,554 $9,285 $2,795 $2,873
American Family $2,444 $2,444 $2,177 $2,177 $6,782 $8,813 $2,444 $2,852
Farmers $2,619 $2,610 $2,332 $2,473 $11,070 $11,472 $2,992 $3,125
GEICO $2,062 $2,323 $1,606 $2,095 $6,644 $6,998 $1,866 $1,858
Liberty Mutual $2,971 $3,218 $2,441 $2,738 $10,668 $11,848 $3,128 $3,332
Nationwide $1,621 $1,651 $1,456 $1,535 $4,211 $5,366 $1,859 $2,004
Progressive $2,463 $2,283 $2,020 $2,075 $8,368 $9,415 $3,016 $3,129
State Farm $1,807 $1,807 $1,644 $1,644 $5,641 $7,076 $2,046 $2,352
USAA $1,503 $1,488 $1,359 $1,379 $4,499 $5,488 $1,862 $2,065

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Minimum Car Insurance in Saint Albans, MO

Every driver must carry the minimum car insurance in Saint Albans, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Saint Albans, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Saint Albans, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Saint Albans, MO. Compare credit history car insurance rates in Saint Albans from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Saint Albans, Missouri

Insurance Company Poor Fair Good
Allstate $5,991 $3,857 $3,177
American Family $4,926 $3,461 $2,913
Farmers $5,512 $4,612 $4,386
GEICO $4,397 $2,861 $2,287
Liberty Mutual $7,233 $4,422 $3,474
Nationwide $2,904 $2,402 $2,083
Progressive $4,726 $3,929 $3,634
State Farm $4,247 $2,648 $2,112
USAA $4,080 $1,912 $1,375

Cheapest Saint Albans, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Saint Albans, MO to rates for a clean record with top companies.

Annual Saint Albans, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,695 $4,194 $5,269 $4,209
American Family $2,813 $4,039 $4,995 $3,219
Farmers $4,167 $5,216 $5,097 $4,867
GEICO $2,437 $3,220 $4,411 $2,658
Liberty Mutual $3,648 $5,269 $5,417 $5,837
Nationwide $1,919 $2,484 $3,340 $2,108
Progressive $3,511 $4,792 $3,921 $4,160
State Farm $2,731 $3,273 $3,002 $3,002
USAA $1,960 $2,389 $3,328 $2,146

Cheapest Saint Albans, MO Car Insurance for Teen Drivers

Teen car insurance in Saint Albans, MO can be expensive. Take a look at rates from the top car insurance companies in Saint Albans for teenagers.

Annual Car Insurance Rates for Teen Drivers in Saint Albans, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,554 $9,285
American Family $6,782 $8,813
Farmers $11,070 $11,472
GEICO $6,644 $6,998
Liberty Mutual $10,668 $11,848
Nationwide $4,211 $5,366
Progressive $8,368 $9,415
State Farm $5,641 $7,076
USAA $4,499 $5,488

Cheapest Saint Albans, MO Car Insurance for Seniors

Take a look at Saint Albans, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Saint Albans, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,673 $2,756
American Family $2,177 $2,177
Farmers $2,332 $2,473
GEICO $1,606 $2,095
Liberty Mutual $2,441 $2,738
Nationwide $1,456 $1,535
Progressive $2,020 $2,075
State Farm $1,644 $1,644
USAA $1,359 $1,379

Cheapest Saint Albans, MO Car Insurance Rates After a DUI

A DUI in Saint Albans, MO increases car insurance rates. Compare Saint Albans, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Saint Albans, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,269
American Family $4,995
Farmers $5,097
GEICO $4,411
Liberty Mutual $5,417
Nationwide $3,340
Progressive $3,921
State Farm $3,002
USAA $3,328

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Cheapest Saint Albans, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Saint Albans, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Saint Albans, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,342 $4,342
American Family $3,729 $3,804
Farmers $4,837 $4,837
GEICO $3,124 $3,239
Liberty Mutual $5,043 $5,043
Nationwide $2,463 $2,463
Progressive $4,096 $4,096
State Farm $2,927 $3,078
USAA $2,367 $2,544

The Best Cheap Car Insurance Companies in Saint Albans, MO

Take a look at a side-by-side comparison of the top car insurance companies in Saint Albans, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Saint Albans, Missouri

Insurance Company Average Annual Rates
Allstate $4,342
American Family $3,766
Farmers $4,837
GEICO $3,182
Liberty Mutual $5,043
Nationwide $2,463
Progressive $4,096
State Farm $3,002
USAA $2,456

Category Winners: Cheapest Car Insurance in Saint Albans, Missouri

Find the cheapest car insurance companies in Saint Albans, MO for each category right here.

Best Annual Car Insurance Rates by Company in Saint Albans, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Saint Albans, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Saint Albans car insurance rates. Find the cheapest Saint Albans, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Saint Albans, Missouri

Insurance Company Low Medium High
Allstate $4,171 $4,332 $4,522
American Family $3,648 $3,885 $3,767
Farmers $4,519 $4,789 $5,202
GEICO $2,948 $3,212 $3,384
Liberty Mutual $4,752 $5,068 $5,308
Nationwide $2,312 $2,485 $2,592
Progressive $3,712 $4,103 $4,473
State Farm $2,782 $3,018 $3,207
USAA $2,344 $2,446 $2,576

Compare Car Insurance Quotes in Saint Albans, MO

Ready to find affordable Saint Albans, Missouri car insurance today? Enter your ZIP code for fast, free Saint Albans, MO car insurance quotes.

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