Compare Saint Charles, AR Car Insurance Rates (2021)

Car insurance in Saint Charles, AR averages $348 a month. Saint Charles, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Saint Charles car insurance rates, compare quotes from the top car insurance companies in Saint Charles, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Saint Charles, AR after a DUI are $5,028/year
  • The cheapest car insurance company in Saint Charles is USAA
  • Average car insurance rates in Saint Charles, AR are $4,181/year

If you need to buy Saint Charles, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Saint Charles, AR is right here.

You’ll find Saint Charles car insurance rates, the cheapest Saint Charles, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Saint Charles, Arkansas car insurance rates to Pine Bluff car insurance rates, Hot Springs car insurance rates, and Rogers car insurance rates.

Ready to find affordable Saint Charles, AR car insurance today? Enter your ZIP code for fast, free Saint Charles car insurance quotes.

Cheapest Saint Charles, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Saint Charles, AR car insurance rates? Every Saint Charles, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Saint Charles, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,147 $3,151 $2,820 $3,013 $11,935 $14,373 $3,450 $3,739
Farmers $2,253 $2,246 $2,014 $2,117 $9,370 $9,720 $2,574 $2,711
GEICO $2,417 $2,395 $2,234 $2,172 $6,106 $6,139 $2,364 $2,396
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,514 $2,562 $2,259 $2,387 $6,062 $7,723 $2,875 $3,099
Progressive $2,984 $2,845 $2,449 $2,554 $12,182 $13,752 $3,568 $3,851
State Farm $1,687 $1,687 $1,509 $1,509 $4,837 $6,089 $1,900 $2,174
Travelers $2,340 $2,385 $2,307 $2,316 $13,707 $22,094 $2,501 $2,885
USAA $1,475 $1,494 $1,364 $1,379 $4,636 $4,863 $1,910 $2,065

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Minimum Car Insurance in Saint Charles, AR

Every driver must carry the minimum car insurance in Saint Charles, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Saint Charles, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Saint Charles, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Saint Charles, AR. Compare credit history car insurance rates in Saint Charles from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Saint Charles, Arkansas

Insurance Company Poor Fair Good
Allstate $7,164 $5,497 $4,450
Farmers $4,696 $3,933 $3,748
GEICO $3,928 $3,227 $2,678
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,353 $3,506 $3,196
Progressive $6,289 $5,333 $4,948
State Farm $3,873 $2,332 $1,816
Travelers $7,246 $6,049 $5,654
USAA $3,186 $2,166 $1,843

Cheapest Saint Charles, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Saint Charles, AR to rates for a clean record with top companies.

Annual Saint Charles, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,664 $5,913 $6,616 $5,621
Farmers $3,492 $4,468 $4,364 $4,178
GEICO $2,214 $3,409 $5,107 $2,382
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $2,870 $3,704 $5,007 $3,159
Progressive $4,768 $6,589 $5,008 $5,727
State Farm $2,456 $2,892 $2,674 $2,674
Travelers $5,294 $5,470 $8,006 $6,496
USAA $1,840 $2,334 $3,374 $2,044

Cheapest Saint Charles, AR Car Insurance for Teen Drivers

Teen car insurance in Saint Charles, AR can be expensive. Take a look at rates from the top car insurance companies in Saint Charles for teenagers.

Annual Car Insurance Rates for Teen Drivers in Saint Charles, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,935 $14,373
Farmers $9,370 $9,720
GEICO $6,106 $6,139
Liberty Mutual $8,234 $9,082
Nationwide $6,062 $7,723
Progressive $12,182 $13,752
State Farm $4,837 $6,089
Travelers $13,707 $22,094
USAA $4,636 $4,863

Cheapest Saint Charles, AR Car Insurance for Seniors

Take a look at Saint Charles, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Saint Charles, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,820 $3,013
Farmers $2,014 $2,117
GEICO $2,234 $2,172
Liberty Mutual $2,143 $2,398
Nationwide $2,259 $2,387
Progressive $2,449 $2,554
State Farm $1,509 $1,509
Travelers $2,307 $2,316
USAA $1,364 $1,379

Cheapest Saint Charles, AR Car Insurance Rates After a DUI

A DUI in Saint Charles, AR increases car insurance rates. Compare Saint Charles, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Saint Charles, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,616
Farmers $4,364
GEICO $5,107
Liberty Mutual $5,091
Nationwide $5,007
Progressive $5,008
State Farm $2,674
Travelers $8,006
USAA $3,374

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Cheapest Saint Charles, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Saint Charles, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Saint Charles, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,704 $5,704
Farmers $4,126 $4,126
GEICO $3,258 $3,297
Liberty Mutual $3,924 $3,924
Nationwide $3,685 $3,685
Progressive $5,523 $5,523
State Farm $2,609 $2,738
Travelers $6,317 $6,317
USAA $2,329 $2,468

The Best Cheap Car Insurance Companies in Saint Charles, AR

Take a look at a side-by-side comparison of the top car insurance companies in Saint Charles, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Saint Charles, Arkansas

Insurance Company Average Annual Rates
Allstate $5,704
Farmers $4,126
GEICO $3,278
Liberty Mutual $3,924
Nationwide $3,685
Progressive $5,523
State Farm $2,674
Travelers $6,317
USAA $2,398

Category Winners: Cheapest Car Insurance in Saint Charles, Arkansas

Find the cheapest car insurance companies in Saint Charles, AR for each category right here.

Best Annual Car Insurance Rates by Company in Saint Charles, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Saint Charles, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Saint Charles car insurance rates. Find the cheapest Saint Charles, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Saint Charles, Arkansas

Insurance Company Low Medium High
Allstate $5,536 $5,700 $5,874
Farmers $3,917 $4,082 $4,378
GEICO $3,140 $3,277 $3,417
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $3,704 $3,609 $3,742
Progressive $5,088 $5,428 $6,054
State Farm $2,541 $2,671 $2,810
Travelers $5,998 $6,333 $6,619
USAA $2,302 $2,390 $2,503

Compare Car Insurance Quotes in Saint Charles, AR

Ready to find affordable Saint Charles, Arkansas car insurance today? Enter your ZIP code for fast, free Saint Charles, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State