Compare Saint Charles, KY Car Insurance Rates (2021)

Car insurance in Saint Charles, KY averages $346 a month. Saint Charles, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Saint Charles car insurance rates, compare quotes from the top car insurance companies in Saint Charles, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Saint Charles, KY after a DUI are $4,972/year
  • The cheapest car insurance company in Saint Charles is USAA
  • The cheapest car insurance company in Saint Charles for teen drivers is USAA

If you need to buy Saint Charles, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Saint Charles, KY is right here.

You’ll find Saint Charles car insurance rates, the cheapest Saint Charles, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Saint Charles, Kentucky car insurance rates to Nicholasville car insurance rates, Hopkinsville car insurance rates, and Independence car insurance rates.

Ready to find affordable Saint Charles, KY car insurance today? Enter your ZIP code for fast, free Saint Charles car insurance quotes.

Cheapest Saint Charles, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Saint Charles, KY car insurance rates? Every Saint Charles, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Saint Charles, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,299 $3,288 $2,953 $3,152 $11,617 $13,044 $3,718 $3,959
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,602 $2,824 $2,237 $2,495 $9,857 $10,873 $2,719 $2,823
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,055 $1,977 $1,822 $1,844 $9,457 $10,696 $2,551 $2,627
State Farm $2,073 $2,073 $1,831 $1,831 $5,542 $6,928 $2,308 $2,534
Travelers $2,151 $2,190 $2,109 $2,113 $10,163 $16,237 $2,247 $2,603
USAA $1,837 $1,850 $1,650 $1,692 $4,780 $5,058 $2,330 $2,565

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Minimum Car Insurance in Saint Charles, KY

Every driver must carry the minimum car insurance in Saint Charles, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Saint Charles, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Saint Charles, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Saint Charles, KY. Compare credit history car insurance rates in Saint Charles from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Saint Charles, Kentucky

Insurance Company Poor Fair Good
Allstate $7,456 $5,135 $4,296
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,511 $3,989 $3,161
Nationwide $4,672 $3,666 $3,197
Progressive $4,643 $4,014 $3,730
State Farm $4,536 $2,742 $2,142
Travelers $5,553 $4,698 $4,679
USAA $4,057 $2,263 $1,841

Cheapest Saint Charles, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Saint Charles, KY to rates for a clean record with top companies.

Annual Saint Charles, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,720 $6,084 $6,432 $5,280
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,812 $5,821 $4,538 $4,044
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,422 $5,022 $3,906 $4,165
State Farm $2,895 $3,385 $3,140 $3,140
Travelers $4,340 $4,466 $6,444 $4,656
USAA $2,052 $2,905 $3,456 $2,468

Cheapest Saint Charles, KY Car Insurance for Teen Drivers

Teen car insurance in Saint Charles, KY can be expensive. Take a look at rates from the top car insurance companies in Saint Charles for teenagers.

Annual Car Insurance Rates for Teen Drivers in Saint Charles, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,617 $13,044
GEICO $6,831 $8,150
Liberty Mutual $9,857 $10,873
Nationwide $6,037 $7,550
Progressive $9,457 $10,696
State Farm $5,542 $6,928
Travelers $10,163 $16,237
USAA $4,780 $5,058

Cheapest Saint Charles, KY Car Insurance for Seniors

Take a look at Saint Charles, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Saint Charles, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,953 $3,152
GEICO $3,608 $3,267
Liberty Mutual $2,237 $2,495
Nationwide $2,519 $2,640
Progressive $1,822 $1,844
State Farm $1,831 $1,831
Travelers $2,109 $2,113
USAA $1,650 $1,692

Cheapest Saint Charles, KY Car Insurance Rates After a DUI

A DUI in Saint Charles, KY increases car insurance rates. Compare Saint Charles, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Saint Charles, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,432
GEICO $6,862
Liberty Mutual $4,538
Nationwide $4,997
Progressive $3,906
State Farm $3,140
Travelers $6,444
USAA $3,456

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Cheapest Saint Charles, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Saint Charles, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Saint Charles, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,629 $5,629
GEICO $4,191 $4,270
Liberty Mutual $4,554 $4,554
Nationwide $3,845 $3,845
Progressive $4,129 $4,129
State Farm $3,060 $3,220
Travelers $4,977 $4,977
USAA $2,618 $2,822

The Best Cheap Car Insurance Companies in Saint Charles, KY

Take a look at a side-by-side comparison of the top car insurance companies in Saint Charles, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Saint Charles, Kentucky

Insurance Company Average Annual Rates
Allstate $5,629
GEICO $4,231
Liberty Mutual $4,554
Nationwide $3,845
Progressive $4,129
State Farm $3,140
Travelers $4,977
USAA $2,720

Category Winners: Cheapest Car Insurance in Saint Charles, Kentucky

Find the cheapest car insurance companies in Saint Charles, KY for each category right here.

Best Annual Car Insurance Rates by Company in Saint Charles, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Saint Charles, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Saint Charles car insurance rates. Find the cheapest Saint Charles, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Saint Charles, Kentucky

Insurance Company Low Medium High
Allstate $5,298 $5,610 $5,979
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,354 $4,526 $4,782
Nationwide $3,908 $3,801 $3,826
Progressive $3,860 $4,088 $4,438
State Farm $2,981 $3,134 $3,305
Travelers $4,742 $5,002 $5,186
USAA $2,605 $2,714 $2,841

Compare Car Insurance Quotes in Saint Charles, KY

Ready to find affordable Saint Charles, Kentucky car insurance today? Enter your ZIP code for fast, free Saint Charles, KY car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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