Compare Saint David, IL Car Insurance Rates (2021)

Car insurance in Saint David, IL averages $251 a month. Saint David, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Saint David car insurance rates, compare quotes from the top car insurance companies in Saint David, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Saint David, IL are $3,017/year
  • The cheapest car insurance company in Saint David is State Farm
  • Average car insurance rates in Saint David, IL after a DUI are $3,519/year

If you need to buy Saint David, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Saint David, IL is right here.

You’ll find Saint David car insurance rates, the cheapest Saint David, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Saint David, Illinois car insurance rates to Cicero car insurance rates, Springfield car insurance rates, and Naperville car insurance rates.

Ready to find affordable Saint David, IL car insurance today? Enter your ZIP code for fast, free Saint David car insurance quotes.

Cheapest Saint David, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Saint David, IL car insurance rates? Every Saint David, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Saint David, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,041 $3,056 $3,169 $3,169 $7,795 $10,128 $3,653 $3,946
American Family $2,328 $2,328 $2,127 $2,127 $6,493 $9,036 $2,328 $2,999
Farmers $2,310 $2,312 $2,051 $2,167 $9,853 $10,272 $2,640 $2,766
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,351 $1,460 $1,125 $1,257 $4,299 $4,782 $1,414 $1,495
Nationwide $1,589 $1,620 $1,416 $1,502 $4,249 $5,460 $1,839 $1,992
Progressive $1,894 $1,793 $1,556 $1,632 $6,842 $7,680 $2,262 $2,457
State Farm $1,302 $1,302 $1,149 $1,149 $3,517 $4,481 $1,467 $1,673
Travelers $1,431 $1,509 $1,297 $1,382 $4,012 $4,993 $1,518 $1,598
USAA $1,640 $1,670 $1,527 $1,507 $5,289 $5,831 $2,160 $2,377

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Minimum Car Insurance in Saint David, IL

Every driver must carry the minimum car insurance in Saint David, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Saint David, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Saint David, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Saint David, IL. Compare credit history car insurance rates in Saint David from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Saint David, Illinois

Insurance Company Poor Fair Good
Allstate $6,064 $4,359 $3,811
American Family $4,958 $3,363 $2,841
Farmers $4,887 $4,101 $3,902
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,039 $1,893 $1,511
Nationwide $2,932 $2,366 $2,077
Progressive $3,727 $3,153 $2,913
State Farm $2,915 $1,746 $1,354
Travelers $2,710 $2,172 $1,770
USAA $3,661 $2,516 $2,074

Cheapest Saint David, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Saint David, IL to rates for a clean record with top companies.

Annual Saint David, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,424 $5,751 $5,340 $4,464
American Family $2,734 $3,886 $5,161 $3,102
Farmers $3,628 $4,675 $4,558 $4,325
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,795 $2,531 $2,233 $2,033
Nationwide $1,984 $2,563 $3,011 $2,276
Progressive $2,692 $3,988 $2,977 $3,401
State Farm $1,847 $2,163 $2,005 $2,005
Travelers $1,772 $2,312 $2,569 $2,217
USAA $1,960 $2,818 $3,858 $2,364

Cheapest Saint David, IL Car Insurance for Teen Drivers

Teen car insurance in Saint David, IL can be expensive. Take a look at rates from the top car insurance companies in Saint David for teenagers.

Annual Car Insurance Rates for Teen Drivers in Saint David, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,795 $10,128
American Family $6,493 $9,036
Farmers $9,853 $10,272
GEICO $4,847 $5,129
Liberty Mutual $4,299 $4,782
Nationwide $4,249 $5,460
Progressive $6,842 $7,680
State Farm $3,517 $4,481
Travelers $4,012 $4,993
USAA $5,289 $5,831

Cheapest Saint David, IL Car Insurance for Seniors

Take a look at Saint David, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Saint David, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,169 $3,169
American Family $2,127 $2,127
Farmers $2,051 $2,167
GEICO $1,521 $1,797
Liberty Mutual $1,125 $1,257
Nationwide $1,416 $1,502
Progressive $1,556 $1,632
State Farm $1,149 $1,149
Travelers $1,297 $1,382
USAA $1,527 $1,507

Cheapest Saint David, IL Car Insurance Rates After a DUI

A DUI in Saint David, IL increases car insurance rates. Compare Saint David, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Saint David, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,340
American Family $5,161
Farmers $4,558
GEICO $3,482
Liberty Mutual $2,233
Nationwide $3,011
Progressive $2,977
State Farm $2,005
Travelers $2,569
USAA $3,858

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Cheapest Saint David, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Saint David, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Saint David, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,745 $4,745
American Family $3,673 $3,769
Farmers $4,297 $4,297
GEICO $2,519 $2,617
Liberty Mutual $2,148 $2,148
Nationwide $2,458 $2,458
Progressive $3,264 $3,264
State Farm $1,955 $2,056
Travelers $2,131 $2,304
USAA $2,673 $2,827

The Best Cheap Car Insurance Companies in Saint David, IL

Take a look at a side-by-side comparison of the top car insurance companies in Saint David, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Saint David, Illinois

Insurance Company Average Annual Rates
Allstate $4,745
American Family $3,721
Farmers $4,297
GEICO $2,568
Liberty Mutual $2,148
Nationwide $2,458
Progressive $3,264
State Farm $2,005
Travelers $2,217
USAA $2,750

Category Winners: Cheapest Car Insurance in Saint David, Illinois

Find the cheapest car insurance companies in Saint David, IL for each category right here.

Best Annual Car Insurance Rates by Company in Saint David, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Saint David, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Saint David car insurance rates. Find the cheapest Saint David, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Saint David, Illinois

Insurance Company Low Medium High
Allstate $4,596 $4,740 $4,898
American Family $3,601 $3,856 $3,705
Farmers $4,090 $4,196 $4,604
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,032 $2,143 $2,269
Nationwide $2,452 $2,476 $2,447
Progressive $3,032 $3,251 $3,511
State Farm $1,909 $2,008 $2,098
Travelers $2,092 $2,215 $2,346
USAA $2,561 $2,747 $2,942

Compare Car Insurance Quotes in Saint David, IL

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