Compare Saint Elmo, AL Car Insurance Rates (2021)

Car insurance in Saint Elmo, AL averages $351 a month. Saint Elmo, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Saint Elmo car insurance rates, compare quotes from the top car insurance companies in Saint Elmo, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Saint Elmo, AL after a DUI are $4,819/year
  • The cheapest car insurance company in Saint Elmo is USAA
  • Average car insurance rates in Saint Elmo, AL are $4,216/year

If you need to buy Saint Elmo, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Saint Elmo, AL is right here.

You’ll find Saint Elmo car insurance rates, the cheapest Saint Elmo, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Saint Elmo, Alabama car insurance rates to Mobile car insurance rates, Tuscaloosa car insurance rates, and Auburn car insurance rates.

Ready to find affordable Saint Elmo, AL car insurance today? Enter your ZIP code for fast, free Saint Elmo car insurance quotes.

Cheapest Saint Elmo, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Saint Elmo, AL car insurance rates? Every Saint Elmo, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Saint Elmo, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,183 $2,073 $1,987 $2,024 $7,836 $8,430 $2,420 $2,465
Farmers $2,817 $2,801 $2,519 $2,677 $10,860 $11,179 $3,191 $3,312
GEICO $2,301 $2,296 $2,193 $2,280 $6,173 $6,059 $2,434 $2,260
Liberty Mutual $3,280 $3,543 $2,689 $3,014 $12,294 $13,676 $3,478 $3,688
Nationwide $1,874 $1,896 $1,705 $1,765 $5,017 $6,468 $2,085 $2,334
Progressive $2,984 $2,789 $2,440 $2,633 $12,035 $13,387 $3,461 $3,621
State Farm $3,188 $3,188 $2,900 $2,900 $9,929 $12,423 $3,609 $4,170
Travelers $1,706 $1,731 $1,608 $1,601 $9,518 $15,077 $1,609 $1,830
USAA $1,510 $1,531 $1,416 $1,390 $4,597 $5,096 $1,976 $2,135

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Minimum Car Insurance in Saint Elmo, AL

Every driver must carry the minimum car insurance in Saint Elmo, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Saint Elmo, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Saint Elmo, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Saint Elmo, AL. Compare credit history car insurance rates in Saint Elmo from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Saint Elmo, Alabama

Insurance Company Poor Fair Good
Allstate $4,532 $3,577 $2,924
Farmers $5,519 $4,743 $4,496
GEICO $4,137 $2,947 $2,665
Liberty Mutual $8,160 $5,023 $3,940
Nationwide $3,490 $2,724 $2,465
Progressive $6,124 $5,243 $4,890
State Farm $8,587 $4,337 $2,941
Travelers $4,722 $4,101 $4,182
USAA $3,288 $2,154 $1,927

Cheapest Saint Elmo, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Saint Elmo, AL to rates for a clean record with top companies.

Annual Saint Elmo, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,110 $3,681 $4,391 $3,529
Farmers $4,143 $5,356 $5,225 $4,954
GEICO $2,178 $3,528 $4,391 $2,901
Liberty Mutual $4,474 $6,240 $6,088 $6,029
Nationwide $2,527 $2,527 $3,692 $2,825
Progressive $4,891 $6,145 $5,266 $5,374
State Farm $4,755 $5,941 $5,229 $5,229
Travelers $3,605 $3,782 $5,562 $4,390
USAA $1,886 $2,373 $3,525 $2,041

Cheapest Saint Elmo, AL Car Insurance for Teen Drivers

Teen car insurance in Saint Elmo, AL can be expensive. Take a look at rates from the top car insurance companies in Saint Elmo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Saint Elmo, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,836 $8,430
Farmers $10,860 $11,179
GEICO $6,173 $6,059
Liberty Mutual $12,294 $13,676
Nationwide $5,017 $6,468
Progressive $12,035 $13,387
State Farm $9,929 $12,423
Travelers $9,518 $15,077
USAA $4,597 $5,096

Cheapest Saint Elmo, AL Car Insurance for Seniors

Take a look at Saint Elmo, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Saint Elmo, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,987 $2,024
Farmers $2,519 $2,677
GEICO $2,193 $2,280
Liberty Mutual $2,689 $3,014
Nationwide $1,705 $1,765
Progressive $2,440 $2,633
State Farm $2,900 $2,900
Travelers $1,608 $1,601
USAA $1,416 $1,390

Cheapest Saint Elmo, AL Car Insurance Rates After a DUI

A DUI in Saint Elmo, AL increases car insurance rates. Compare Saint Elmo, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Saint Elmo, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,391
Farmers $5,225
GEICO $4,391
Liberty Mutual $6,088
Nationwide $3,692
Progressive $5,266
State Farm $5,229
Travelers $5,562
USAA $3,525

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Cheapest Saint Elmo, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Saint Elmo, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Saint Elmo, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,677 $3,677
Farmers $4,920 $4,920
GEICO $3,191 $3,308
Liberty Mutual $5,708 $5,708
Nationwide $2,893 $2,893
Progressive $5,419 $5,419
State Farm $5,159 $5,418
Travelers $4,335 $4,335
USAA $2,343 $2,569

The Best Cheap Car Insurance Companies in Saint Elmo, AL

Take a look at a side-by-side comparison of the top car insurance companies in Saint Elmo, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Saint Elmo, Alabama

Insurance Company Average Annual Rates
Allstate $3,677
Farmers $4,920
GEICO $3,249
Liberty Mutual $5,708
Nationwide $2,893
Progressive $5,419
State Farm $5,288
Travelers $4,335
USAA $2,456

Category Winners: Cheapest Car Insurance in Saint Elmo, Alabama

Find the cheapest car insurance companies in Saint Elmo, AL for each category right here.

Best Annual Car Insurance Rates by Company in Saint Elmo, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Saint Elmo, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Saint Elmo car insurance rates. Find the cheapest Saint Elmo, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Saint Elmo, Alabama

Insurance Company Low Medium High
Allstate $3,531 $3,670 $3,831
Farmers $4,629 $4,851 $5,279
GEICO $2,989 $3,236 $3,523
Liberty Mutual $5,417 $5,678 $6,029
Nationwide $2,872 $2,870 $2,937
Progressive $4,784 $5,377 $6,096
State Farm $4,987 $5,284 $5,594
Travelers $4,103 $4,422 $4,480
USAA $2,361 $2,442 $2,566

Compare Car Insurance Quotes in Saint Elmo, AL

Ready to find affordable Saint Elmo, Alabama car insurance today? Enter your ZIP code for fast, free Saint Elmo, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State