Compare Saint Francis, KY Car Insurance Rates (2021)

Car insurance in Saint Francis, KY averages $392 a month. Saint Francis, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Saint Francis car insurance rates, compare quotes from the top car insurance companies in Saint Francis, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Saint Francis, KY are $4,701/year
  • Average car insurance rates in Saint Francis, KY after a DUI are $5,680/year
  • The cheapest car insurance company in Saint Francis for teen drivers is USAA

If you need to buy Saint Francis, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Saint Francis, KY is right here.

You’ll find Saint Francis car insurance rates, the cheapest Saint Francis, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Saint Francis, Kentucky car insurance rates to Bowling Green car insurance rates, Richmond car insurance rates, and Nicholasville car insurance rates.

Ready to find affordable Saint Francis, KY car insurance today? Enter your ZIP code for fast, free Saint Francis car insurance quotes.

Cheapest Saint Francis, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Saint Francis, KY car insurance rates? Every Saint Francis, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Saint Francis, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,162 $3,121 $2,867 $3,054 $11,831 $13,282 $3,482 $3,670
GEICO $4,038 $3,738 $4,219 $3,821 $8,260 $9,795 $3,298 $2,847
Liberty Mutual $2,678 $2,899 $2,281 $2,547 $11,392 $12,598 $2,791 $2,888
Nationwide $3,355 $3,342 $3,031 $3,157 $7,618 $9,461 $3,817 $3,992
Progressive $2,268 $2,159 $2,031 $2,043 $10,960 $12,403 $2,813 $2,875
State Farm $2,112 $2,112 $1,880 $1,880 $5,922 $7,391 $2,361 $2,592
Travelers $2,687 $2,738 $2,631 $2,640 $13,093 $21,113 $2,806 $3,258
USAA $1,984 $1,985 $1,791 $1,819 $5,340 $5,620 $2,506 $2,742

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Minimum Car Insurance in Saint Francis, KY

Every driver must carry the minimum car insurance in Saint Francis, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Saint Francis, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Saint Francis, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Saint Francis, KY. Compare credit history car insurance rates in Saint Francis from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Saint Francis, Kentucky

Insurance Company Poor Fair Good
Allstate $7,361 $5,084 $4,231
GEICO $8,225 $4,106 $2,675
Liberty Mutual $7,150 $4,405 $3,472
Nationwide $5,732 $4,513 $3,919
Progressive $5,253 $4,572 $4,257
State Farm $4,755 $2,861 $2,227
Travelers $7,111 $6,012 $5,989
USAA $4,419 $2,480 $2,021

Cheapest Saint Francis, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Saint Francis, KY to rates for a clean record with top companies.

Annual Saint Francis, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,598 $6,012 $6,428 $5,196
GEICO $2,973 $5,301 $8,093 $3,641
Liberty Mutual $4,172 $6,431 $4,996 $4,438
Nationwide $3,746 $4,857 $6,153 $4,129
Progressive $3,882 $5,745 $4,429 $4,720
State Farm $3,006 $3,557 $3,281 $3,281
Travelers $5,551 $5,713 $8,266 $5,952
USAA $2,238 $3,167 $3,791 $2,697

Cheapest Saint Francis, KY Car Insurance for Teen Drivers

Teen car insurance in Saint Francis, KY can be expensive. Take a look at rates from the top car insurance companies in Saint Francis for teenagers.

Annual Car Insurance Rates for Teen Drivers in Saint Francis, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,831 $13,282
GEICO $8,260 $9,795
Liberty Mutual $11,392 $12,598
Nationwide $7,618 $9,461
Progressive $10,960 $12,403
State Farm $5,922 $7,391
Travelers $13,093 $21,113
USAA $5,340 $5,620

Cheapest Saint Francis, KY Car Insurance for Seniors

Take a look at Saint Francis, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Saint Francis, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,867 $3,054
GEICO $4,219 $3,821
Liberty Mutual $2,281 $2,547
Nationwide $3,031 $3,157
Progressive $2,031 $2,043
State Farm $1,880 $1,880
Travelers $2,631 $2,640
USAA $1,791 $1,819

Cheapest Saint Francis, KY Car Insurance Rates After a DUI

A DUI in Saint Francis, KY increases car insurance rates. Compare Saint Francis, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Saint Francis, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,428
GEICO $8,093
Liberty Mutual $4,996
Nationwide $6,153
Progressive $4,429
State Farm $3,281
Travelers $8,266
USAA $3,791

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Cheapest Saint Francis, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Saint Francis, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Saint Francis, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,559 $5,559
GEICO $4,955 $5,049
Liberty Mutual $5,009 $5,009
Nationwide $4,721 $4,721
Progressive $4,694 $4,694
State Farm $3,195 $3,368
Travelers $6,371 $6,371
USAA $2,863 $3,084

The Best Cheap Car Insurance Companies in Saint Francis, KY

Take a look at a side-by-side comparison of the top car insurance companies in Saint Francis, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Saint Francis, Kentucky

Insurance Company Average Annual Rates
Allstate $5,559
GEICO $5,002
Liberty Mutual $5,009
Nationwide $4,721
Progressive $4,694
State Farm $3,281
Travelers $6,371
USAA $2,973

Category Winners: Cheapest Car Insurance in Saint Francis, Kentucky

Find the cheapest car insurance companies in Saint Francis, KY for each category right here.

Best Annual Car Insurance Rates by Company in Saint Francis, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Saint Francis, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Saint Francis car insurance rates. Find the cheapest Saint Francis, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Saint Francis, Kentucky

Insurance Company Low Medium High
Allstate $5,154 $5,536 $5,986
GEICO $4,666 $4,987 $5,353
Liberty Mutual $4,751 $4,975 $5,301
Nationwide $4,750 $4,668 $4,746
Progressive $4,341 $4,633 $5,108
State Farm $3,103 $3,281 $3,460
Travelers $6,045 $6,398 $6,668
USAA $2,836 $2,966 $3,118

Compare Car Insurance Quotes in Saint Francis, KY

Ready to find affordable Saint Francis, Kentucky car insurance today? Enter your ZIP code for fast, free Saint Francis, KY car insurance quotes.

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