Compare Saint Helena Island, SC Car Insurance Rates (2021)

Car insurance in Saint Helena Island, SC averages $307 a month. Saint Helena Island, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Saint Helena Island car insurance rates, compare quotes from the top car insurance companies in Saint Helena Island, SC.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Saint Helena Island for teen drivers is State Farm
  • Average car insurance rates in Saint Helena Island, SC after a DUI are $4,260/year
  • The cheapest car insurance company in Saint Helena Island is State Farm

If you need to buy Saint Helena Island, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Saint Helena Island, SC is right here.

You’ll find Saint Helena Island car insurance rates, the cheapest Saint Helena Island, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Saint Helena Island, South Carolina car insurance rates to Mount Pleasant car insurance rates, Florence car insurance rates, and North Charleston car insurance rates.

Ready to find affordable Saint Helena Island, SC car insurance today? Enter your ZIP code for fast, free Saint Helena Island car insurance quotes.

Cheapest Saint Helena Island, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Saint Helena Island, SC car insurance rates? Every Saint Helena Island, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Saint Helena Island, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,618 $2,618 $2,509 $2,509 $6,752 $8,596 $2,901 $3,153
Farmers $2,849 $2,861 $2,752 $2,951 $7,823 $8,535 $3,127 $3,138
GEICO $2,666 $2,666 $2,435 $2,435 $6,388 $6,545 $3,105 $3,180
Nationwide $2,455 $2,480 $2,218 $2,291 $6,102 $7,808 $2,789 $3,023
Progressive $2,295 $2,104 $1,980 $2,073 $9,702 $10,693 $2,631 $2,727
State Farm $1,724 $1,724 $1,569 $1,569 $4,990 $6,265 $1,935 $2,172
USAA $1,747 $1,751 $1,609 $1,608 $7,005 $7,663 $2,297 $2,416

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Saint Helena Island, SC

Every driver must carry the minimum car insurance in Saint Helena Island, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Saint Helena Island, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Saint Helena Island, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Saint Helena Island, SC. Compare credit history car insurance rates in Saint Helena Island from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Saint Helena Island, South Carolina

Insurance Company Poor Fair Good
Allstate $4,988 $3,731 $3,152
Farmers $4,854 $4,126 $3,784
GEICO $5,609 $3,017 $2,406
Nationwide $4,323 $3,525 $3,088
Progressive $4,747 $4,177 $3,904
State Farm $3,928 $2,406 $1,896
USAA $5,074 $2,511 $2,201

Cheapest Saint Helena Island, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Saint Helena Island, SC to rates for a clean record with top companies.

Annual Saint Helena Island, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,973 $4,743 $4,172 $3,940
Farmers $3,550 $4,928 $4,088 $4,452
GEICO $2,810 $3,627 $5,463 $2,810
Nationwide $2,921 $3,747 $4,708 $3,206
Progressive $3,496 $5,110 $4,278 $4,219
State Farm $2,488 $3,056 $2,715 $2,715
USAA $2,579 $3,185 $4,393 $2,891

Cheapest Saint Helena Island, SC Car Insurance for Teen Drivers

Teen car insurance in Saint Helena Island, SC can be expensive. Take a look at rates from the top car insurance companies in Saint Helena Island for teenagers.

Annual Car Insurance Rates for Teen Drivers in Saint Helena Island, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,752 $8,596
Farmers $7,823 $8,535
GEICO $6,388 $6,545
Nationwide $6,102 $7,808
Progressive $9,702 $10,693
State Farm $4,990 $6,265
USAA $7,005 $7,663

Cheapest Saint Helena Island, SC Car Insurance for Seniors

Take a look at Saint Helena Island, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Saint Helena Island, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,509 $2,509
Farmers $2,752 $2,951
GEICO $2,435 $2,435
Nationwide $2,218 $2,291
Progressive $1,980 $2,073
State Farm $1,569 $1,569
USAA $1,609 $1,608

Cheapest Saint Helena Island, SC Car Insurance Rates After a DUI

A DUI in Saint Helena Island, SC increases car insurance rates. Compare Saint Helena Island, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Saint Helena Island, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,172
Farmers $4,088
GEICO $5,463
Nationwide $4,708
Progressive $4,278
State Farm $2,715
USAA $4,393

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Saint Helena Island, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Saint Helena Island, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Saint Helena Island, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,873 $4,041
Farmers $4,255 $4,255
GEICO $3,658 $3,696
Nationwide $3,646 $3,646
Progressive $4,276 $4,276
State Farm $2,675 $2,812
USAA $3,228 $3,296

The Best Cheap Car Insurance Companies in Saint Helena Island, SC

Take a look at a side-by-side comparison of the top car insurance companies in Saint Helena Island, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Saint Helena Island, South Carolina

Insurance Company Average Annual Rates
Allstate $3,957
Farmers $4,255
GEICO $3,677
Nationwide $3,646
Progressive $4,276
State Farm $2,744
USAA $3,262

Category Winners: Cheapest Car Insurance in Saint Helena Island, South Carolina

Find the cheapest car insurance companies in Saint Helena Island, SC for each category right here.

Best Annual Car Insurance Rates by Company in Saint Helena Island, South Carolina

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Saint Helena Island, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Saint Helena Island car insurance rates. Find the cheapest Saint Helena Island, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Saint Helena Island, South Carolina

Insurance Company Low Medium High
Allstate $3,702 $3,936 $4,232
Farmers $3,777 $4,254 $4,732
GEICO $3,410 $3,636 $3,986
Nationwide $3,581 $3,651 $3,704
Progressive $3,928 $4,215 $4,684
State Farm $2,528 $2,742 $2,960
USAA $3,078 $3,258 $3,450

Compare Car Insurance Quotes in Saint Helena Island, SC

Ready to find affordable Saint Helena Island, South Carolina car insurance today? Enter your ZIP code for fast, free Saint Helena Island, SC car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption