Compare Saint Joe, IN Car Insurance Rates (2021)

Car insurance in Saint Joe, IN averages $270 a month. Saint Joe, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Saint Joe car insurance rates, compare quotes from the top car insurance companies in Saint Joe, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Saint Joe for teen drivers is USAA
  • The cheapest car insurance company in Saint Joe is USAA
  • Average car insurance rates in Saint Joe, IN after a DUI are $3,837/year

If you need to buy Saint Joe, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Saint Joe, IN is right here.

You’ll find Saint Joe car insurance rates, the cheapest Saint Joe, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Saint Joe, Indiana car insurance rates to Carmel car insurance rates, Hammond car insurance rates, and Bloomington car insurance rates.

Ready to find affordable Saint Joe, IN car insurance today? Enter your ZIP code for fast, free Saint Joe car insurance quotes.

Cheapest Saint Joe, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Saint Joe, IN car insurance rates? Every Saint Joe, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Saint Joe, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,474 $2,537 $2,169 $2,373 $7,559 $9,523 $2,521 $2,741
American Family $2,195 $2,195 $1,970 $1,970 $5,962 $8,663 $2,195 $2,713
Farmers $1,485 $1,464 $1,270 $1,428 $8,010 $8,531 $1,958 $2,117
GEICO $1,461 $1,452 $1,360 $1,403 $4,269 $3,981 $1,670 $1,481
Liberty Mutual $3,820 $3,820 $3,505 $3,505 $8,444 $12,786 $3,820 $5,262
Nationwide $1,620 $1,659 $1,420 $1,518 $4,687 $6,096 $1,896 $2,076
Progressive $1,558 $1,473 $1,412 $1,421 $9,162 $10,309 $1,952 $1,994
State Farm $1,355 $1,355 $1,199 $1,199 $3,980 $5,116 $1,494 $1,659
Travelers $1,354 $1,378 $1,266 $1,267 $8,440 $13,420 $1,428 $1,658
USAA $1,066 $1,052 $991 $1,001 $2,940 $3,290 $1,444 $1,549

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Minimum Car Insurance in Saint Joe, IN

Every driver must carry the minimum car insurance in Saint Joe, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Saint Joe, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Saint Joe, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Saint Joe, IN. Compare credit history car insurance rates in Saint Joe from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Saint Joe, Indiana

Insurance Company Poor Fair Good
Allstate $4,947 $3,676 $3,338
American Family $4,759 $3,096 $2,593
Farmers $3,832 $3,123 $2,894
GEICO $2,567 $2,135 $1,702
Liberty Mutual $7,484 $4,871 $4,505
Nationwide $2,985 $2,523 $2,357
Progressive $4,037 $3,574 $3,370
State Farm $3,161 $1,886 $1,462
Travelers $4,207 $3,562 $3,560
USAA $2,243 $1,484 $1,273

Cheapest Saint Joe, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Saint Joe, IN to rates for a clean record with top companies.

Annual Saint Joe, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,183 $4,672 $4,308 $3,785
American Family $2,399 $3,832 $4,841 $2,858
Farmers $2,937 $3,423 $3,529 $3,243
GEICO $1,407 $2,204 $2,974 $1,954
Liberty Mutual $4,435 $5,191 $7,987 $4,868
Nationwide $2,254 $2,906 $2,786 $2,539
Progressive $2,747 $4,801 $3,277 $3,816
State Farm $2,121 $2,316 $2,121 $2,121
Travelers $3,204 $3,964 $4,496 $3,441
USAA $1,260 $1,792 $2,053 $1,561

Cheapest Saint Joe, IN Car Insurance for Teen Drivers

Teen car insurance in Saint Joe, IN can be expensive. Take a look at rates from the top car insurance companies in Saint Joe for teenagers.

Annual Car Insurance Rates for Teen Drivers in Saint Joe, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,559 $9,523
American Family $5,962 $8,663
Farmers $8,010 $8,531
GEICO $4,269 $3,981
Liberty Mutual $8,444 $12,786
Nationwide $4,687 $6,096
Progressive $9,162 $10,309
State Farm $3,980 $5,116
Travelers $8,440 $13,420
USAA $2,940 $3,290

Cheapest Saint Joe, IN Car Insurance for Seniors

Take a look at Saint Joe, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Saint Joe, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,169 $2,373
American Family $1,970 $1,970
Farmers $1,270 $1,428
GEICO $1,360 $1,403
Liberty Mutual $3,505 $3,505
Nationwide $1,420 $1,518
Progressive $1,412 $1,421
State Farm $1,199 $1,199
Travelers $1,266 $1,267
USAA $991 $1,001

Cheapest Saint Joe, IN Car Insurance Rates After a DUI

A DUI in Saint Joe, IN increases car insurance rates. Compare Saint Joe, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Saint Joe, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,308
American Family $4,841
Farmers $3,529
GEICO $2,974
Liberty Mutual $7,987
Nationwide $2,786
Progressive $3,277
State Farm $2,121
Travelers $4,496
USAA $2,053

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Cheapest Saint Joe, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Saint Joe, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Saint Joe, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,987 $3,987
American Family $3,441 $3,525
Farmers $3,283 $3,283
GEICO $2,096 $2,173
Liberty Mutual $5,469 $5,771
Nationwide $2,621 $2,621
Progressive $3,660 $3,660
State Farm $2,107 $2,232
Travelers $3,776 $3,776
USAA $1,644 $1,689

The Best Cheap Car Insurance Companies in Saint Joe, IN

Take a look at a side-by-side comparison of the top car insurance companies in Saint Joe, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Saint Joe, Indiana

Insurance Company Average Annual Rates
Allstate $3,987
American Family $3,483
Farmers $3,283
GEICO $2,135
Liberty Mutual $5,620
Nationwide $2,621
Progressive $3,660
State Farm $2,170
Travelers $3,776
USAA $1,667

Category Winners: Cheapest Car Insurance in Saint Joe, Indiana

Find the cheapest car insurance companies in Saint Joe, IN for each category right here.

Best Annual Car Insurance Rates by Company in Saint Joe, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Saint Joe, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Saint Joe car insurance rates. Find the cheapest Saint Joe, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Saint Joe, Indiana

Insurance Company Low Medium High
Allstate $3,801 $3,973 $4,188
American Family $3,456 $3,598 $3,394
Farmers $3,162 $3,275 $3,412
GEICO $2,007 $2,129 $2,268
Liberty Mutual $5,445 $5,607 $5,809
Nationwide $2,665 $2,600 $2,599
Progressive $3,468 $3,606 $3,907
State Farm $2,071 $2,168 $2,269
Travelers $3,680 $3,813 $3,836
USAA $1,603 $1,662 $1,735

Compare Car Insurance Quotes in Saint Joe, IN

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Average Monthly Car Insurance Rates by State