Compare Saint Johnsville, NY Car Insurance Rates (2021)

Car insurance in Saint Johnsville, NY averages $258 a month. Saint Johnsville, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Saint Johnsville car insurance rates, compare quotes from the top car insurance companies in Saint Johnsville, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Saint Johnsville, NY after a DUI are $4,096/year
  • Average car insurance rates in Saint Johnsville, NY are $3,092/year
  • The cheapest car insurance company in Saint Johnsville is GEICO

If you need to buy Saint Johnsville, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Saint Johnsville, NY is right here.

You’ll find Saint Johnsville car insurance rates, the cheapest Saint Johnsville, NY car insurance companies, and information on New York car insurance laws. You can also compare Saint Johnsville, New York car insurance rates to Albany car insurance rates, Schenectady car insurance rates, and Yonkers car insurance rates.

Ready to find affordable Saint Johnsville, NY car insurance today? Enter your ZIP code for fast, free Saint Johnsville car insurance quotes.

Cheapest Saint Johnsville, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Saint Johnsville, NY car insurance rates? Every Saint Johnsville, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Saint Johnsville, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,271 $2,151 $2,127 $2,166 $6,563 $7,048 $2,275 $2,312
GEICO $1,398 $1,346 $1,360 $1,340 $2,949 $4,322 $1,260 $1,294
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,068 $2,068 $1,954 $1,954 $3,660 $5,437 $2,068 $2,629
Progressive $1,634 $1,537 $1,319 $1,338 $5,529 $6,171 $2,115 $2,070
State Farm $1,965 $1,965 $1,714 $1,714 $5,786 $7,462 $2,160 $2,287
Travelers $2,449 $2,477 $2,229 $2,395 $5,600 $6,648 $2,601 $2,714
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

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Minimum Car Insurance in Saint Johnsville, NY

Every driver must carry the minimum car insurance in Saint Johnsville, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Saint Johnsville, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Saint Johnsville, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Saint Johnsville, NY. Compare credit history car insurance rates in Saint Johnsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Saint Johnsville, New York

Insurance Company Poor Fair Good
Allstate $4,800 $2,833 $2,459
GEICO $2,391 $1,757 $1,577
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,730 $2,730 $2,730
Progressive $4,275 $2,229 $1,638
State Farm $4,421 $2,773 $2,201
Travelers $4,650 $2,948 $2,569
USAA $4,423 $2,195 $1,945

Cheapest Saint Johnsville, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Saint Johnsville, NY to rates for a clean record with top companies.

Annual Saint Johnsville, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,856 $2,856 $4,153 $3,592
GEICO $1,496 $1,630 $3,013 $1,496
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,094 $2,094 $4,589 $2,141
Progressive $2,641 $2,641 $2,918 $2,656
State Farm $2,983 $2,983 $3,280 $3,280
Travelers $2,912 $3,611 $3,662 $3,372
USAA $2,530 $2,572 $3,744 $2,572

Cheapest Saint Johnsville, NY Car Insurance for Teen Drivers

Teen car insurance in Saint Johnsville, NY can be expensive. Take a look at rates from the top car insurance companies in Saint Johnsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Saint Johnsville, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,563 $7,048
GEICO $2,949 $4,322
Liberty Mutual $6,550 $10,619
Nationwide $3,660 $5,437
Progressive $5,529 $6,171
State Farm $5,786 $7,462
Travelers $5,600 $6,648
USAA $6,012 $7,189

Cheapest Saint Johnsville, NY Car Insurance for Seniors

Take a look at Saint Johnsville, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Saint Johnsville, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,127 $2,166
GEICO $1,360 $1,340
Liberty Mutual $3,142 $3,142
Nationwide $1,954 $1,954
Progressive $1,319 $1,338
State Farm $1,714 $1,714
Travelers $2,229 $2,395
USAA $1,346 $1,345

Cheapest Saint Johnsville, NY Car Insurance Rates After a DUI

A DUI in Saint Johnsville, NY increases car insurance rates. Compare Saint Johnsville, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Saint Johnsville, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,153
GEICO $3,013
Liberty Mutual $7,405
Nationwide $4,589
Progressive $2,918
State Farm $3,280
Travelers $3,662
USAA $3,744

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Cheapest Saint Johnsville, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Saint Johnsville, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Saint Johnsville, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,319 $3,409
GEICO $1,852 $1,965
Liberty Mutual $4,514 $4,774
Nationwide $2,730 $2,730
Progressive $2,714 $2,714
State Farm $3,022 $3,241
Travelers $3,389 $3,389
USAA $2,826 $2,883

The Best Cheap Car Insurance Companies in Saint Johnsville, NY

Take a look at a side-by-side comparison of the top car insurance companies in Saint Johnsville, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Saint Johnsville, New York

Insurance Company Average Annual Rates
Allstate $3,364
GEICO $1,909
Liberty Mutual $4,644
Nationwide $2,730
Progressive $2,714
State Farm $3,132
Travelers $3,389
USAA $2,854

Category Winners: Cheapest Car Insurance in Saint Johnsville, New York

Find the cheapest car insurance companies in Saint Johnsville, NY for each category right here.

Best Annual Car Insurance Rates by Company in Saint Johnsville, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Saint Johnsville, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Saint Johnsville car insurance rates. Find the cheapest Saint Johnsville, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Saint Johnsville, New York

Insurance Company Low Medium High
Allstate $3,197 $3,354 $3,542
GEICO $1,809 $1,902 $2,014
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,584 $2,711 $2,895
Progressive $2,583 $2,701 $2,858
State Farm $2,973 $3,149 $3,273
Travelers $3,226 $3,359 $3,582
USAA $2,786 $2,844 $2,933

Compare Car Insurance Quotes in Saint Johnsville, NY

Ready to find affordable Saint Johnsville, New York car insurance today? Enter your ZIP code for fast, free Saint Johnsville, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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