Compare Saint Joseph, TN Car Insurance Rates (2021)

Car insurance in Saint Joseph, TN averages $296 a month. Saint Joseph, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Saint Joseph car insurance rates, compare quotes from the top car insurance companies in Saint Joseph, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Saint Joseph is State Farm
  • The cheapest car insurance company in Saint Joseph for teen drivers is Travelers
  • Average car insurance rates in Saint Joseph, TN after a DUI are $4,175/year

If you need to buy Saint Joseph, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Saint Joseph, TN is right here.

You’ll find Saint Joseph car insurance rates, the cheapest Saint Joseph, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Saint Joseph, Tennessee car insurance rates to Clarksville car insurance rates, Franklin car insurance rates, and Hendersonville car insurance rates.

Ready to find affordable Saint Joseph, TN car insurance today? Enter your ZIP code for fast, free Saint Joseph car insurance quotes.

Cheapest Saint Joseph, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Saint Joseph, TN car insurance rates? Every Saint Joseph, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Saint Joseph, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,853 $2,749 $2,555 $2,654 $10,461 $11,375 $3,064 $3,181
Farmers $1,881 $1,915 $1,690 $1,844 $7,422 $7,867 $2,535 $2,703
GEICO $2,253 $2,279 $2,082 $2,082 $6,611 $6,752 $2,274 $2,344
Liberty Mutual $3,522 $129 $2,889 $3,223 $14,532 $16,142 $3,787 $4,047
Nationwide $2,029 $2,050 $1,818 $1,853 $5,414 $7,005 $2,323 $2,533
Progressive $1,700 $1,608 $1,381 $1,445 $7,535 $8,485 $2,050 $2,243
State Farm $1,528 $1,528 $1,373 $1,373 $4,589 $5,745 $1,724 $2,003
Travelers $1,706 $1,796 $1,538 $1,637 $4,638 $5,696 $1,821 $1,917
USAA $1,567 $1,604 $1,408 $1,416 $5,437 $6,234 $2,047 $2,199

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Minimum Car Insurance in Saint Joseph, TN

Every driver must carry the minimum car insurance in Saint Joseph, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Saint Joseph, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Saint Joseph, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Saint Joseph, TN. Compare credit history car insurance rates in Saint Joseph from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Saint Joseph, Tennessee

Insurance Company Poor Fair Good
Allstate $6,207 $4,747 $3,630
Farmers $4,149 $3,236 $3,061
GEICO $3,789 $3,238 $2,976
Liberty Mutual $8,658 $5,301 $4,143
Nationwide $3,761 $2,980 $2,643
Progressive $3,726 $3,203 $2,989
State Farm $3,605 $2,163 $1,681
Travelers $3,309 $2,582 $1,890
USAA $3,987 $2,320 $1,910

Cheapest Saint Joseph, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Saint Joseph, TN to rates for a clean record with top companies.

Annual Saint Joseph, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,090 $4,863 $5,833 $4,660
Farmers $2,973 $3,680 $3,753 $3,522
GEICO $2,406 $3,244 $5,282 $2,406
Liberty Mutual $4,885 $7,054 $6,566 $5,631
Nationwide $2,704 $2,704 $4,070 $3,033
Progressive $2,914 $3,774 $3,102 $3,434
State Farm $2,268 $2,698 $2,483 $2,483
Travelers $2,109 $2,701 $2,972 $2,592
USAA $1,997 $2,976 $3,511 $2,472

Cheapest Saint Joseph, TN Car Insurance for Teen Drivers

Teen car insurance in Saint Joseph, TN can be expensive. Take a look at rates from the top car insurance companies in Saint Joseph for teenagers.

Annual Car Insurance Rates for Teen Drivers in Saint Joseph, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,461 $11,375
Farmers $7,422 $7,867
GEICO $6,611 $6,752
Liberty Mutual $14,532 $16,142
Nationwide $5,414 $7,005
Progressive $7,535 $8,485
State Farm $4,589 $5,745
Travelers $4,638 $5,696
USAA $5,437 $6,234

Cheapest Saint Joseph, TN Car Insurance for Seniors

Take a look at Saint Joseph, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Saint Joseph, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,555 $2,654
Farmers $1,690 $1,844
GEICO $2,082 $2,082
Liberty Mutual $2,889 $3,223
Nationwide $1,818 $1,853
Progressive $1,381 $1,445
State Farm $1,373 $1,373
Travelers $1,538 $1,637
USAA $1,408 $1,416

Cheapest Saint Joseph, TN Car Insurance Rates After a DUI

A DUI in Saint Joseph, TN increases car insurance rates. Compare Saint Joseph, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Saint Joseph, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,833
Farmers $3,753
GEICO $5,282
Liberty Mutual $6,566
Nationwide $4,070
Progressive $3,102
State Farm $2,483
Travelers $2,972
USAA $3,511

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Cheapest Saint Joseph, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Saint Joseph, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Saint Joseph, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,861 $4,861
Farmers $3,482 $3,482
GEICO $3,318 $3,351
Liberty Mutual $6,034 $6,034
Nationwide $3,128 $3,128
Progressive $3,306 $3,306
State Farm $2,424 $2,542
Travelers $2,492 $2,695
USAA $2,660 $2,818

The Best Cheap Car Insurance Companies in Saint Joseph, TN

Take a look at a side-by-side comparison of the top car insurance companies in Saint Joseph, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Saint Joseph, Tennessee

Insurance Company Average Annual Rates
Allstate $4,861
Farmers $3,482
GEICO $3,335
Liberty Mutual $6,034
Nationwide $3,128
Progressive $3,306
State Farm $2,483
Travelers $2,594
USAA $2,739

Category Winners: Cheapest Car Insurance in Saint Joseph, Tennessee

Find the cheapest car insurance companies in Saint Joseph, TN for each category right here.

Best Annual Car Insurance Rates by Company in Saint Joseph, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Saint Joseph, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Saint Joseph car insurance rates. Find the cheapest Saint Joseph, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Saint Joseph, Tennessee

Insurance Company Low Medium High
Allstate $4,691 $4,850 $5,043
Farmers $3,305 $3,467 $3,674
GEICO $3,196 $3,328 $3,480
Liberty Mutual $5,791 $6,032 $6,279
Nationwide $3,154 $3,057 $3,173
Progressive $3,126 $3,305 $3,488
State Farm $2,350 $2,493 $2,605
Travelers $2,454 $2,591 $2,735
USAA $2,657 $2,730 $2,830

Compare Car Insurance Quotes in Saint Joseph, TN

Ready to find affordable Saint Joseph, Tennessee car insurance today? Enter your ZIP code for fast, free Saint Joseph, TN car insurance quotes.

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