Compare Saint Mary, KY Car Insurance Rates (2021)

Car insurance in Saint Mary, KY averages $450 a month. Saint Mary, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Saint Mary car insurance rates, compare quotes from the top car insurance companies in Saint Mary, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Saint Mary for teen drivers is USAA
  • Average car insurance rates in Saint Mary, KY are $5,396/year
  • Average car insurance rates in Saint Mary, KY after a DUI are $6,328/year

If you need to buy Saint Mary, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Saint Mary, KY is right here.

You’ll find Saint Mary car insurance rates, the cheapest Saint Mary, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Saint Mary, Kentucky car insurance rates to Henderson car insurance rates, Owensboro car insurance rates, and Hopkinsville car insurance rates.

Ready to find affordable Saint Mary, KY car insurance today? Enter your ZIP code for fast, free Saint Mary car insurance quotes.

Cheapest Saint Mary, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Saint Mary, KY car insurance rates? Every Saint Mary, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Saint Mary, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,119 $3,080 $2,827 $3,011 $11,592 $12,992 $3,438 $3,627
GEICO $4,038 $3,738 $4,219 $3,821 $8,260 $9,795 $3,298 $2,847
Liberty Mutual $2,678 $2,899 $2,281 $2,547 $11,392 $12,598 $2,791 $2,888
Nationwide $3,355 $3,342 $3,031 $3,157 $7,618 $9,461 $3,817 $3,992
Progressive $4,821 $4,557 $4,345 $4,341 $24,595 $27,972 $6,012 $6,133
State Farm $2,112 $2,112 $1,880 $1,880 $5,922 $7,391 $2,361 $2,592
Travelers $2,687 $2,738 $2,631 $2,640 $13,093 $21,113 $2,806 $3,258
USAA $1,984 $1,985 $1,791 $1,819 $5,340 $5,620 $2,506 $2,742

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Minimum Car Insurance in Saint Mary, KY

Every driver must carry the minimum car insurance in Saint Mary, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Saint Mary, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Saint Mary, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Saint Mary, KY. Compare credit history car insurance rates in Saint Mary from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Saint Mary, Kentucky

Insurance Company Poor Fair Good
Allstate $7,235 $4,992 $4,155
GEICO $8,225 $4,106 $2,675
Liberty Mutual $7,150 $4,405 $3,472
Nationwide $5,732 $4,513 $3,919
Progressive $11,547 $10,089 $9,405
State Farm $4,755 $2,861 $2,227
Travelers $7,111 $6,012 $5,989
USAA $4,419 $2,480 $2,021

Cheapest Saint Mary, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Saint Mary, KY to rates for a clean record with top companies.

Annual Saint Mary, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,521 $5,906 $6,310 $5,106
GEICO $2,973 $5,301 $8,093 $3,641
Liberty Mutual $4,172 $6,431 $4,996 $4,438
Nationwide $3,746 $4,857 $6,153 $4,129
Progressive $8,524 $12,744 $9,734 $10,386
State Farm $3,006 $3,557 $3,281 $3,281
Travelers $5,551 $5,713 $8,266 $5,952
USAA $2,238 $3,167 $3,791 $2,697

Cheapest Saint Mary, KY Car Insurance for Teen Drivers

Teen car insurance in Saint Mary, KY can be expensive. Take a look at rates from the top car insurance companies in Saint Mary for teenagers.

Annual Car Insurance Rates for Teen Drivers in Saint Mary, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,592 $12,992
GEICO $8,260 $9,795
Liberty Mutual $11,392 $12,598
Nationwide $7,618 $9,461
Progressive $24,595 $27,972
State Farm $5,922 $7,391
Travelers $13,093 $21,113
USAA $5,340 $5,620

Cheapest Saint Mary, KY Car Insurance for Seniors

Take a look at Saint Mary, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Saint Mary, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,827 $3,011
GEICO $4,219 $3,821
Liberty Mutual $2,281 $2,547
Nationwide $3,031 $3,157
Progressive $4,345 $4,341
State Farm $1,880 $1,880
Travelers $2,631 $2,640
USAA $1,791 $1,819

Cheapest Saint Mary, KY Car Insurance Rates After a DUI

A DUI in Saint Mary, KY increases car insurance rates. Compare Saint Mary, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Saint Mary, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,310
GEICO $8,093
Liberty Mutual $4,996
Nationwide $6,153
Progressive $9,734
State Farm $3,281
Travelers $8,266
USAA $3,791

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Cheapest Saint Mary, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Saint Mary, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Saint Mary, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,461 $5,461
GEICO $4,955 $5,049
Liberty Mutual $5,009 $5,009
Nationwide $4,721 $4,721
Progressive $10,347 $10,347
State Farm $3,195 $3,368
Travelers $6,371 $6,371
USAA $2,863 $3,084

The Best Cheap Car Insurance Companies in Saint Mary, KY

Take a look at a side-by-side comparison of the top car insurance companies in Saint Mary, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Saint Mary, Kentucky

Insurance Company Average Annual Rates
Allstate $5,461
GEICO $5,002
Liberty Mutual $5,009
Nationwide $4,721
Progressive $10,347
State Farm $3,281
Travelers $6,371
USAA $2,973

Category Winners: Cheapest Car Insurance in Saint Mary, Kentucky

Find the cheapest car insurance companies in Saint Mary, KY for each category right here.

Best Annual Car Insurance Rates by Company in Saint Mary, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Saint Mary, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Saint Mary car insurance rates. Find the cheapest Saint Mary, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Saint Mary, Kentucky

Insurance Company Low Medium High
Allstate $5,056 $5,438 $5,888
GEICO $4,666 $4,987 $5,353
Liberty Mutual $4,751 $4,975 $5,301
Nationwide $4,750 $4,668 $4,746
Progressive $9,463 $10,162 $11,416
State Farm $3,103 $3,281 $3,460
Travelers $6,045 $6,398 $6,668
USAA $2,836 $2,966 $3,118

Compare Car Insurance Quotes in Saint Mary, KY

Ready to find affordable Saint Mary, Kentucky car insurance today? Enter your ZIP code for fast, free Saint Mary, KY car insurance quotes.

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