Compare Saint Mary, MO Car Insurance Rates (2021)

Car insurance in Saint Mary, MO averages $267 a month. Saint Mary, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Saint Mary car insurance rates, compare quotes from the top car insurance companies in Saint Mary, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Saint Mary for teen drivers is Nationwide
  • Average car insurance rates in Saint Mary, MO after a DUI are $3,739/year
  • Average car insurance rates in Saint Mary, MO are $3,198/year

If you need to buy Saint Mary, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Saint Mary, MO is right here.

You’ll find Saint Mary car insurance rates, the cheapest Saint Mary, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Saint Mary, Missouri car insurance rates to Independence car insurance rates, Columbia car insurance rates, and Florissant car insurance rates.

Ready to find affordable Saint Mary, MO car insurance today? Enter your ZIP code for fast, free Saint Mary car insurance quotes.

Cheapest Saint Mary, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Saint Mary, MO car insurance rates? Every Saint Mary, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Saint Mary, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,902 $2,814 $2,599 $2,683 $7,952 $8,601 $2,795 $2,896
American Family $2,053 $2,053 $1,832 $1,832 $5,700 $7,391 $2,053 $2,394
Farmers $2,281 $2,277 $2,037 $2,157 $9,421 $9,758 $2,604 $2,726
GEICO $1,667 $1,874 $1,307 $1,679 $5,203 $5,502 $1,528 $1,532
Liberty Mutual $2,735 $2,963 $2,250 $2,520 $9,575 $10,625 $2,885 $3,081
Nationwide $1,425 $1,453 $1,279 $1,350 $3,674 $4,686 $1,632 $1,760
Progressive $1,859 $1,723 $1,520 $1,565 $6,118 $6,870 $2,264 $2,327
State Farm $1,603 $1,603 $1,444 $1,444 $4,628 $5,815 $1,800 $2,054
USAA $1,503 $1,488 $1,359 $1,379 $4,499 $5,488 $1,862 $2,065

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Minimum Car Insurance in Saint Mary, MO

Every driver must carry the minimum car insurance in Saint Mary, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Saint Mary, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Saint Mary, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Saint Mary, MO. Compare credit history car insurance rates in Saint Mary from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Saint Mary, Missouri

Insurance Company Poor Fair Good
Allstate $5,736 $3,684 $3,045
American Family $4,127 $2,910 $2,453
Farmers $4,751 $3,958 $3,764
GEICO $3,499 $2,283 $1,828
Liberty Mutual $6,575 $4,010 $3,153
Nationwide $2,541 $2,104 $1,827
Progressive $3,511 $2,904 $2,677
State Farm $3,505 $2,276 $1,865
USAA $4,080 $1,912 $1,375

Cheapest Saint Mary, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Saint Mary, MO to rates for a clean record with top companies.

Annual Saint Mary, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,572 $4,021 $4,992 $4,036
American Family $2,342 $3,425 $4,198 $2,688
Farmers $3,601 $4,469 $4,371 $4,189
GEICO $1,973 $2,564 $3,467 $2,142
Liberty Mutual $3,320 $4,777 $4,923 $5,297
Nationwide $1,687 $2,176 $2,916 $1,850
Progressive $2,618 $3,522 $2,907 $3,076
State Farm $2,340 $2,757 $2,549 $2,549
USAA $1,960 $2,389 $3,328 $2,146

Cheapest Saint Mary, MO Car Insurance for Teen Drivers

Teen car insurance in Saint Mary, MO can be expensive. Take a look at rates from the top car insurance companies in Saint Mary for teenagers.

Annual Car Insurance Rates for Teen Drivers in Saint Mary, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,952 $8,601
American Family $5,700 $7,391
Farmers $9,421 $9,758
GEICO $5,203 $5,502
Liberty Mutual $9,575 $10,625
Nationwide $3,674 $4,686
Progressive $6,118 $6,870
State Farm $4,628 $5,815
USAA $4,499 $5,488

Cheapest Saint Mary, MO Car Insurance for Seniors

Take a look at Saint Mary, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Saint Mary, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,599 $2,683
American Family $1,832 $1,832
Farmers $2,037 $2,157
GEICO $1,307 $1,679
Liberty Mutual $2,250 $2,520
Nationwide $1,279 $1,350
Progressive $1,520 $1,565
State Farm $1,444 $1,444
USAA $1,359 $1,379

Cheapest Saint Mary, MO Car Insurance Rates After a DUI

A DUI in Saint Mary, MO increases car insurance rates. Compare Saint Mary, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Saint Mary, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,992
American Family $4,198
Farmers $4,371
GEICO $3,467
Liberty Mutual $4,923
Nationwide $2,916
Progressive $2,907
State Farm $2,549
USAA $3,328

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Cheapest Saint Mary, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Saint Mary, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Saint Mary, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,155 $4,155
American Family $3,132 $3,194
Farmers $4,158 $4,158
GEICO $2,488 $2,585
Liberty Mutual $4,579 $4,579
Nationwide $2,157 $2,157
Progressive $3,031 $3,031
State Farm $2,487 $2,610
USAA $2,367 $2,544

The Best Cheap Car Insurance Companies in Saint Mary, MO

Take a look at a side-by-side comparison of the top car insurance companies in Saint Mary, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Saint Mary, Missouri

Insurance Company Average Annual Rates
Allstate $4,155
American Family $3,163
Farmers $4,158
GEICO $2,536
Liberty Mutual $4,579
Nationwide $2,157
Progressive $3,031
State Farm $2,549
USAA $2,456

Category Winners: Cheapest Car Insurance in Saint Mary, Missouri

Find the cheapest car insurance companies in Saint Mary, MO for each category right here.

Best Annual Car Insurance Rates by Company in Saint Mary, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Saint Mary, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Saint Mary car insurance rates. Find the cheapest Saint Mary, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Saint Mary, Missouri

Insurance Company Low Medium High
Allstate $4,018 $4,147 $4,300
American Family $3,062 $3,263 $3,165
Farmers $3,889 $4,116 $4,468
GEICO $2,362 $2,554 $2,693
Liberty Mutual $4,334 $4,600 $4,803
Nationwide $2,025 $2,179 $2,269
Progressive $2,731 $3,038 $3,323
State Farm $2,378 $2,555 $2,713
USAA $2,344 $2,446 $2,576

Compare Car Insurance Quotes in Saint Mary, MO

Ready to find affordable Saint Mary, Missouri car insurance today? Enter your ZIP code for fast, free Saint Mary, MO car insurance quotes.

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