Compare Saint Paul, OR Car Insurance Rates (2021)

Car insurance in Saint Paul, OR averages $327 a month. Saint Paul, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Saint Paul car insurance rates, compare quotes from the top car insurance companies in Saint Paul, OR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Saint Paul, OR after a DUI are $4,627/year
  • The cheapest car insurance company in Saint Paul for teen drivers is USAA
  • Average car insurance rates in Saint Paul, OR are $3,929/year

If you need to buy Saint Paul, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Saint Paul, OR is right here.

You’ll find Saint Paul car insurance rates, the cheapest Saint Paul, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Saint Paul, Oregon car insurance rates to Salem car insurance rates, Gresham car insurance rates, and Hillsboro car insurance rates.

Ready to find affordable Saint Paul, OR car insurance today? Enter your ZIP code for fast, free Saint Paul car insurance quotes.

Cheapest Saint Paul, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Saint Paul, OR car insurance rates? Every Saint Paul, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Saint Paul, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,439 $3,184 $3,154 $3,187 $10,671 $11,839 $3,564 $3,555
American Family $2,649 $2,649 $2,361 $2,361 $6,580 $10,325 $2,649 $2,769
Farmers $2,446 $2,394 $2,156 $2,297 $10,396 $10,659 $2,741 $2,804
GEICO $2,652 $2,563 $2,488 $2,519 $6,940 $6,302 $2,823 $2,419
Liberty Mutual $3,051 $3,216 $2,655 $2,964 $9,915 $10,701 $2,895 $2,898
Nationwide $2,497 $2,477 $2,225 $2,321 $5,847 $7,298 $2,928 $3,079
Progressive $2,180 $1,963 $1,898 $1,955 $9,519 $10,474 $2,597 $2,435
State Farm $1,965 $1,965 $1,809 $1,809 $6,389 $8,021 $2,234 $2,558
Travelers $2,106 $2,119 $1,915 $1,991 $6,087 $7,466 $2,189 $2,221
USAA $1,703 $1,650 $1,692 $1,628 $5,231 $5,603 $2,194 $2,273

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Minimum Car Insurance in Saint Paul, OR

Every driver must carry the minimum car insurance in Saint Paul, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Saint Paul, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Saint Paul, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Saint Paul, OR. Compare credit history car insurance rates in Saint Paul from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Saint Paul, Oregon

Insurance Company Poor Fair Good
Allstate $7,002 $4,918 $4,052
American Family $5,140 $3,792 $3,197
Farmers $5,172 $4,255 $4,033
GEICO $4,331 $3,588 $2,845
Liberty Mutual $7,038 $4,136 $3,186
Nationwide $4,328 $3,440 $2,983
Progressive $4,632 $4,012 $3,738
State Farm $4,674 $2,978 $2,380
Travelers $4,071 $3,201 $2,513
USAA $4,112 $2,298 $1,831

Cheapest Saint Paul, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Saint Paul, OR to rates for a clean record with top companies.

Annual Saint Paul, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,253 $5,798 $6,012 $5,234
American Family $2,819 $4,285 $5,454 $3,614
Farmers $3,783 $4,881 $4,773 $4,510
GEICO $2,349 $3,770 $4,996 $3,238
Liberty Mutual $4,241 $4,747 $5,443 $4,718
Nationwide $3,037 $3,254 $4,608 $3,436
Progressive $3,097 $5,705 $4,008 $3,700
State Farm $2,955 $3,889 $3,266 $3,266
Travelers $2,633 $3,375 $3,825 $3,214
USAA $1,989 $2,786 $3,881 $2,331

Cheapest Saint Paul, OR Car Insurance for Teen Drivers

Teen car insurance in Saint Paul, OR can be expensive. Take a look at rates from the top car insurance companies in Saint Paul for teenagers.

Annual Car Insurance Rates for Teen Drivers in Saint Paul, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,671 $11,839
American Family $6,580 $10,325
Farmers $10,396 $10,659
GEICO $6,940 $6,302
Liberty Mutual $9,915 $10,701
Nationwide $5,847 $7,298
Progressive $9,519 $10,474
State Farm $6,389 $8,021
Travelers $6,087 $7,466
USAA $5,231 $5,603

Cheapest Saint Paul, OR Car Insurance for Seniors

Take a look at Saint Paul, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Saint Paul, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,154 $3,187
American Family $2,361 $2,361
Farmers $2,156 $2,297
GEICO $2,488 $2,519
Liberty Mutual $2,655 $2,964
Nationwide $2,225 $2,321
Progressive $1,898 $1,955
State Farm $1,809 $1,809
Travelers $1,915 $1,991
USAA $1,692 $1,628

Cheapest Saint Paul, OR Car Insurance Rates After a DUI

A DUI in Saint Paul, OR increases car insurance rates. Compare Saint Paul, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Saint Paul, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,012
American Family $5,454
Farmers $4,773
GEICO $4,996
Liberty Mutual $5,443
Nationwide $4,608
Progressive $4,008
State Farm $3,266
Travelers $3,825
USAA $3,881

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Cheapest Saint Paul, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Saint Paul, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Saint Paul, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,324 $5,324
American Family $3,979 $4,107
Farmers $4,487 $4,487
GEICO $3,531 $3,646
Liberty Mutual $4,787 $4,787
Nationwide $3,584 $3,584
Progressive $4,128 $4,128
State Farm $3,256 $3,432
Travelers $3,130 $3,393
USAA $2,668 $2,825

The Best Cheap Car Insurance Companies in Saint Paul, OR

Take a look at a side-by-side comparison of the top car insurance companies in Saint Paul, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Saint Paul, Oregon

Insurance Company Average Annual Rates
Allstate $5,324
American Family $4,043
Farmers $4,487
GEICO $3,588
Liberty Mutual $4,787
Nationwide $3,584
Progressive $4,128
State Farm $3,344
Travelers $3,262
USAA $2,747

Category Winners: Cheapest Car Insurance in Saint Paul, Oregon

Find the cheapest car insurance companies in Saint Paul, OR for each category right here.

Best Annual Car Insurance Rates by Company in Saint Paul, Oregon

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Saint Paul, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Saint Paul car insurance rates. Find the cheapest Saint Paul, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Saint Paul, Oregon

Insurance Company Low Medium High
Allstate $5,066 $5,312 $5,594
American Family $4,018 $4,278 $3,832
Farmers $4,188 $4,424 $4,848
GEICO $3,268 $3,609 $3,888
Liberty Mutual $4,428 $4,771 $5,161
Nationwide $3,388 $3,684 $3,679
Progressive $3,963 $4,106 $4,314
State Farm $3,145 $3,351 $3,535
Travelers $3,022 $3,241 $3,523
USAA $2,622 $2,750 $2,869

Compare Car Insurance Quotes in Saint Paul, OR

Ready to find affordable Saint Paul, Oregon car insurance today? Enter your ZIP code for fast, free Saint Paul, OR car insurance quotes.

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