Compare Saint Stephens, AL Car Insurance Rates (2021)

Car insurance in Saint Stephens, AL averages $308 a month. Saint Stephens, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Saint Stephens car insurance rates, compare quotes from the top car insurance companies in Saint Stephens, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Saint Stephens is USAA
  • The cheapest car insurance company in Saint Stephens for teen drivers is USAA
  • Average car insurance rates in Saint Stephens, AL after a DUI are $4,202/year

If you need to buy Saint Stephens, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Saint Stephens, AL is right here.

You’ll find Saint Stephens car insurance rates, the cheapest Saint Stephens, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Saint Stephens, Alabama car insurance rates to Hoover car insurance rates, Huntsville car insurance rates, and Mobile car insurance rates.

Ready to find affordable Saint Stephens, AL car insurance today? Enter your ZIP code for fast, free Saint Stephens car insurance quotes.

Cheapest Saint Stephens, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Saint Stephens, AL car insurance rates? Every Saint Stephens, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Saint Stephens, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,029 $1,947 $1,815 $1,853 $6,725 $7,209 $2,318 $2,389
Farmers $2,388 $2,369 $2,136 $2,260 $9,060 $9,324 $2,729 $2,858
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $3,252 $3,517 $2,664 $2,981 $11,576 $12,880 $3,477 $3,718
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,384 $2,246 $1,951 $2,081 $9,578 $10,708 $2,791 $2,972
State Farm $3,100 $3,100 $2,757 $2,757 $8,683 $10,940 $3,486 $3,987
Travelers $1,424 $1,449 $1,327 $1,326 $7,394 $11,596 $1,354 $1,568
USAA $1,362 $1,388 $1,271 $1,252 $4,020 $4,464 $1,777 $1,925

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Minimum Car Insurance in Saint Stephens, AL

Every driver must carry the minimum car insurance in Saint Stephens, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Saint Stephens, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Saint Stephens, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Saint Stephens, AL. Compare credit history car insurance rates in Saint Stephens from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Saint Stephens, Alabama

Insurance Company Poor Fair Good
Allstate $4,071 $3,182 $2,604
Farmers $4,644 $3,993 $3,785
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,904 $4,828 $3,792
Nationwide $3,171 $2,467 $2,229
Progressive $4,911 $4,195 $3,910
State Farm $7,862 $3,983 $2,708
Travelers $3,744 $3,243 $3,303
USAA $2,937 $1,908 $1,703

Cheapest Saint Stephens, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Saint Stephens, AL to rates for a clean record with top companies.

Annual Saint Stephens, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,817 $3,301 $3,865 $3,159
Farmers $3,481 $4,500 $4,388 $4,193
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $4,321 $6,005 $5,889 $5,817
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,925 $4,916 $4,203 $4,311
State Farm $4,427 $5,370 $4,804 $4,804
Travelers $2,861 $3,004 $4,370 $3,484
USAA $1,678 $2,102 $3,133 $1,816

Cheapest Saint Stephens, AL Car Insurance for Teen Drivers

Teen car insurance in Saint Stephens, AL can be expensive. Take a look at rates from the top car insurance companies in Saint Stephens for teenagers.

Annual Car Insurance Rates for Teen Drivers in Saint Stephens, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,725 $7,209
Farmers $9,060 $9,324
GEICO $5,380 $5,307
Liberty Mutual $11,576 $12,880
Nationwide $4,418 $5,752
Progressive $9,578 $10,708
State Farm $8,683 $10,940
Travelers $7,394 $11,596
USAA $4,020 $4,464

Cheapest Saint Stephens, AL Car Insurance for Seniors

Take a look at Saint Stephens, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Saint Stephens, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,815 $1,853
Farmers $2,136 $2,260
GEICO $1,968 $1,996
Liberty Mutual $2,664 $2,981
Nationwide $1,577 $1,642
Progressive $1,951 $2,081
State Farm $2,757 $2,757
Travelers $1,327 $1,326
USAA $1,271 $1,252

Cheapest Saint Stephens, AL Car Insurance Rates After a DUI

A DUI in Saint Stephens, AL increases car insurance rates. Compare Saint Stephens, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Saint Stephens, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,865
Farmers $4,388
GEICO $3,808
Liberty Mutual $5,889
Nationwide $3,353
Progressive $4,203
State Farm $4,804
Travelers $4,370
USAA $3,133

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Cheapest Saint Stephens, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Saint Stephens, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Saint Stephens, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,286 $3,286
Farmers $4,141 $4,141
GEICO $2,842 $2,954
Liberty Mutual $5,508 $5,508
Nationwide $2,623 $2,623
Progressive $4,339 $4,339
State Farm $4,736 $4,966
Travelers $3,430 $3,430
USAA $2,082 $2,282

The Best Cheap Car Insurance Companies in Saint Stephens, AL

Take a look at a side-by-side comparison of the top car insurance companies in Saint Stephens, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Saint Stephens, Alabama

Insurance Company Average Annual Rates
Allstate $3,286
Farmers $4,141
GEICO $2,898
Liberty Mutual $5,508
Nationwide $2,623
Progressive $4,339
State Farm $4,851
Travelers $3,430
USAA $2,182

Category Winners: Cheapest Car Insurance in Saint Stephens, Alabama

Find the cheapest car insurance companies in Saint Stephens, AL for each category right here.

Best Annual Car Insurance Rates by Company in Saint Stephens, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Saint Stephens, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Saint Stephens car insurance rates. Find the cheapest Saint Stephens, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Saint Stephens, Alabama

Insurance Company Low Medium High
Allstate $3,194 $3,281 $3,381
Farmers $3,941 $4,095 $4,386
GEICO $2,708 $2,886 $3,100
Liberty Mutual $5,273 $5,484 $5,768
Nationwide $2,624 $2,595 $2,649
Progressive $3,899 $4,315 $4,803
State Farm $4,622 $4,843 $5,088
Travelers $3,272 $3,498 $3,519
USAA $2,105 $2,171 $2,271

Compare Car Insurance Quotes in Saint Stephens, AL

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Average Monthly Car Insurance Rates by State