Compare Saint Thomas, PA Car Insurance Rates (2021)

Car insurance in Saint Thomas, PA averages $288 a month. Saint Thomas, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Saint Thomas car insurance rates, compare quotes from the top car insurance companies in Saint Thomas, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Saint Thomas is USAA
  • Average car insurance rates in Saint Thomas, PA are $3,454/year
  • The cheapest car insurance company in Saint Thomas for teen drivers is USAA

If you need to buy Saint Thomas, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Saint Thomas, PA is right here.

You’ll find Saint Thomas car insurance rates, the cheapest Saint Thomas, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Saint Thomas, Pennsylvania car insurance rates to Pittsburgh car insurance rates, Scranton car insurance rates, and Harrisburg car insurance rates.

Ready to find affordable Saint Thomas, PA car insurance today? Enter your ZIP code for fast, free Saint Thomas car insurance quotes.

Cheapest Saint Thomas, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Saint Thomas, PA car insurance rates? Every Saint Thomas, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Saint Thomas, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,149 $2,149 $1,984 $1,984 $7,118 $7,118 $2,362 $2,362
GEICO $1,686 $1,461 $1,598 $1,386 $4,250 $3,689 $1,693 $1,468
Liberty Mutual $3,176 $3,176 $2,912 $2,912 $9,227 $9,227 $4,026 $4,026
Nationwide $1,823 $1,823 $1,724 $1,724 $5,126 $5,126 $2,043 $2,043
Progressive $2,472 $2,472 $2,206 $2,206 $7,999 $7,999 $3,144 $3,144
State Farm $1,435 $1,435 $1,268 $1,268 $5,168 $5,168 $1,585 $1,585
Travelers $1,510 $1,510 $1,629 $1,629 $21,858 $21,858 $1,816 $1,816
USAA $988 $988 $894 $894 $2,977 $2,977 $1,304 $1,304

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Minimum Car Insurance in Saint Thomas, PA

Every driver must carry the minimum car insurance in Saint Thomas, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Saint Thomas, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Saint Thomas, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Saint Thomas, PA. Compare credit history car insurance rates in Saint Thomas from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Saint Thomas, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,359 $3,239 $2,611
GEICO $3,224 $1,824 $1,414
Liberty Mutual $6,169 $4,426 $3,910
Nationwide $3,142 $2,584 $2,310
Progressive $5,241 $3,677 $2,948
State Farm $3,366 $2,083 $1,644
Travelers $7,283 $6,591 $6,236
USAA $1,914 $1,434 $1,275

Cheapest Saint Thomas, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Saint Thomas, PA to rates for a clean record with top companies.

Annual Saint Thomas, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,259 $3,836 $3,259 $3,259
GEICO $1,587 $2,728 $2,115 $2,185
Liberty Mutual $4,400 $5,065 $4,938 $4,938
Nationwide $1,931 $2,584 $3,611 $2,589
Progressive $3,585 $4,959 $3,688 $3,590
State Farm $2,160 $2,568 $2,364 $2,364
Travelers $4,756 $6,770 $8,516 $6,770
USAA $1,242 $1,712 $1,823 $1,386

Cheapest Saint Thomas, PA Car Insurance for Teen Drivers

Teen car insurance in Saint Thomas, PA can be expensive. Take a look at rates from the top car insurance companies in Saint Thomas for teenagers.

Annual Car Insurance Rates for Teen Drivers in Saint Thomas, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,118 $7,118
GEICO $4,250 $3,689
Liberty Mutual $9,227 $9,227
Nationwide $5,126 $5,126
Progressive $7,999 $7,999
State Farm $5,168 $5,168
Travelers $21,858 $21,858
USAA $2,977 $2,977

Cheapest Saint Thomas, PA Car Insurance for Seniors

Take a look at Saint Thomas, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Saint Thomas, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,984 $1,984
GEICO $1,598 $1,386
Liberty Mutual $2,912 $2,912
Nationwide $1,724 $1,724
Progressive $2,206 $2,206
State Farm $1,268 $1,268
Travelers $1,629 $1,629
USAA $894 $894

Cheapest Saint Thomas, PA Car Insurance Rates After a DUI

A DUI in Saint Thomas, PA increases car insurance rates. Compare Saint Thomas, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Saint Thomas, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,259
GEICO $2,115
Liberty Mutual $4,938
Nationwide $3,611
Progressive $3,688
State Farm $2,364
Travelers $8,516
USAA $1,823

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Cheapest Saint Thomas, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Saint Thomas, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Saint Thomas, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,336 $3,470
GEICO $2,120 $2,187
Liberty Mutual $4,712 $4,958
Nationwide $2,679 $2,679
Progressive $3,955 $3,955
State Farm $2,295 $2,434
Travelers $6,703 $6,703
USAA $1,497 $1,584

The Best Cheap Car Insurance Companies in Saint Thomas, PA

Take a look at a side-by-side comparison of the top car insurance companies in Saint Thomas, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Saint Thomas, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,403
GEICO $2,154
Liberty Mutual $4,835
Nationwide $2,679
Progressive $3,955
State Farm $2,364
Travelers $6,703
USAA $1,541

Category Winners: Cheapest Car Insurance in Saint Thomas, Pennsylvania

Find the cheapest car insurance companies in Saint Thomas, PA for each category right here.

Best Annual Car Insurance Rates by Company in Saint Thomas, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Saint Thomas, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Saint Thomas car insurance rates. Find the cheapest Saint Thomas, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Saint Thomas, Pennsylvania

Insurance Company Low Medium High
Allstate $3,229 $3,428 $3,552
GEICO $1,963 $2,175 $2,323
Liberty Mutual $4,588 $4,871 $5,046
Nationwide $2,699 $2,714 $2,623
Progressive $3,616 $3,987 $4,263
State Farm $2,215 $2,395 $2,482
Travelers $6,813 $6,709 $6,588
USAA $1,434 $1,555 $1,634

Compare Car Insurance Quotes in Saint Thomas, PA

Ready to find affordable Saint Thomas, Pennsylvania car insurance today? Enter your ZIP code for fast, free Saint Thomas, PA car insurance quotes.

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