Compare Salado, TX Car Insurance Rates (2021)

Car insurance in Salado, TX averages $288 a month. Salado, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Salado car insurance rates, compare quotes from the top car insurance companies in Salado, TX.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Salado is USAA
  • Average car insurance rates in Salado, TX after a DUI are $3,939/year
  • Average car insurance rates in Salado, TX are $3,461/year

If you need to buy Salado, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Salado, TX is right here.

You’ll find Salado car insurance rates, the cheapest Salado, TX car insurance companies, and information on Texas car insurance laws. You can also compare Salado, Texas car insurance rates to Houston car insurance rates, Austin car insurance rates, and Plano car insurance rates.

Ready to find affordable Salado, TX car insurance today? Enter your ZIP code for fast, free Salado car insurance quotes.

Cheapest Salado, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Salado, TX car insurance rates? Every Salado, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Salado, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,287 $3,314 $3,245 $3,245 $8,714 $10,507 $4,061 $4,228
American Family $2,452 $2,727 $2,296 $2,627 $6,467 $8,450 $3,511 $3,997
GEICO $2,104 $2,251 $1,999 $2,237 $4,516 $4,699 $2,275 $2,286
Nationwide $2,028 $2,062 $1,797 $1,900 $5,689 $7,290 $2,377 $2,568
Progressive $2,252 $2,146 $2,013 $2,049 $9,561 $10,657 $2,676 $2,722
State Farm $1,842 $1,842 $1,641 $1,641 $4,433 $5,654 $2,004 $2,066
USAA $1,397 $1,406 $1,332 $1,323 $3,877 $4,229 $1,854 $1,992

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Salado, TX

Every driver must carry the minimum car insurance in Salado, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Salado, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Salado, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Salado, TX. Compare credit history car insurance rates in Salado from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Salado, Texas

Insurance Company Poor Fair Good
Allstate $6,446 $4,730 $4,050
American Family $5,582 $3,530 $3,085
GEICO $4,297 $2,447 $1,643
Nationwide $3,847 $3,098 $2,697
Progressive $4,778 $4,148 $3,852
State Farm $3,737 $2,328 $1,856
USAA $3,201 $1,844 $1,483

Cheapest Salado, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Salado, TX to rates for a clean record with top companies.

Annual Salado, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,937 $6,074 $6,352 $3,937
American Family $3,708 $4,711 $4,135 $3,708
GEICO $2,377 $3,113 $2,636 $3,057
Nationwide $2,793 $2,793 $4,119 $3,150
Progressive $3,717 $4,807 $4,330 $4,183
State Farm $2,344 $2,691 $3,182 $2,344
USAA $1,628 $2,393 $2,816 $1,867

Cheapest Salado, TX Car Insurance for Teen Drivers

Teen car insurance in Salado, TX can be expensive. Take a look at rates from the top car insurance companies in Salado for teenagers.

Annual Car Insurance Rates for Teen Drivers in Salado, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,714 $10,507
American Family $6,467 $8,450
GEICO $4,516 $4,699
Nationwide $5,689 $7,290
Progressive $9,561 $10,657
State Farm $4,433 $5,654
USAA $3,877 $4,229

Cheapest Salado, TX Car Insurance for Seniors

Take a look at Salado, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Salado, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,245 $3,245
American Family $2,296 $2,627
GEICO $1,999 $2,237
Nationwide $1,797 $1,900
Progressive $2,013 $2,049
State Farm $1,641 $1,641
USAA $1,332 $1,323

Cheapest Salado, TX Car Insurance Rates After a DUI

A DUI in Salado, TX increases car insurance rates. Compare Salado, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Salado, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,352
American Family $4,135
GEICO $2,636
Nationwide $4,119
Progressive $4,330
State Farm $3,182
USAA $2,816

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Salado, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Salado, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Salado, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,956 $5,194
American Family $4,066 $4,066
GEICO $2,743 $2,849
Nationwide $3,214 $3,214
Progressive $4,259 $4,259
State Farm $2,640 $2,640
USAA $2,149 $2,204

The Best Cheap Car Insurance Companies in Salado, TX

Take a look at a side-by-side comparison of the top car insurance companies in Salado, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Salado, Texas

Insurance Company Average Annual Rates
Allstate $5,075
American Family $4,066
GEICO $2,796
Nationwide $3,214
Progressive $4,259
State Farm $2,640
USAA $2,176

Category Winners: Cheapest Car Insurance in Salado, Texas

Find the cheapest car insurance companies in Salado, TX for each category right here.

Best Annual Car Insurance Rates by Company in Salado, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Salado, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Salado car insurance rates. Find the cheapest Salado, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Salado, Texas

Insurance Company Low Medium High
Allstate $4,953 $5,029 $5,243
American Family $3,792 $3,924 $4,481
GEICO $2,670 $2,770 $2,948
Nationwide $3,469 $3,080 $3,093
Progressive $4,083 $4,243 $4,452
State Farm $2,508 $2,635 $2,777
USAA $2,108 $2,168 $2,252

What affects car insurance rates in Salado, Texas?

What factors can have an impact on Salado, TX car insurance? There are several reasons why Salado car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Salado, Texas.

Car Theft in Salado

High levels of vehicle theft can make car insurance more expensive. Salado, TX car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Salado

The more time you spend in your car the higher the risk of an accident. The average commute length in Salado, TX is 23.0 minutes according to City-Data.

Compare Car Insurance Quotes in Salado, TX

Ready to find affordable Salado, Texas car insurance today? Enter your ZIP code for fast, free Salado, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption