Compare Salamanca, NY Car Insurance Rates (2021)

Car insurance in Salamanca, NY averages $254 a month. Salamanca, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Salamanca car insurance rates, compare quotes from the top car insurance companies in Salamanca, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Salamanca, NY after a DUI are $3,978/year
  • Average car insurance rates in Salamanca, NY are $3,049/year
  • The cheapest car insurance company in Salamanca for teen drivers is GEICO

If you need to buy Salamanca, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Salamanca, NY is right here.

You’ll find Salamanca car insurance rates, the cheapest Salamanca, NY car insurance companies, and information on New York car insurance laws. You can also compare Salamanca, New York car insurance rates to Yonkers car insurance rates, Buffalo car insurance rates, and Syracuse car insurance rates.

Ready to find affordable Salamanca, NY car insurance today? Enter your ZIP code for fast, free Salamanca car insurance quotes.

Cheapest Salamanca, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Salamanca, NY car insurance rates? Every Salamanca, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Salamanca, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,251 $2,214 $2,237 $6,516 $6,961 $2,398 $2,416
GEICO $1,301 $1,252 $1,263 $1,244 $2,670 $3,856 $1,176 $1,203
Liberty Mutual $3,013 $3,013 $2,805 $2,805 $5,784 $9,380 $3,013 $3,206
Nationwide $2,078 $2,078 $1,963 $1,963 $3,618 $5,377 $2,078 $2,635
Progressive $1,510 $1,437 $1,238 $1,248 $4,853 $5,429 $1,939 $1,902
State Farm $2,175 $2,175 $1,888 $1,888 $6,219 $8,035 $2,381 $2,511
Travelers $2,514 $2,549 $2,289 $2,462 $5,788 $6,887 $2,670 $2,790
USAA $1,598 $1,573 $1,437 $1,445 $6,303 $7,547 $2,047 $2,264

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Minimum Car Insurance in Salamanca, NY

Every driver must carry the minimum car insurance in Salamanca, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Salamanca, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Salamanca, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Salamanca, NY. Compare credit history car insurance rates in Salamanca from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Salamanca, New York

Insurance Company Poor Fair Good
Allstate $4,876 $2,883 $2,509
GEICO $2,186 $1,608 $1,442
Liberty Mutual $5,758 $3,782 $2,844
Nationwide $2,724 $2,724 $2,724
Progressive $3,846 $2,010 $1,477
State Farm $4,814 $3,018 $2,395
Travelers $4,809 $3,035 $2,638
USAA $4,707 $2,323 $2,051

Cheapest Salamanca, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Salamanca, NY to rates for a clean record with top companies.

Annual Salamanca, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,949 $2,949 $4,158 $3,635
GEICO $1,388 $1,511 $2,695 $1,388
Liberty Mutual $3,338 $3,338 $6,496 $3,338
Nationwide $2,088 $2,088 $4,585 $2,135
Progressive $2,382 $2,382 $2,618 $2,395
State Farm $3,255 $3,255 $3,564 $3,564
Travelers $3,000 $3,723 $3,777 $3,474
USAA $2,697 $2,740 $3,931 $2,740

Cheapest Salamanca, NY Car Insurance for Teen Drivers

Teen car insurance in Salamanca, NY can be expensive. Take a look at rates from the top car insurance companies in Salamanca for teenagers.

Annual Car Insurance Rates for Teen Drivers in Salamanca, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,516 $6,961
GEICO $2,670 $3,856
Liberty Mutual $5,784 $9,380
Nationwide $3,618 $5,377
Progressive $4,853 $5,429
State Farm $6,219 $8,035
Travelers $5,788 $6,887
USAA $6,303 $7,547

Cheapest Salamanca, NY Car Insurance for Seniors

Take a look at Salamanca, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Salamanca, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,237
GEICO $1,263 $1,244
Liberty Mutual $2,805 $2,805
Nationwide $1,963 $1,963
Progressive $1,238 $1,248
State Farm $1,888 $1,888
Travelers $2,289 $2,462
USAA $1,437 $1,445

Cheapest Salamanca, NY Car Insurance Rates After a DUI

A DUI in Salamanca, NY increases car insurance rates. Compare Salamanca, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Salamanca, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,158
GEICO $2,695
Liberty Mutual $6,496
Nationwide $4,585
Progressive $2,618
State Farm $3,564
Travelers $3,777
USAA $3,931

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Cheapest Salamanca, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Salamanca, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Salamanca, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,377 $3,468
GEICO $1,695 $1,796
Liberty Mutual $4,012 $4,243
Nationwide $2,724 $2,724
Progressive $2,444 $2,444
State Farm $3,288 $3,530
Travelers $3,494 $3,494
USAA $2,997 $3,057

The Best Cheap Car Insurance Companies in Salamanca, NY

Take a look at a side-by-side comparison of the top car insurance companies in Salamanca, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Salamanca, New York

Insurance Company Average Annual Rates
Allstate $3,423
GEICO $1,746
Liberty Mutual $4,128
Nationwide $2,724
Progressive $2,444
State Farm $3,409
Travelers $3,494
USAA $3,027

Category Winners: Cheapest Car Insurance in Salamanca, New York

Find the cheapest car insurance companies in Salamanca, NY for each category right here.

Best Annual Car Insurance Rates by Company in Salamanca, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Salamanca, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Salamanca car insurance rates. Find the cheapest Salamanca, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Salamanca, New York

Insurance Company Low Medium High
Allstate $3,265 $3,413 $3,589
GEICO $1,663 $1,741 $1,832
Liberty Mutual $3,976 $4,114 $4,292
Nationwide $2,574 $2,704 $2,893
Progressive $2,339 $2,435 $2,559
State Farm $3,253 $3,426 $3,548
Travelers $3,315 $3,457 $3,709
USAA $2,952 $3,015 $3,115

What affects car insurance rates in Salamanca, New York?

What factors can have an impact on Salamanca, NY car insurance? There are several reasons why Salamanca car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Salamanca, New York.

Commute Time in Salamanca

The more time you spend in your car the higher the risk of an accident. The average commute length in Salamanca, NY is 16.8 minutes according to City-Data.

Compare Car Insurance Quotes in Salamanca, NY

Ready to find affordable Salamanca, New York car insurance today? Enter your ZIP code for fast, free Salamanca, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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