Compare Salem, AL Car Insurance Rates (2021)

Car insurance in Salem, AL averages $317 a month. Salem, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Salem car insurance rates, compare quotes from the top car insurance companies in Salem, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Salem for teen drivers is USAA
  • Average car insurance rates in Salem, AL after a DUI are $4,322/year
  • The cheapest car insurance company in Salem is USAA

If you need to buy Salem, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Salem, AL is right here.

You’ll find Salem car insurance rates, the cheapest Salem, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Salem, Alabama car insurance rates to Madison car insurance rates, Montgomery car insurance rates, and Auburn car insurance rates.

Ready to find affordable Salem, AL car insurance today? Enter your ZIP code for fast, free Salem car insurance quotes.

Cheapest Salem, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Salem, AL car insurance rates? Every Salem, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Salem, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,855 $1,773 $1,676 $1,709 $6,357 $6,831 $2,085 $2,133
Farmers $2,422 $2,407 $2,166 $2,299 $9,250 $9,522 $2,745 $2,854
GEICO $2,007 $1,985 $1,897 $1,951 $5,231 $5,122 $2,121 $1,968
Liberty Mutual $3,183 $3,438 $2,603 $2,912 $11,687 $12,998 $3,396 $3,621
Nationwide $1,757 $1,780 $1,600 $1,658 $4,596 $5,937 $1,950 $2,183
Progressive $2,615 $2,456 $2,149 $2,289 $10,653 $11,893 $3,062 $3,253
State Farm $3,246 $3,246 $2,943 $2,943 $9,867 $12,376 $3,669 $4,215
Travelers $1,449 $1,473 $1,354 $1,350 $7,522 $11,742 $1,376 $1,592
USAA $1,491 $1,514 $1,396 $1,369 $4,522 $5,017 $1,952 $2,109

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Minimum Car Insurance in Salem, AL

Every driver must carry the minimum car insurance in Salem, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Salem, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Salem, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Salem, AL. Compare credit history car insurance rates in Salem from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Salem, Alabama

Insurance Company Poor Fair Good
Allstate $3,775 $2,961 $2,421
Farmers $4,719 $4,058 $3,847
GEICO $3,543 $2,527 $2,286
Liberty Mutual $7,846 $4,814 $3,779
Nationwide $3,234 $2,526 $2,287
Progressive $5,417 $4,640 $4,332
State Farm $8,618 $4,360 $2,961
Travelers $3,802 $3,292 $3,353
USAA $3,249 $2,121 $1,895

Cheapest Salem, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Salem, AL to rates for a clean record with top companies.

Annual Salem, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,604 $3,062 $3,610 $2,933
Farmers $3,545 $4,579 $4,467 $4,242
GEICO $1,885 $3,026 $3,713 $2,517
Liberty Mutual $4,296 $5,985 $5,850 $5,787
Nationwide $2,345 $2,345 $3,420 $2,620
Progressive $4,330 $5,439 $4,663 $4,753
State Farm $4,793 $5,949 $5,255 $5,255
Travelers $2,901 $3,046 $4,442 $3,539
USAA $1,859 $2,337 $3,477 $2,012

Cheapest Salem, AL Car Insurance for Teen Drivers

Teen car insurance in Salem, AL can be expensive. Take a look at rates from the top car insurance companies in Salem for teenagers.

Annual Car Insurance Rates for Teen Drivers in Salem, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,357 $6,831
Farmers $9,250 $9,522
GEICO $5,231 $5,122
Liberty Mutual $11,687 $12,998
Nationwide $4,596 $5,937
Progressive $10,653 $11,893
State Farm $9,867 $12,376
Travelers $7,522 $11,742
USAA $4,522 $5,017

Cheapest Salem, AL Car Insurance for Seniors

Take a look at Salem, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Salem, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,676 $1,709
Farmers $2,166 $2,299
GEICO $1,897 $1,951
Liberty Mutual $2,603 $2,912
Nationwide $1,600 $1,658
Progressive $2,149 $2,289
State Farm $2,943 $2,943
Travelers $1,354 $1,350
USAA $1,396 $1,369

Cheapest Salem, AL Car Insurance Rates After a DUI

A DUI in Salem, AL increases car insurance rates. Compare Salem, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Salem, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,610
Farmers $4,467
GEICO $3,713
Liberty Mutual $5,850
Nationwide $3,420
Progressive $4,663
State Farm $5,255
Travelers $4,442
USAA $3,477

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Cheapest Salem, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Salem, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Salem, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,052 $3,052
Farmers $4,208 $4,208
GEICO $2,734 $2,836
Liberty Mutual $5,480 $5,480
Nationwide $2,682 $2,682
Progressive $4,796 $4,796
State Farm $5,182 $5,444
Travelers $3,482 $3,482
USAA $2,310 $2,532

The Best Cheap Car Insurance Companies in Salem, AL

Take a look at a side-by-side comparison of the top car insurance companies in Salem, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Salem, Alabama

Insurance Company Average Annual Rates
Allstate $3,052
Farmers $4,208
GEICO $2,785
Liberty Mutual $5,480
Nationwide $2,682
Progressive $4,796
State Farm $5,313
Travelers $3,482
USAA $2,421

Category Winners: Cheapest Car Insurance in Salem, Alabama

Find the cheapest car insurance companies in Salem, AL for each category right here.

Best Annual Car Insurance Rates by Company in Salem, Alabama

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest Salem, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Salem car insurance rates. Find the cheapest Salem, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Salem, Alabama

Insurance Company Low Medium High
Allstate $2,949 $3,048 $3,160
Farmers $3,973 $4,154 $4,498
GEICO $2,572 $2,773 $3,010
Liberty Mutual $5,241 $5,455 $5,743
Nationwide $2,658 $2,662 $2,728
Progressive $4,303 $4,772 $5,314
State Farm $5,004 $5,307 $5,628
Travelers $3,330 $3,552 $3,565
USAA $2,332 $2,408 $2,524

What affects car insurance rates in Salem, Alabama?

What factors can have an impact on Salem, AL car insurance? There are several reasons why Salem car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Salem, Alabama.

Traffic in Salem

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Salem, AL traffic data from INRIX ranks Salem as the 737th-most congested in the world.

Compare Car Insurance Quotes in Salem, AL

Ready to find affordable Salem, Alabama car insurance today? Enter your ZIP code for fast, free Salem, AL car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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