Compare Salem, CT Car Insurance Rates (2021)

Car insurance in Salem, CT averages $341 a month. Salem, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Salem car insurance rates, compare quotes from the top car insurance companies in Salem, CT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Salem is State Farm
  • Average car insurance rates in Salem, CT after a DUI are $4,956/year
  • Average car insurance rates in Salem, CT are $4,091/year

If you need to buy Salem, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Salem, CT is right here.

You’ll find Salem car insurance rates, the cheapest Salem, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Salem, Connecticut car insurance rates to Bridgeport car insurance rates, New Britain car insurance rates, and Meriden car insurance rates.

Ready to find affordable Salem, CT car insurance today? Enter your ZIP code for fast, free Salem car insurance quotes.

Cheapest Salem, CT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Salem, CT car insurance rates? Every Salem, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Salem, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,309 $3,286 $3,038 $3,251 $10,031 $11,836 $3,479 $3,672
GEICO $2,003 $2,009 $1,858 $1,873 $4,631 $5,481 $1,933 $1,876
Liberty Mutual $3,264 $3,539 $2,508 $3,077 $16,434 $18,488 $3,313 $3,619
Nationwide $2,151 $2,175 $1,935 $2,028 $5,929 $7,512 $2,492 $2,677
Progressive $2,306 $2,153 $1,968 $2,044 $9,596 $10,644 $2,639 $2,968
State Farm $1,649 $1,649 $1,516 $1,516 $4,952 $6,221 $1,851 $2,121
Travelers $1,456 $1,478 $1,445 $1,441 $10,754 $17,261 $1,579 $1,788
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

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Minimum Car Insurance in Salem, CT

Every driver must carry the minimum car insurance in Salem, CT. Take a look at the Connecticut car insurance requirements.

Minimum Required Car Insurance Coverage in Salem, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Salem, CT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Salem, CT. Compare credit history car insurance rates in Salem from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Salem, Connecticut

Insurance Company Poor Fair Good
Allstate $6,657 $5,046 $4,010
GEICO $3,937 $2,377 $1,811
Liberty Mutual $9,622 $6,000 $4,719
Nationwide $4,446 $2,991 $2,650
Progressive $4,668 $4,189 $4,012
State Farm $3,729 $2,394 $1,929
Travelers $5,281 $4,399 $4,271
USAA $3,987 $2,690 $2,369

Cheapest Salem, CT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Salem, CT to rates for a clean record with top companies.

Annual Salem, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,468 $5,498 $6,516 $4,468
GEICO $1,713 $2,244 $4,774 $2,102
Liberty Mutual $5,938 $7,441 $7,360 $6,382
Nationwide $2,743 $3,570 $4,084 $3,052
Progressive $3,658 $5,312 $3,845 $4,344
State Farm $2,501 $2,745 $2,745 $2,745
Travelers $3,751 $4,060 $5,887 $4,903
USAA $2,343 $2,941 $4,435 $2,343

Cheapest Salem, CT Car Insurance for Teen Drivers

Teen car insurance in Salem, CT can be expensive. Take a look at rates from the top car insurance companies in Salem for teenagers.

Annual Car Insurance Rates for Teen Drivers in Salem, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,031 $11,836
GEICO $4,631 $5,481
Liberty Mutual $16,434 $18,488
Nationwide $5,929 $7,512
Progressive $9,596 $10,644
State Farm $4,952 $6,221
Travelers $10,754 $17,261
USAA $5,822 $6,120

Cheapest Salem, CT Car Insurance for Seniors

Take a look at Salem, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Salem, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,038 $3,251
GEICO $1,858 $1,873
Liberty Mutual $2,508 $3,077
Nationwide $1,935 $2,028
Progressive $1,968 $2,044
State Farm $1,516 $1,516
Travelers $1,445 $1,441
USAA $1,727 $1,706

Cheapest Salem, CT Car Insurance Rates After a DUI

A DUI in Salem, CT increases car insurance rates. Compare Salem, Connecticut DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Salem, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,516
GEICO $4,774
Liberty Mutual $7,360
Nationwide $4,084
Progressive $3,845
State Farm $2,745
Travelers $5,887
USAA $4,435

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Cheapest Salem, CT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Salem, CT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Salem, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,238 $5,238
GEICO $2,667 $2,750
Liberty Mutual $6,780 $6,780
Nationwide $3,362 $3,362
Progressive $4,290 $4,290
State Farm $2,618 $2,750
Travelers $4,650 $4,650
USAA $2,979 $3,051

The Best Cheap Car Insurance Companies in Salem, CT

Take a look at a side-by-side comparison of the top car insurance companies in Salem, CT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Salem, Connecticut

Insurance Company Average Annual Rates
Allstate $5,238
GEICO $2,708
Liberty Mutual $6,780
Nationwide $3,362
Progressive $4,290
State Farm $2,684
Travelers $4,650
USAA $3,015

Category Winners: Cheapest Car Insurance in Salem, Connecticut

Find the cheapest car insurance companies in Salem, CT for each category right here.

Best Annual Car Insurance Rates by Company in Salem, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors Travelers
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Salem, CT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Salem car insurance rates. Find the cheapest Salem, CT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Salem, Connecticut

Insurance Company Low Medium High
Allstate $4,983 $5,232 $5,498
GEICO $2,514 $2,676 $2,934
Liberty Mutual $6,549 $6,738 $7,055
Nationwide $3,424 $3,388 $3,276
Progressive $4,009 $4,253 $4,606
State Farm $2,519 $2,688 $2,845
Travelers $4,329 $4,620 $5,002
USAA $2,826 $3,018 $3,202

What affects car insurance rates in Salem, Connecticut?

What factors can have an impact on Salem, CT car insurance? There are several reasons why Salem car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Salem, Connecticut.

Traffic in Salem

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Salem, CT traffic data from INRIX ranks Salem as the 737th-most congested in the world.

Compare Car Insurance Quotes in Salem, CT

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Average Monthly Car Insurance Rates by State