Compare Salem, IN Car Insurance Rates (2021)

Car insurance in Salem, IN averages $292 a month. Salem, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Salem car insurance rates, compare quotes from the top car insurance companies in Salem, IN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Salem for teen drivers is USAA
  • The cheapest car insurance company in Salem is USAA
  • Average car insurance rates in Salem, IN are $3,504/year

If you need to buy Salem, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Salem, IN is right here.

You’ll find Salem car insurance rates, the cheapest Salem, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Salem, Indiana car insurance rates to Indianapolis car insurance rates, Fort Wayne car insurance rates, and South Bend car insurance rates.

Ready to find affordable Salem, IN car insurance today? Enter your ZIP code for fast, free Salem car insurance quotes.

Cheapest Salem, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Salem, IN car insurance rates? Every Salem, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Salem, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,518 $2,584 $2,206 $2,416 $7,652 $9,649 $2,569 $2,791
American Family $2,473 $2,473 $2,219 $2,219 $6,768 $9,826 $2,473 $3,050
Farmers $1,757 $1,733 $1,502 $1,696 $9,756 $10,487 $2,336 $2,505
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,766 $1,811 $1,543 $1,655 $5,118 $6,678 $2,068 $2,269
Progressive $1,835 $1,745 $1,654 $1,669 $10,564 $11,911 $2,303 $2,359
State Farm $1,634 $1,634 $1,444 $1,444 $4,822 $6,188 $1,801 $2,008
Travelers $1,159 $1,178 $1,092 $1,090 $7,296 $11,537 $1,230 $1,412
USAA $1,095 $1,079 $1,018 $1,026 $3,041 $3,402 $1,481 $1,587

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Minimum Car Insurance in Salem, IN

Every driver must carry the minimum car insurance in Salem, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Salem, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Salem, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Salem, IN. Compare credit history car insurance rates in Salem from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Salem, Indiana

Insurance Company Poor Fair Good
Allstate $5,027 $3,729 $3,388
American Family $5,388 $3,498 $2,927
Farmers $4,621 $3,783 $3,510
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,263 $2,756 $2,572
Progressive $4,707 $4,151 $3,907
State Farm $3,822 $2,278 $1,766
Travelers $3,615 $3,067 $3,065
USAA $2,311 $1,528 $1,310

Cheapest Salem, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Salem, IN to rates for a clean record with top companies.

Annual Salem, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,236 $4,745 $4,369 $3,841
American Family $2,714 $4,320 $5,483 $3,234
Farmers $3,559 $4,134 $4,270 $3,923
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,457 $3,179 $3,046 $2,772
Progressive $3,186 $5,580 $3,807 $4,448
State Farm $2,563 $2,800 $2,563 $2,563
Travelers $2,762 $3,411 $3,863 $2,961
USAA $1,297 $1,846 $2,117 $1,606

Cheapest Salem, IN Car Insurance for Teen Drivers

Teen car insurance in Salem, IN can be expensive. Take a look at rates from the top car insurance companies in Salem for teenagers.

Annual Car Insurance Rates for Teen Drivers in Salem, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,652 $9,649
American Family $6,768 $9,826
Farmers $9,756 $10,487
GEICO $4,871 $4,549
Liberty Mutual $8,901 $13,457
Nationwide $5,118 $6,678
Progressive $10,564 $11,911
State Farm $4,822 $6,188
Travelers $7,296 $11,537
USAA $3,041 $3,402

Cheapest Salem, IN Car Insurance for Seniors

Take a look at Salem, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Salem, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,206 $2,416
American Family $2,219 $2,219
Farmers $1,502 $1,696
GEICO $1,547 $1,591
Liberty Mutual $3,718 $3,718
Nationwide $1,543 $1,655
Progressive $1,654 $1,669
State Farm $1,444 $1,444
Travelers $1,092 $1,090
USAA $1,018 $1,026

Cheapest Salem, IN Car Insurance Rates After a DUI

A DUI in Salem, IN increases car insurance rates. Compare Salem, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Salem, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,369
American Family $5,483
Farmers $4,270
GEICO $3,385
Liberty Mutual $8,508
Nationwide $3,046
Progressive $3,807
State Farm $2,563
Travelers $3,863
USAA $2,117

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Cheapest Salem, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Salem, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Salem, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,048 $4,048
American Family $3,890 $3,985
Farmers $3,971 $3,971
GEICO $2,392 $2,483
Liberty Mutual $5,779 $6,096
Nationwide $2,864 $2,864
Progressive $4,255 $4,255
State Farm $2,548 $2,696
Travelers $3,249 $3,249
USAA $1,693 $1,739

The Best Cheap Car Insurance Companies in Salem, IN

Take a look at a side-by-side comparison of the top car insurance companies in Salem, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Salem, Indiana

Insurance Company Average Annual Rates
Allstate $4,048
American Family $3,938
Farmers $3,971
GEICO $2,438
Liberty Mutual $5,937
Nationwide $2,863
Progressive $4,255
State Farm $2,622
Travelers $3,249
USAA $1,716

Category Winners: Cheapest Car Insurance in Salem, Indiana

Find the cheapest car insurance companies in Salem, IN for each category right here.

Best Annual Car Insurance Rates by Company in Salem, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Salem, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Salem car insurance rates. Find the cheapest Salem, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Salem, Indiana

Insurance Company Low Medium High
Allstate $3,852 $4,033 $4,258
American Family $3,904 $4,068 $3,841
Farmers $3,815 $3,965 $4,134
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $2,921 $2,840 $2,830
Progressive $4,012 $4,186 $4,567
State Farm $2,515 $2,621 $2,730
Travelers $3,183 $3,279 $3,285
USAA $1,653 $1,712 $1,784

What affects car insurance rates in Salem, Indiana?

What factors can have an impact on Salem, IN car insurance? There are several reasons why Salem car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Salem, Indiana.

Commute Time in Salem

The more time you spend in your car the higher the risk of an accident. The average commute length in Salem, IN is 27.4 minutes according to City-Data.

Traffic in Salem

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Salem, IN traffic data from INRIX ranks Salem as the 737th-most congested in the world.

Compare Car Insurance Quotes in Salem, IN

Ready to find affordable Salem, Indiana car insurance today? Enter your ZIP code for fast, free Salem, IN car insurance quotes.

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