Compare Salem, OH Car Insurance Rates (2021)

Car insurance in Salem, OH averages $218 a month. Salem, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Salem car insurance rates, compare quotes from the top car insurance companies in Salem, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Salem, OH after a DUI are $3,041/year
  • The cheapest car insurance company in Salem is American Family
  • Average car insurance rates in Salem, OH are $2,622/year

If you need to buy Salem, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Salem, OH is right here.

You’ll find Salem car insurance rates, the cheapest Salem, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Salem, Ohio car insurance rates to Columbus car insurance rates, Cincinnati car insurance rates, and Dayton car insurance rates.

Ready to find affordable Salem, OH car insurance today? Enter your ZIP code for fast, free Salem car insurance quotes.

Cheapest Salem, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Salem, OH car insurance rates? Every Salem, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Salem, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,964 $1,962 $1,771 $1,894 $5,335 $6,094 $2,066 $2,208
American Family $928 $962 $851 $855 $2,894 $3,140 $1,147 $1,207
Farmers $1,754 $1,749 $1,546 $1,632 $7,727 $8,018 $1,962 $2,047
GEICO $1,220 $1,186 $1,150 $1,164 $3,237 $3,007 $1,353 $1,145
Liberty Mutual $2,055 $2,247 $1,580 $1,926 $10,577 $11,954 $2,189 $2,393
Nationwide $1,924 $1,934 $1,739 $1,751 $4,887 $6,295 $2,061 $2,395
Progressive $1,513 $1,423 $1,262 $1,302 $6,781 $7,625 $1,812 $1,872
State Farm $1,416 $1,416 $1,267 $1,267 $4,411 $5,545 $1,645 $1,883
Travelers $1,259 $1,279 $1,250 $1,245 $5,418 $8,595 $1,311 $1,492
USAA $943 $952 $894 $896 $2,871 $3,201 $1,262 $1,358

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Minimum Car Insurance in Salem, OH

Every driver must carry the minimum car insurance in Salem, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Salem, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Salem, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Salem, OH. Compare credit history car insurance rates in Salem from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Salem, Ohio

Insurance Company Poor Fair Good
Allstate $3,739 $2,720 $2,275
American Family $1,990 $1,356 $1,149
Farmers $3,743 $3,161 $3,010
GEICO $2,015 $1,683 $1,350
Liberty Mutual $6,261 $3,830 $3,004
Nationwide $3,463 $2,794 $2,363
Progressive $3,308 $2,863 $2,676
State Farm $3,358 $2,075 $1,636
Travelers $3,052 $2,657 $2,484
USAA $2,008 $1,421 $1,212

Cheapest Salem, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Salem, OH to rates for a clean record with top companies.

Annual Salem, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,456 $2,966 $3,455 $2,769
American Family $1,436 $1,519 $1,519 $1,519
Farmers $2,726 $3,510 $3,423 $3,559
GEICO $1,146 $1,646 $2,384 $1,555
Liberty Mutual $3,669 $4,704 $4,811 $4,276
Nationwide $2,307 $2,928 $3,709 $2,549
Progressive $2,542 $3,460 $2,707 $3,085
State Farm $2,148 $2,565 $2,356 $2,356
Travelers $2,017 $2,621 $3,948 $2,338
USAA $1,186 $1,588 $2,100 $1,315

Cheapest Salem, OH Car Insurance for Teen Drivers

Teen car insurance in Salem, OH can be expensive. Take a look at rates from the top car insurance companies in Salem for teenagers.

Annual Car Insurance Rates for Teen Drivers in Salem, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,335 $6,094
American Family $2,894 $3,140
Farmers $7,727 $8,018
GEICO $3,237 $3,007
Liberty Mutual $10,577 $11,954
Nationwide $4,887 $6,295
Progressive $6,781 $7,625
State Farm $4,411 $5,545
Travelers $5,418 $8,595
USAA $2,871 $3,201

Cheapest Salem, OH Car Insurance for Seniors

Take a look at Salem, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Salem, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,771 $1,894
American Family $851 $855
Farmers $1,546 $1,632
GEICO $1,150 $1,164
Liberty Mutual $1,580 $1,926
Nationwide $1,739 $1,751
Progressive $1,262 $1,302
State Farm $1,267 $1,267
Travelers $1,250 $1,245
USAA $894 $896

Cheapest Salem, OH Car Insurance Rates After a DUI

A DUI in Salem, OH increases car insurance rates. Compare Salem, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Salem, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,455
American Family $1,519
Farmers $3,423
GEICO $2,384
Liberty Mutual $4,811
Nationwide $3,709
Progressive $2,707
State Farm $2,356
Travelers $3,948
USAA $2,100

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Cheapest Salem, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Salem, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Salem, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,912 $2,912
American Family $1,480 $1,516
Farmers $3,305 $3,305
GEICO $1,653 $1,713
Liberty Mutual $4,365 $4,365
Nationwide $2,873 $2,873
Progressive $2,949 $2,949
State Farm $2,298 $2,415
Travelers $2,731 $2,731
USAA $1,486 $1,608

The Best Cheap Car Insurance Companies in Salem, OH

Take a look at a side-by-side comparison of the top car insurance companies in Salem, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Salem, Ohio

Insurance Company Average Annual Rates
Allstate $2,912
American Family $1,498
Farmers $3,305
GEICO $1,683
Liberty Mutual $4,365
Nationwide $2,873
Progressive $2,949
State Farm $2,356
Travelers $2,731
USAA $1,547

Category Winners: Cheapest Car Insurance in Salem, Ohio

Find the cheapest car insurance companies in Salem, OH for each category right here.

Best Annual Car Insurance Rates by Company in Salem, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Salem, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Salem car insurance rates. Find the cheapest Salem, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Salem, Ohio

Insurance Company Low Medium High
Allstate $2,811 $2,906 $3,018
American Family $1,468 $1,509 $1,517
Farmers $3,129 $3,254 $3,530
GEICO $1,625 $1,674 $1,749
Liberty Mutual $4,197 $4,388 $4,511
Nationwide $3,170 $2,786 $2,664
Progressive $2,844 $2,926 $3,076
State Farm $2,239 $2,364 $2,467
Travelers $2,645 $2,769 $2,779
USAA $1,472 $1,546 $1,624

What affects car insurance rates in Salem, Ohio?

What factors can have an impact on Salem, OH car insurance? There are several reasons why Salem car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Salem, Ohio.

Car Theft in Salem

High levels of vehicle theft can make car insurance more expensive. Salem, OH car theft statistics from the FBI indicate 10 vehicle thefts a year.

Commute Time in Salem

The more time you spend in your car the higher the risk of an accident. The average commute length in Salem, OH is 27.0 minutes according to City-Data.

Traffic in Salem

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Salem, OH traffic data from INRIX ranks Salem as the 737th-most congested in the world.

Compare Car Insurance Quotes in Salem, OH

Ready to find affordable Salem, Ohio car insurance today? Enter your ZIP code for fast, free Salem, OH car insurance quotes.

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