Compare Salem, SC Car Insurance Rates (2021)

Car insurance in Salem, SC averages $267 a month. Salem, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Salem car insurance rates, compare quotes from the top car insurance companies in Salem, SC.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Salem, SC are $3,206/year
  • Average car insurance rates in Salem, SC after a DUI are $3,664/year
  • The cheapest car insurance company in Salem is GEICO

If you need to buy Salem, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Salem, SC is right here.

You’ll find Salem car insurance rates, the cheapest Salem, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Salem, South Carolina car insurance rates to Rock Hill car insurance rates, Summerville car insurance rates, and Mount Pleasant car insurance rates.

Ready to find affordable Salem, SC car insurance today? Enter your ZIP code for fast, free Salem car insurance quotes.

Cheapest Salem, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Salem, SC car insurance rates? Every Salem, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Salem, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,243 $2,243 $2,150 $2,150 $5,968 $7,665 $2,499 $2,720
Farmers $2,471 $2,462 $2,341 $2,560 $6,451 $7,292 $2,683 $2,728
GEICO $1,805 $1,805 $1,645 $1,645 $4,612 $4,704 $2,123 $2,188
Nationwide $2,060 $2,081 $1,868 $1,928 $4,999 $6,377 $2,329 $2,519
Progressive $2,097 $1,950 $1,805 $1,887 $8,914 $9,865 $2,437 $2,572
State Farm $1,685 $1,685 $1,533 $1,533 $4,910 $6,135 $1,891 $2,147
USAA $1,679 $1,682 $1,544 $1,541 $6,784 $7,429 $2,206 $2,319

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Minimum Car Insurance in Salem, SC

Every driver must carry the minimum car insurance in Salem, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Salem, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Salem, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Salem, SC. Compare credit history car insurance rates in Salem from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Salem, South Carolina

Insurance Company Poor Fair Good
Allstate $4,320 $3,285 $2,760
Farmers $4,127 $3,534 $3,210
GEICO $3,913 $2,105 $1,679
Nationwide $3,571 $2,920 $2,569
Progressive $4,378 $3,847 $3,597
State Farm $3,849 $2,359 $1,860
USAA $4,921 $2,411 $2,112

Cheapest Salem, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Salem, SC to rates for a clean record with top companies.

Annual Salem, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,585 $4,127 $3,662 $3,445
Farmers $3,025 $4,202 $3,484 $3,783
GEICO $1,968 $2,531 $3,795 $1,968
Nationwide $2,435 $3,102 $3,879 $2,665
Progressive $3,244 $4,709 $3,899 $3,912
State Farm $2,436 $2,999 $2,661 $2,661
USAA $2,483 $3,064 $4,264 $2,781

Cheapest Salem, SC Car Insurance for Teen Drivers

Teen car insurance in Salem, SC can be expensive. Take a look at rates from the top car insurance companies in Salem for teenagers.

Annual Car Insurance Rates for Teen Drivers in Salem, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,968 $7,665
Farmers $6,451 $7,292
GEICO $4,612 $4,704
Nationwide $4,999 $6,377
Progressive $8,914 $9,865
State Farm $4,910 $6,135
USAA $6,784 $7,429

Cheapest Salem, SC Car Insurance for Seniors

Take a look at Salem, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Salem, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,150 $2,150
Farmers $2,341 $2,560
GEICO $1,645 $1,645
Nationwide $1,868 $1,928
Progressive $1,805 $1,887
State Farm $1,533 $1,533
USAA $1,544 $1,541

Cheapest Salem, SC Car Insurance Rates After a DUI

A DUI in Salem, SC increases car insurance rates. Compare Salem, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Salem, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,662
Farmers $3,484
GEICO $3,795
Nationwide $3,879
Progressive $3,899
State Farm $2,661
USAA $4,264

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Cheapest Salem, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Salem, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Salem, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,385 $3,525
Farmers $3,624 $3,624
GEICO $2,549 $2,582
Nationwide $3,020 $3,020
Progressive $3,941 $3,941
State Farm $2,625 $2,754
USAA $3,115 $3,181

The Best Cheap Car Insurance Companies in Salem, SC

Take a look at a side-by-side comparison of the top car insurance companies in Salem, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Salem, South Carolina

Insurance Company Average Annual Rates
Allstate $3,455
Farmers $3,624
GEICO $2,566
Nationwide $3,020
Progressive $3,941
State Farm $2,690
USAA $3,148

Category Winners: Cheapest Car Insurance in Salem, South Carolina

Find the cheapest car insurance companies in Salem, SC for each category right here.

Best Annual Car Insurance Rates by Company in Salem, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Salem, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Salem car insurance rates. Find the cheapest Salem, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Salem, South Carolina

Insurance Company Low Medium High
Allstate $3,266 $3,440 $3,659
Farmers $3,295 $3,625 $3,951
GEICO $2,408 $2,544 $2,745
Nationwide $2,977 $3,020 $3,063
Progressive $3,707 $3,901 $4,215
State Farm $2,500 $2,688 $2,881
USAA $2,987 $3,144 $3,313

What affects car insurance rates in Salem, South Carolina?

What factors can have an impact on Salem, SC car insurance? There are several reasons why Salem car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Salem, South Carolina.

Commute Time in Salem

The more time you spend in your car the higher the risk of an accident. The average commute length in Salem, SC is 21.4 minutes according to City-Data.

Traffic in Salem

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Salem, SC traffic data from INRIX ranks Salem as the 737th-most congested in the world.

Compare Car Insurance Quotes in Salem, SC

Ready to find affordable Salem, South Carolina car insurance today? Enter your ZIP code for fast, free Salem, SC car insurance quotes.

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