Compare Salem, UT Car Insurance Rates (2021)

Car insurance in Salem, UT averages $314 a month. Salem, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Salem car insurance rates, compare quotes from the top car insurance companies in Salem, UT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Salem for teen drivers is GEICO
  • Average car insurance rates in Salem, UT after a DUI are $4,319/year
  • The cheapest car insurance company in Salem is USAA

If you need to buy Salem, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Salem, UT is right here.

You’ll find Salem car insurance rates, the cheapest Salem, UT car insurance companies, and information on Utah car insurance laws. You can also compare Salem, Utah car insurance rates to Provo car insurance rates, St. George car insurance rates, and Sandy car insurance rates.

Ready to find affordable Salem, UT car insurance today? Enter your ZIP code for fast, free Salem car insurance quotes.

Cheapest Salem, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Salem, UT car insurance rates? Every Salem, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Salem, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,546 $2,352 $2,308 $2,305 $7,998 $8,944 $2,700 $2,687
American Family $2,271 $2,271 $2,095 $2,095 $8,288 $10,741 $2,271 $2,660
Farmers $2,142 $2,109 $1,892 $2,019 $9,109 $9,355 $2,426 $2,501
GEICO $1,860 $2,068 $2,061 $2,409 $5,571 $5,917 $1,611 $1,598
Liberty Mutual $2,580 $2,777 $2,133 $2,379 $10,562 $11,729 $2,714 $2,877
Nationwide $1,930 $1,945 $1,728 $1,813 $5,312 $6,731 $2,238 $2,392
Progressive $1,981 $1,835 $1,625 $1,731 $8,210 $9,112 $2,290 $2,404
State Farm $2,946 $2,946 $2,694 $2,694 $9,227 $11,455 $3,346 $3,837
USAA $1,583 $1,554 $1,423 $1,418 $5,662 $6,608 $1,924 $2,106

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Minimum Car Insurance in Salem, UT

Every driver must carry the minimum car insurance in Salem, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Salem, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Salem, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Salem, UT. Compare credit history car insurance rates in Salem from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Salem, Utah

Insurance Company Poor Fair Good
Allstate $5,333 $3,568 $3,039
American Family $5,139 $3,854 $3,266
Farmers $4,512 $3,755 $3,565
GEICO $4,398 $2,437 $1,825
Liberty Mutual $6,727 $4,158 $3,272
Nationwide $3,715 $2,827 $2,492
Progressive $4,117 $3,536 $3,292
State Farm $7,966 $4,007 $2,706
USAA $3,991 $2,547 $1,816

Cheapest Salem, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Salem, UT to rates for a clean record with top companies.

Annual Salem, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,350 $4,046 $4,739 $3,786
American Family $3,359 $4,210 $4,989 $3,787
Farmers $3,354 $4,370 $4,242 $3,811
GEICO $2,072 $3,247 $3,817 $2,411
Liberty Mutual $3,685 $5,083 $5,462 $4,645
Nationwide $2,394 $3,217 $3,766 $2,668
Progressive $3,081 $4,684 $3,223 $3,606
State Farm $4,435 $5,351 $4,893 $4,893
USAA $2,182 $2,771 $3,737 $2,448

Cheapest Salem, UT Car Insurance for Teen Drivers

Teen car insurance in Salem, UT can be expensive. Take a look at rates from the top car insurance companies in Salem for teenagers.

Annual Car Insurance Rates for Teen Drivers in Salem, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,998 $8,944
American Family $8,288 $10,741
Farmers $9,109 $9,355
GEICO $5,571 $5,917
Liberty Mutual $10,562 $11,729
Nationwide $5,312 $6,731
Progressive $8,210 $9,112
State Farm $9,227 $11,455
USAA $5,662 $6,608

Cheapest Salem, UT Car Insurance for Seniors

Take a look at Salem, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Salem, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,308 $2,305
American Family $2,095 $2,095
Farmers $1,892 $2,019
GEICO $2,061 $2,409
Liberty Mutual $2,133 $2,379
Nationwide $1,728 $1,813
Progressive $1,625 $1,731
State Farm $2,694 $2,694
USAA $1,423 $1,418

Cheapest Salem, UT Car Insurance Rates After a DUI

A DUI in Salem, UT increases car insurance rates. Compare Salem, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Salem, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,739
American Family $4,989
Farmers $4,242
GEICO $3,817
Liberty Mutual $5,462
Nationwide $3,766
Progressive $3,223
State Farm $4,893
USAA $3,737

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Cheapest Salem, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Salem, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Salem, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,980 $3,980
American Family $4,084 $4,089
Farmers $3,944 $3,944
GEICO $2,841 $2,933
Liberty Mutual $4,644 $4,794
Nationwide $3,011 $3,011
Progressive $3,648 $3,648
State Farm $4,768 $5,018
USAA $2,754 $2,815

The Best Cheap Car Insurance Companies in Salem, UT

Take a look at a side-by-side comparison of the top car insurance companies in Salem, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Salem, Utah

Insurance Company Average Annual Rates
Allstate $3,980
American Family $4,086
Farmers $3,944
GEICO $2,887
Liberty Mutual $4,719
Nationwide $3,011
Progressive $3,648
State Farm $4,893
USAA $2,785

Category Winners: Cheapest Car Insurance in Salem, Utah

Find the cheapest car insurance companies in Salem, UT for each category right here.

Best Annual Car Insurance Rates by Company in Salem, Utah

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Salem, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Salem car insurance rates. Find the cheapest Salem, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Salem, Utah

Insurance Company Low Medium High
Allstate $3,807 $3,972 $4,161
American Family $3,954 $4,140 $4,165
Farmers $3,617 $3,891 $4,325
GEICO $2,674 $2,877 $3,110
Liberty Mutual $4,466 $4,698 $4,992
Nationwide $3,283 $2,863 $2,888
Progressive $3,357 $3,542 $4,046
State Farm $4,573 $4,908 $5,198
USAA $2,654 $2,788 $2,912

What affects car insurance rates in Salem, Utah?

What factors can have an impact on Salem, UT car insurance? There are several reasons why Salem car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Salem, Utah.

Commute Time in Salem

The more time you spend in your car the higher the risk of an accident. The average commute length in Salem, UT is 21.5 minutes according to City-Data.

Traffic in Salem

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Salem, UT traffic data from INRIX ranks Salem as the 737th-most congested in the world.

Compare Car Insurance Quotes in Salem, UT

Ready to find affordable Salem, Utah car insurance today? Enter your ZIP code for fast, free Salem, UT car insurance quotes.

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