Compare Salem, WV Car Insurance Rates (2021)

Car insurance in Salem, WV averages $314 a month. Salem, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Salem car insurance rates, compare quotes from the top car insurance companies in Salem, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Salem, WV after a DUI are $4,623/year
  • Average car insurance rates in Salem, WV are $3,766/year
  • The cheapest car insurance company in Salem is State Farm

If you need to buy Salem, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Salem, WV is right here.

You’ll find Salem car insurance rates, the cheapest Salem, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Salem, West Virginia car insurance rates to Weirton car insurance rates, Fairmont car insurance rates, and Charleston car insurance rates.

Ready to find affordable Salem, WV car insurance today? Enter your ZIP code for fast, free Salem car insurance quotes.

Cheapest Salem, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Salem, WV car insurance rates? Every Salem, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Salem, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,964 $2,757 $2,638 $2,646 $10,561 $11,024 $3,299 $3,312
GEICO $2,447 $2,412 $2,328 $2,256 $6,041 $7,285 $2,351 $2,450
Liberty Mutual $3,567 $3,875 $2,867 $3,486 $13,288 $14,992 $3,694 $4,073
Nationwide $1,933 $1,965 $1,761 $1,847 $4,937 $6,248 $2,173 $2,327
Progressive $2,017 $1,944 $1,862 $1,862 $8,626 $9,699 $2,417 $2,493
State Farm $1,611 $1,611 $1,449 $1,449 $3,587 $4,629 $1,905 $1,506
USAA $1,659 $1,635 $1,543 $1,554 $5,498 $6,080 $2,142 $2,299

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Minimum Car Insurance in Salem, WV

Every driver must carry the minimum car insurance in Salem, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Salem, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Salem, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Salem, WV. Compare credit history car insurance rates in Salem from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Salem, West Virginia

Insurance Company Poor Fair Good
Allstate $5,939 $4,723 $4,039
GEICO $4,155 $3,379 $2,804
Liberty Mutual $8,923 $5,467 $4,300
Nationwide $3,301 $2,789 $2,606
Progressive $4,329 $3,766 $3,500
State Farm $3,187 $1,942 $1,525
USAA $4,128 $2,375 $1,900

Cheapest Salem, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Salem, WV to rates for a clean record with top companies.

Annual Salem, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,148 $4,908 $5,842 $4,702
GEICO $2,136 $3,431 $5,925 $2,292
Liberty Mutual $5,112 $6,437 $7,138 $6,234
Nationwide $2,320 $3,087 $3,602 $2,585
Progressive $3,289 $4,390 $3,926 $3,856
State Farm $2,037 $2,399 $2,218 $2,218
USAA $2,203 $2,604 $3,711 $2,686

Cheapest Salem, WV Car Insurance for Teen Drivers

Teen car insurance in Salem, WV can be expensive. Take a look at rates from the top car insurance companies in Salem for teenagers.

Annual Car Insurance Rates for Teen Drivers in Salem, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,561 $11,024
GEICO $6,041 $7,285
Liberty Mutual $13,288 $14,992
Nationwide $4,937 $6,248
Progressive $8,626 $9,699
State Farm $3,587 $4,629
USAA $5,498 $6,080

Cheapest Salem, WV Car Insurance for Seniors

Take a look at Salem, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Salem, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,638 $2,646
GEICO $2,328 $2,256
Liberty Mutual $2,867 $3,486
Nationwide $1,761 $1,847
Progressive $1,862 $1,862
State Farm $1,449 $1,449
USAA $1,543 $1,554

Cheapest Salem, WV Car Insurance Rates After a DUI

A DUI in Salem, WV increases car insurance rates. Compare Salem, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Salem, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,842
GEICO $5,925
Liberty Mutual $7,138
Nationwide $3,602
Progressive $3,926
State Farm $2,218
USAA $3,711

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Cheapest Salem, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Salem, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Salem, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,900 $4,900
GEICO $3,409 $3,483
Liberty Mutual $6,230 $6,230
Nationwide $2,899 $2,899
Progressive $3,865 $3,865
State Farm $2,160 $2,276
USAA $2,769 $2,834

The Best Cheap Car Insurance Companies in Salem, WV

Take a look at a side-by-side comparison of the top car insurance companies in Salem, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Salem, West Virginia

Insurance Company Average Annual Rates
Allstate $4,900
GEICO $3,446
Liberty Mutual $6,230
Nationwide $2,899
Progressive $3,865
State Farm $2,218
USAA $2,801

Category Winners: Cheapest Car Insurance in Salem, West Virginia

Find the cheapest car insurance companies in Salem, WV for each category right here.

Best Annual Car Insurance Rates by Company in Salem, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Salem, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Salem car insurance rates. Find the cheapest Salem, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Salem, West Virginia

Insurance Company Low Medium High
Allstate $4,755 $4,893 $5,052
GEICO $3,259 $3,453 $3,626
Liberty Mutual $5,931 $6,216 $6,544
Nationwide $2,847 $2,884 $2,966
Progressive $3,712 $3,824 $4,059
State Farm $2,090 $2,212 $2,354
USAA $2,702 $2,796 $2,905

What affects car insurance rates in Salem, West Virginia?

What factors can have an impact on Salem, WV car insurance? There are several reasons why Salem car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Salem, West Virginia.

Commute Time in Salem

The more time you spend in your car the higher the risk of an accident. The average commute length in Salem, WV is 21.0 minutes according to City-Data.

Traffic in Salem

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Salem, WV traffic data from INRIX ranks Salem as the 737th-most congested in the world.

Compare Car Insurance Quotes in Salem, WV

Ready to find affordable Salem, West Virginia car insurance today? Enter your ZIP code for fast, free Salem, WV car insurance quotes.

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