Compare Salida, CO Car Insurance Rates (2021)

Car insurance in Salida, CO averages $295 a month. Salida, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Salida car insurance rates, compare quotes from the top car insurance companies in Salida, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Salida, CO after a DUI are $4,224/year
  • The cheapest car insurance company in Salida for teen drivers is GEICO
  • The cheapest car insurance company in Salida is GEICO

If you need to buy Salida, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Salida, CO is right here.

You’ll find Salida car insurance rates, the cheapest Salida, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Salida, Colorado car insurance rates to Aurora car insurance rates, Colorado Springs car insurance rates, and Pueblo car insurance rates.

Ready to find affordable Salida, CO car insurance today? Enter your ZIP code for fast, free Salida car insurance quotes.

Cheapest Salida, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Salida, CO car insurance rates? Every Salida, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Salida, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,468 $3,248 $3,106 $3,141 $11,904 $12,493 $3,846 $3,881
American Family $2,405 $2,405 $2,169 $2,169 $5,833 $7,813 $2,405 $2,955
Farmers $2,761 $2,741 $2,504 $2,689 $10,202 $10,291 $3,039 $3,088
GEICO $1,612 $1,756 $1,674 $1,875 $5,010 $5,334 $1,484 $1,526
Liberty Mutual $1,828 $1,814 $1,534 $1,680 $5,076 $5,548 $1,854 $1,907
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,284 $2,141 $1,976 $1,974 $7,546 $8,440 $2,576 $2,511
State Farm $1,672 $1,672 $1,493 $1,493 $4,708 $5,955 $1,867 $2,219
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

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Minimum Car Insurance in Salida, CO

Every driver must carry the minimum car insurance in Salida, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Salida, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Salida, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Salida, CO. Compare credit history car insurance rates in Salida from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Salida, Colorado

Insurance Company Poor Fair Good
Allstate $7,190 $5,536 $4,181
American Family $4,580 $3,253 $2,724
Farmers $5,420 $4,395 $4,178
GEICO $3,041 $2,533 $2,026
Liberty Mutual $3,811 $2,310 $1,846
Nationwide $3,990 $3,154 $2,751
Progressive $4,194 $3,573 $3,277
State Farm $3,656 $2,352 $1,897
USAA $4,757 $2,700 $2,160

Cheapest Salida, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Salida, CO to rates for a clean record with top companies.

Annual Salida, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,811 $5,527 $6,758 $5,447
American Family $2,601 $3,699 $4,827 $2,949
Farmers $3,945 $5,056 $4,987 $4,670
GEICO $1,801 $2,776 $3,204 $2,353
Liberty Mutual $2,315 $2,715 $2,844 $2,748
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,199 $4,423 $3,374 $3,728
State Farm $2,432 $2,838 $2,635 $2,635
USAA $2,344 $2,849 $4,987 $2,642

Cheapest Salida, CO Car Insurance for Teen Drivers

Teen car insurance in Salida, CO can be expensive. Take a look at rates from the top car insurance companies in Salida for teenagers.

Annual Car Insurance Rates for Teen Drivers in Salida, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,904 $12,493
American Family $5,833 $7,813
Farmers $10,202 $10,291
GEICO $5,010 $5,334
Liberty Mutual $5,076 $5,548
Nationwide $5,513 $7,064
Progressive $7,546 $8,440
State Farm $4,708 $5,955
USAA $5,325 $6,108

Cheapest Salida, CO Car Insurance for Seniors

Take a look at Salida, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Salida, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,106 $3,141
American Family $2,169 $2,169
Farmers $2,504 $2,689
GEICO $1,674 $1,875
Liberty Mutual $1,534 $1,680
Nationwide $1,977 $2,093
Progressive $1,976 $1,974
State Farm $1,493 $1,493
USAA $2,042 $2,056

Cheapest Salida, CO Car Insurance Rates After a DUI

A DUI in Salida, CO increases car insurance rates. Compare Salida, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Salida, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,758
American Family $4,827
Farmers $4,987
GEICO $3,204
Liberty Mutual $2,844
Nationwide $4,398
Progressive $3,374
State Farm $2,635
USAA $4,987

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Cheapest Salida, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Salida, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Salida, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,636 $5,636
American Family $3,444 $3,594
Farmers $4,664 $4,664
GEICO $2,481 $2,586
Liberty Mutual $2,655 $2,655
Nationwide $3,298 $3,298
Progressive $3,681 $3,681
State Farm $2,573 $2,697
USAA $3,115 $3,296

The Best Cheap Car Insurance Companies in Salida, CO

Take a look at a side-by-side comparison of the top car insurance companies in Salida, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Salida, Colorado

Insurance Company Average Annual Rates
Allstate $5,636
American Family $3,519
Farmers $4,664
GEICO $2,533
Liberty Mutual $2,655
Nationwide $3,298
Progressive $3,681
State Farm $2,635
USAA $3,206

Category Winners: Cheapest Car Insurance in Salida, Colorado

Find the cheapest car insurance companies in Salida, CO for each category right here.

Best Annual Car Insurance Rates by Company in Salida, Colorado

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Salida, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Salida car insurance rates. Find the cheapest Salida, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Salida, Colorado

Insurance Company Low Medium High
Allstate $5,356 $5,618 $5,932
American Family $3,354 $3,592 $3,610
Farmers $4,126 $4,602 $5,265
GEICO $2,341 $2,501 $2,759
Liberty Mutual $2,536 $2,647 $2,783
Nationwide $3,323 $3,295 $3,276
Progressive $3,428 $3,691 $3,924
State Farm $2,484 $2,634 $2,787
USAA $3,077 $3,205 $3,334

What affects car insurance rates in Salida, Colorado?

What factors can have an impact on Salida, CO car insurance? There are several reasons why Salida car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Salida, Colorado.

Commute Time in Salida

The more time you spend in your car the higher the risk of an accident. The average commute length in Salida, CO is 17.2 minutes according to City-Data.

Compare Car Insurance Quotes in Salida, CO

Ready to find affordable Salida, Colorado car insurance today? Enter your ZIP code for fast, free Salida, CO car insurance quotes.

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Average Monthly Car Insurance Rates by State