Compare San Antonio, FL Car Insurance Rates (2021)

Car insurance in San Antonio, FL averages $432 a month. San Antonio, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap San Antonio car insurance rates, compare quotes from the top car insurance companies in San Antonio, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in San Antonio for teen drivers is GEICO
  • Average car insurance rates in San Antonio, FL after a DUI are $6,240/year
  • The cheapest car insurance company in San Antonio is USAA

If you need to buy San Antonio, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in San Antonio, FL is right here.

You’ll find San Antonio car insurance rates, the cheapest San Antonio, FL car insurance companies, and information on Florida car insurance laws. You can also compare San Antonio, Florida car insurance rates to Cape Coral car insurance rates, Tallahassee car insurance rates, and Port St. Lucie car insurance rates.

Ready to find affordable San Antonio, FL car insurance today? Enter your ZIP code for fast, free San Antonio car insurance quotes.

Cheapest San Antonio, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect San Antonio, FL car insurance rates? Every San Antonio, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in San Antonio, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,928 $4,771 $4,349 $4,444 $17,594 $19,323 $4,927 $5,024
GEICO $3,280 $3,296 $3,068 $3,068 $5,769 $7,181 $3,606 $3,652
Liberty Mutual $4,150 $4,150 $3,790 $3,790 $8,929 $13,837 $4,150 $5,682
Nationwide $3,388 $3,344 $3,020 $3,125 $8,239 $10,157 $3,737 $3,891
Progressive $3,963 $3,718 $3,386 $3,631 $11,187 $12,154 $4,762 $4,509
State Farm $2,534 $2,534 $2,294 $2,294 $7,533 $9,648 $2,830 $3,020
USAA $1,786 $1,756 $1,677 $1,660 $6,160 $7,111 $2,231 $2,404

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Minimum Car Insurance in San Antonio, FL

Every driver must carry the minimum car insurance in San Antonio, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in San Antonio, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest San Antonio, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in San Antonio, FL. Compare credit history car insurance rates in San Antonio from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in San Antonio, Florida

Insurance Company Poor Fair Good
Allstate $11,443 $7,222 $5,845
GEICO $5,956 $3,637 $2,752
Liberty Mutual $7,849 $5,721 $4,609
Nationwide $6,089 $4,464 $4,035
Progressive $7,703 $5,480 $4,558
State Farm $5,615 $3,657 $2,986
USAA $5,038 $2,467 $1,789

Cheapest San Antonio, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in San Antonio, FL to rates for a clean record with top companies.

Annual San Antonio, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,018 $8,431 $9,415 $7,817
GEICO $2,887 $3,671 $5,431 $4,471
Liberty Mutual $4,282 $5,650 $8,346 $5,961
Nationwide $4,139 $4,550 $6,155 $4,606
Progressive $4,664 $6,908 $5,818 $6,266
State Farm $3,729 $4,443 $4,086 $4,086
USAA $2,425 $2,997 $4,428 $2,543

Cheapest San Antonio, FL Car Insurance for Teen Drivers

Teen car insurance in San Antonio, FL can be expensive. Take a look at rates from the top car insurance companies in San Antonio for teenagers.

Annual Car Insurance Rates for Teen Drivers in San Antonio, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $17,594 $19,323
GEICO $5,769 $7,181
Liberty Mutual $8,929 $13,837
Nationwide $8,239 $10,157
Progressive $11,187 $12,154
State Farm $7,533 $9,648
USAA $6,160 $7,111

Cheapest San Antonio, FL Car Insurance for Seniors

Take a look at San Antonio, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in San Antonio, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,349 $4,444
GEICO $3,068 $3,068
Liberty Mutual $3,790 $3,790
Nationwide $3,020 $3,125
Progressive $3,386 $3,631
State Farm $2,294 $2,294
USAA $1,677 $1,660

Cheapest San Antonio, FL Car Insurance Rates After a DUI

A DUI in San Antonio, FL increases car insurance rates. Compare San Antonio, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in San Antonio, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $9,415
GEICO $5,431
Liberty Mutual $8,346
Nationwide $6,155
Progressive $5,818
State Farm $4,086
USAA $4,428

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Cheapest San Antonio, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in San Antonio, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in San Antonio, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,936 $8,404
GEICO $4,095 $4,135
Liberty Mutual $5,859 $6,261
Nationwide $4,863 $4,863
Progressive $5,914 $5,914
State Farm $3,941 $4,231
USAA $3,063 $3,134

The Best Cheap Car Insurance Companies in San Antonio, FL

Take a look at a side-by-side comparison of the top car insurance companies in San Antonio, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in San Antonio, Florida

Insurance Company Average Annual Rates
Allstate $8,170
GEICO $4,115
Liberty Mutual $6,060
Nationwide $4,863
Progressive $5,914
State Farm $4,086
USAA $3,098

Category Winners: Cheapest Car Insurance in San Antonio, Florida

Find the cheapest car insurance companies in San Antonio, FL for each category right here.

Best Annual Car Insurance Rates by Company in San Antonio, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest San Antonio, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your San Antonio car insurance rates. Find the cheapest San Antonio, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in San Antonio, Florida

Insurance Company Low Medium High
Allstate $5,905 $8,682 $9,923
GEICO $3,306 $4,264 $4,774
Liberty Mutual $5,521 $6,169 $6,489
Nationwide $3,747 $5,071 $5,770
Progressive $4,882 $6,060 $6,799
State Farm $3,440 $4,199 $4,619
USAA $2,621 $3,223 $3,451

What affects car insurance rates in San Antonio, Florida?

What factors can have an impact on San Antonio, FL car insurance? There are several reasons why San Antonio car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in San Antonio, Florida.

Commute Time in San Antonio

The more time you spend in your car the higher the risk of an accident. The average commute length in San Antonio, FL is 26.2 minutes according to City-Data.

Traffic in San Antonio

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. San Antonio, FL traffic data from INRIX ranks San Antonio as the 389th-most congested in the world.

Compare Car Insurance Quotes in San Antonio, FL

Ready to find affordable San Antonio, Florida car insurance today? Enter your ZIP code for fast, free San Antonio, FL car insurance quotes.

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