Compare San Joaquin, CA Car Insurance Rates (2021)

Car insurance in San Joaquin, CA averages $302 a month. San Joaquin, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap San Joaquin car insurance rates, compare quotes from the top car insurance companies in San Joaquin, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in San Joaquin, CA are $3,623/year
  • The cheapest car insurance company in San Joaquin is USAA
  • The cheapest car insurance company in San Joaquin for teen drivers is USAA

If you need to buy San Joaquin, California car insurance, the options can be confusing. Everything you need to know about car insurance in San Joaquin, CA is right here.

You’ll find San Joaquin car insurance rates, the cheapest San Joaquin, CA car insurance companies, and information on California car insurance laws. You can also compare San Joaquin, California car insurance rates to San Francisco car insurance rates, San Jose car insurance rates, and Bakersfield car insurance rates.

Ready to find affordable San Joaquin, CA car insurance today? Enter your ZIP code for fast, free San Joaquin car insurance quotes.

Cheapest San Joaquin, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect San Joaquin, CA car insurance rates? Every San Joaquin, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in San Joaquin, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,726 $2,740 $1,974 $2,004 $7,371 $9,288 $3,504 $3,887
Farmers $2,967 $2,967 $2,659 $2,659 $9,446 $15,545 $3,511 $3,904
GEICO $1,782 $1,783 $1,676 $1,676 $5,398 $5,503 $2,557 $2,622
Liberty Mutual $2,221 $2,099 $2,062 $1,995 $4,770 $5,095 $2,499 $2,530
Nationwide $3,291 $3,147 $2,873 $2,714 $8,242 $9,130 $3,914 $3,875
Progressive $1,642 $1,689 $1,392 $1,652 $4,308 $5,204 $2,367 $2,544
State Farm $3,259 $3,259 $2,910 $2,910 $5,965 $7,396 $3,606 $3,719
Travelers $2,458 $2,386 $2,164 $2,141 $5,003 $5,750 $3,191 $3,130
USAA $1,818 $1,727 $1,771 $1,783 $4,113 $4,126 $2,503 $2,372

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Minimum Car Insurance in San Joaquin, CA

Every driver must carry the minimum car insurance in San Joaquin, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in San Joaquin, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest San Joaquin, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in San Joaquin, CA to rates for a clean record with top companies.

Annual San Joaquin, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,520 $4,245 $6,675 $3,308
Farmers $4,032 $5,491 $6,849 $5,456
GEICO $2,011 $3,098 $3,894 $2,495
Liberty Mutual $2,523 $3,382 $3,054 $2,675
Nationwide $3,241 $4,157 $7,039 $4,157
Progressive $1,703 $2,885 $3,359 $2,451
State Farm $2,943 $3,511 $6,641 $3,417
Travelers $2,195 $3,557 $4,145 $3,214
USAA $1,680 $2,492 $4,094 $1,840

Cheapest San Joaquin, CA Car Insurance for Teen Drivers

Teen car insurance in San Joaquin, CA can be expensive. Take a look at rates from the top car insurance companies in San Joaquin for teenagers.

Annual Car Insurance Rates for Teen Drivers in San Joaquin, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,371 $9,288
Farmers $9,446 $15,545
GEICO $5,398 $5,503
Liberty Mutual $4,770 $5,095
Nationwide $8,242 $9,130
Progressive $4,308 $5,204
State Farm $5,965 $7,396
Travelers $5,003 $5,750
USAA $4,113 $4,126

Cheapest San Joaquin, CA Car Insurance for Seniors

Take a look at San Joaquin, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in San Joaquin, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,974 $2,004
Farmers $2,659 $2,659
GEICO $1,676 $1,676
Liberty Mutual $2,062 $1,995
Nationwide $2,873 $2,714
Progressive $1,392 $1,652
State Farm $2,910 $2,910
Travelers $2,164 $2,141
USAA $1,771 $1,783

Cheapest San Joaquin, CA Car Insurance Rates After a DUI

A DUI in San Joaquin, CA increases car insurance rates. Compare San Joaquin, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in San Joaquin, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,675
Farmers $6,849
GEICO $3,894
Liberty Mutual $3,054
Nationwide $7,039
Progressive $3,359
State Farm $6,641
Travelers $4,145
USAA $4,094

Cheapest San Joaquin, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in San Joaquin, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in San Joaquin, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,769 $4,604
Farmers $4,952 $5,962
GEICO $2,612 $3,137
Liberty Mutual $2,669 $3,149
Nationwide $4,109 $5,187
Progressive $2,363 $2,837
State Farm $3,978 $4,277
Travelers $2,949 $3,607
USAA $2,327 $2,725

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The Best Cheap Car Insurance Companies in San Joaquin, CA

Take a look at a side-by-side comparison of the top car insurance companies in San Joaquin, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in San Joaquin, California

Insurance Company Average Annual Rates
Allstate $4,187
Farmers $5,457
GEICO $2,875
Liberty Mutual $2,909
Nationwide $4,648
Progressive $2,600
State Farm $4,128
Travelers $3,278
USAA $2,526

Category Winners: Cheapest Car Insurance in San Joaquin, California

Find the cheapest car insurance companies in San Joaquin, CA for each category right here.

Best Annual Car Insurance Rates by Company in San Joaquin, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest San Joaquin, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your San Joaquin car insurance rates. Find the cheapest San Joaquin, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in San Joaquin, California

Insurance Company Low Medium High
Allstate $3,954 $4,224 $4,382
Farmers $5,105 $5,496 $5,771
GEICO $2,582 $2,904 $3,137
Liberty Mutual $2,704 $2,933 $3,090
Nationwide $4,173 $4,726 $5,045
Progressive $2,343 $2,670 $2,786
State Farm $3,753 $4,191 $4,439
Travelers $2,885 $3,357 $3,591
USAA $2,286 $2,576 $2,717

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What affects car insurance rates in San Joaquin, California?

What factors can have an impact on San Joaquin, CA car insurance? There are several reasons why San Joaquin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in San Joaquin, California.

Commute Time in San Joaquin

The more time you spend in your car the higher the risk of an accident. The average commute length in San Joaquin, CA is 26.7 minutes according to City-Data.

Compare Car Insurance Quotes in San Joaquin, CA

Ready to find affordable San Joaquin, California car insurance today? Enter your ZIP code for fast, free San Joaquin, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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