Compare San Juan Capistrano, CA Car Insurance Rates (2021)

Car insurance in San Juan Capistrano, CA averages $283 a month. San Juan Capistrano, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap San Juan Capistrano car insurance rates, compare quotes from the top car insurance companies in San Juan Capistrano, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in San Juan Capistrano is Progressive
  • Average car insurance rates in San Juan Capistrano, CA after a DUI are $4,780/year
  • Average car insurance rates in San Juan Capistrano, CA are $3,400/year

If you need to buy San Juan Capistrano, California car insurance, the options can be confusing. Everything you need to know about car insurance in San Juan Capistrano, CA is right here.

You’ll find San Juan Capistrano car insurance rates, the cheapest San Juan Capistrano, CA car insurance companies, and information on California car insurance laws. You can also compare San Juan Capistrano, California car insurance rates to Sacramento car insurance rates, Long Beach car insurance rates, and Bakersfield car insurance rates.

Ready to find affordable San Juan Capistrano, CA car insurance today? Enter your ZIP code for fast, free San Juan Capistrano car insurance quotes.

Cheapest San Juan Capistrano, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect San Juan Capistrano, CA car insurance rates? Every San Juan Capistrano, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in San Juan Capistrano, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,803 $2,792 $2,057 $2,061 $7,904 $9,915 $3,545 $3,845
Farmers $2,368 $2,368 $2,152 $2,152 $7,538 $12,250 $2,806 $3,128
GEICO $1,660 $1,660 $1,561 $1,561 $5,053 $5,132 $2,384 $2,433
Liberty Mutual $2,117 $1,994 $1,987 $1,921 $4,620 $4,951 $2,374 $2,404
Nationwide $3,134 $2,988 $2,749 $2,588 $8,045 $8,865 $3,744 $3,694
Progressive $1,619 $1,667 $1,382 $1,638 $4,326 $5,212 $2,336 $2,512
State Farm $2,838 $2,838 $2,539 $2,539 $5,265 $6,541 $3,143 $3,239
Travelers $2,331 $2,249 $2,071 $2,051 $4,898 $5,529 $3,026 $2,950
USAA $1,859 $1,759 $1,815 $1,821 $4,233 $4,264 $2,578 $2,435

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Minimum Car Insurance in San Juan Capistrano, CA

Every driver must carry the minimum car insurance in San Juan Capistrano, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in San Juan Capistrano, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest San Juan Capistrano, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in San Juan Capistrano, CA to rates for a clean record with top companies.

Annual San Juan Capistrano, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,642 $4,412 $6,949 $3,458
Farmers $3,219 $4,378 $5,440 $4,343
GEICO $1,873 $2,898 $3,628 $2,323
Liberty Mutual $2,428 $3,249 $2,934 $2,572
Nationwide $3,126 $4,005 $6,769 $4,005
Progressive $1,693 $2,877 $3,338 $2,437
State Farm $2,584 $3,080 $5,809 $2,998
Travelers $2,086 $3,429 $3,950 $3,089
USAA $1,725 $2,568 $4,199 $1,890

Cheapest San Juan Capistrano, CA Car Insurance for Teen Drivers

Teen car insurance in San Juan Capistrano, CA can be expensive. Take a look at rates from the top car insurance companies in San Juan Capistrano for teenagers.

Annual Car Insurance Rates for Teen Drivers in San Juan Capistrano, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,904 $9,915
Farmers $7,538 $12,250
GEICO $5,053 $5,132
Liberty Mutual $4,620 $4,951
Nationwide $8,045 $8,865
Progressive $4,326 $5,212
State Farm $5,265 $6,541
Travelers $4,898 $5,529
USAA $4,233 $4,264

Cheapest San Juan Capistrano, CA Car Insurance for Seniors

Take a look at San Juan Capistrano, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in San Juan Capistrano, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,057 $2,061
Farmers $2,152 $2,152
GEICO $1,561 $1,561
Liberty Mutual $1,987 $1,921
Nationwide $2,749 $2,588
Progressive $1,382 $1,638
State Farm $2,539 $2,539
Travelers $2,071 $2,051
USAA $1,815 $1,821

Cheapest San Juan Capistrano, CA Car Insurance Rates After a DUI

A DUI in San Juan Capistrano, CA increases car insurance rates. Compare San Juan Capistrano, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in San Juan Capistrano, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,949
Farmers $5,440
GEICO $3,628
Liberty Mutual $2,934
Nationwide $6,769
Progressive $3,338
State Farm $5,809
Travelers $3,950
USAA $4,199

Cheapest San Juan Capistrano, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in San Juan Capistrano, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in San Juan Capistrano, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,935 $4,796
Farmers $3,941 $4,749
GEICO $2,435 $2,926
Liberty Mutual $2,569 $3,023
Nationwide $3,948 $5,004
Progressive $2,348 $2,825
State Farm $3,485 $3,750
Travelers $2,828 $3,449
USAA $2,393 $2,798

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The Best Cheap Car Insurance Companies in San Juan Capistrano, CA

Take a look at a side-by-side comparison of the top car insurance companies in San Juan Capistrano, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in San Juan Capistrano, California

Insurance Company Average Annual Rates
Allstate $4,365
Farmers $4,345
GEICO $2,681
Liberty Mutual $2,796
Nationwide $4,476
Progressive $2,587
State Farm $3,618
Travelers $3,138
USAA $2,596

Category Winners: Cheapest Car Insurance in San Juan Capistrano, California

Find the cheapest car insurance companies in San Juan Capistrano, CA for each category right here.

Best Annual Car Insurance Rates by Company in San Juan Capistrano, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest San Juan Capistrano, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your San Juan Capistrano car insurance rates. Find the cheapest San Juan Capistrano, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in San Juan Capistrano, California

Insurance Company Low Medium High
Allstate $4,109 $4,407 $4,580
Farmers $4,011 $4,383 $4,642
GEICO $2,414 $2,713 $2,915
Liberty Mutual $2,584 $2,824 $2,979
Nationwide $4,017 $4,555 $4,857
Progressive $2,314 $2,664 $2,781
State Farm $3,222 $3,687 $3,944
Travelers $2,683 $3,234 $3,498
USAA $2,365 $2,644 $2,777

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What affects car insurance rates in San Juan Capistrano, California?

What factors can have an impact on San Juan Capistrano, CA car insurance? There are several reasons why San Juan Capistrano car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in San Juan Capistrano, California.

Car Theft in San Juan Capistrano

High levels of vehicle theft can make car insurance more expensive. San Juan Capistrano, CA car theft statistics from the FBI indicate 40 vehicle thefts a year.

Commute Time in San Juan Capistrano

The more time you spend in your car the higher the risk of an accident. The average commute length in San Juan Capistrano, CA is 25.2 minutes according to City-Data.

Compare Car Insurance Quotes in San Juan Capistrano, CA

Ready to find affordable San Juan Capistrano, California car insurance today? Enter your ZIP code for fast, free San Juan Capistrano, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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