Compare San Lucas, CA Car Insurance Rates (2021)

Car insurance in San Lucas, CA averages $265 a month. San Lucas, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap San Lucas car insurance rates, compare quotes from the top car insurance companies in San Lucas, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in San Lucas for teen drivers is USAA
  • The cheapest car insurance company in San Lucas is Progressive
  • Average car insurance rates in San Lucas, CA are $3,182/year

If you need to buy San Lucas, California car insurance, the options can be confusing. Everything you need to know about car insurance in San Lucas, CA is right here.

You’ll find San Lucas car insurance rates, the cheapest San Lucas, CA car insurance companies, and information on California car insurance laws. You can also compare San Lucas, California car insurance rates to San Jose car insurance rates, Bakersfield car insurance rates, and Anaheim car insurance rates.

Ready to find affordable San Lucas, CA car insurance today? Enter your ZIP code for fast, free San Lucas car insurance quotes.

Cheapest San Lucas, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect San Lucas, CA car insurance rates? Every San Lucas, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in San Lucas, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,008 $3,009 $2,191 $2,210 $8,363 $10,517 $3,846 $4,220
Farmers $2,117 $2,117 $1,896 $1,896 $6,743 $11,139 $2,506 $2,789
GEICO $1,686 $1,687 $1,586 $1,586 $5,130 $5,226 $2,422 $2,479
Liberty Mutual $1,962 $1,858 $1,825 $1,768 $4,268 $4,539 $2,210 $2,229
Nationwide $2,647 $2,531 $2,304 $2,176 $6,660 $7,344 $3,147 $3,122
Progressive $1,490 $1,536 $1,256 $1,497 $3,925 $4,760 $2,139 $2,306
State Farm $2,829 $2,829 $2,526 $2,526 $5,160 $6,393 $3,130 $3,229
Travelers $2,006 $1,949 $1,774 $1,757 $4,013 $4,583 $2,575 $2,532
USAA $1,751 $1,661 $1,709 $1,718 $3,957 $3,969 $2,412 $2,282

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Minimum Car Insurance in San Lucas, CA

Every driver must carry the minimum car insurance in San Lucas, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in San Lucas, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest San Lucas, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in San Lucas, CA to rates for a clean record with top companies.

Annual San Lucas, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,812 $4,734 $7,445 $3,691
Farmers $2,877 $3,924 $4,900 $3,900
GEICO $1,906 $2,941 $3,690 $2,364
Liberty Mutual $2,241 $3,003 $2,710 $2,375
Nationwide $2,617 $3,347 $5,655 $3,347
Progressive $1,553 $2,621 $3,053 $2,228
State Farm $2,549 $3,043 $5,759 $2,960
Travelers $1,800 $2,866 $3,329 $2,599
USAA $1,618 $2,400 $3,939 $1,772

Cheapest San Lucas, CA Car Insurance for Teen Drivers

Teen car insurance in San Lucas, CA can be expensive. Take a look at rates from the top car insurance companies in San Lucas for teenagers.

Annual Car Insurance Rates for Teen Drivers in San Lucas, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,363 $10,517
Farmers $6,743 $11,139
GEICO $5,130 $5,226
Liberty Mutual $4,268 $4,539
Nationwide $6,660 $7,344
Progressive $3,925 $4,760
State Farm $5,160 $6,393
Travelers $4,013 $4,583
USAA $3,957 $3,969

Cheapest San Lucas, CA Car Insurance for Seniors

Take a look at San Lucas, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in San Lucas, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,191 $2,210
Farmers $1,896 $1,896
GEICO $1,586 $1,586
Liberty Mutual $1,825 $1,768
Nationwide $2,304 $2,176
Progressive $1,256 $1,497
State Farm $2,526 $2,526
Travelers $1,774 $1,757
USAA $1,709 $1,718

Cheapest San Lucas, CA Car Insurance Rates After a DUI

A DUI in San Lucas, CA increases car insurance rates. Compare San Lucas, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in San Lucas, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,445
Farmers $4,900
GEICO $3,690
Liberty Mutual $2,710
Nationwide $5,655
Progressive $3,053
State Farm $5,759
Travelers $3,329
USAA $3,939

Cheapest San Lucas, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in San Lucas, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in San Lucas, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,209 $5,132
Farmers $3,541 $4,260
GEICO $2,476 $2,974
Liberty Mutual $2,372 $2,793
Nationwide $3,304 $4,179
Progressive $2,149 $2,579
State Farm $3,449 $3,707
Travelers $2,391 $2,907
USAA $2,241 $2,624

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The Best Cheap Car Insurance Companies in San Lucas, CA

Take a look at a side-by-side comparison of the top car insurance companies in San Lucas, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in San Lucas, California

Insurance Company Average Annual Rates
Allstate $4,671
Farmers $3,900
GEICO $2,725
Liberty Mutual $2,582
Nationwide $3,741
Progressive $2,364
State Farm $3,578
Travelers $2,649
USAA $2,432

Category Winners: Cheapest Car Insurance in San Lucas, California

Find the cheapest car insurance companies in San Lucas, CA for each category right here.

Best Annual Car Insurance Rates by Company in San Lucas, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest San Lucas, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your San Lucas car insurance rates. Find the cheapest San Lucas, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in San Lucas, California

Insurance Company Low Medium High
Allstate $4,412 $4,712 $4,888
Farmers $3,668 $3,925 $4,109
GEICO $2,480 $2,754 $2,942
Liberty Mutual $2,414 $2,604 $2,729
Nationwide $3,403 $3,797 $4,024
Progressive $2,157 $2,423 $2,511
State Farm $3,272 $3,629 $3,832
Travelers $2,325 $2,715 $2,906
USAA $2,202 $2,480 $2,615

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What affects car insurance rates in San Lucas, California?

What factors can have an impact on San Lucas, CA car insurance? There are several reasons why San Lucas car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in San Lucas, California.

Commute Time in San Lucas

The more time you spend in your car the higher the risk of an accident. The average commute length in San Lucas, CA is 21.4 minutes according to City-Data.

Compare Car Insurance Quotes in San Lucas, CA

Ready to find affordable San Lucas, California car insurance today? Enter your ZIP code for fast, free San Lucas, CA car insurance quotes.

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