Compare San Martin, CA Car Insurance Rates (2021)

Car insurance in San Martin, CA averages $275 a month. San Martin, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap San Martin car insurance rates, compare quotes from the top car insurance companies in San Martin, CA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in San Martin is USAA
  • Average car insurance rates in San Martin, CA are $3,296/year
  • Average car insurance rates in San Martin, CA after a DUI are $4,620/year

If you need to buy San Martin, California car insurance, the options can be confusing. Everything you need to know about car insurance in San Martin, CA is right here.

You’ll find San Martin car insurance rates, the cheapest San Martin, CA car insurance companies, and information on California car insurance laws. You can also compare San Martin, California car insurance rates to Anaheim car insurance rates, Los Angeles car insurance rates, and San Diego car insurance rates.

Ready to find affordable San Martin, CA car insurance today? Enter your ZIP code for fast, free San Martin car insurance quotes.

Cheapest San Martin, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect San Martin, CA car insurance rates? Every San Martin, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in San Martin, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,518 $2,520 $1,844 $1,864 $7,041 $8,859 $3,233 $3,557
Farmers $2,473 $2,473 $2,231 $2,231 $7,913 $13,000 $2,934 $3,270
GEICO $1,619 $1,620 $1,523 $1,523 $4,932 $5,025 $2,326 $2,382
Liberty Mutual $2,023 $1,916 $1,883 $1,825 $4,427 $4,706 $2,280 $2,297
Nationwide $2,801 $2,673 $2,450 $2,310 $7,135 $7,861 $3,343 $3,305
Progressive $1,611 $1,659 $1,350 $1,610 $4,241 $5,122 $2,295 $2,467
State Farm $2,993 $2,993 $2,675 $2,675 $5,543 $6,876 $3,316 $3,419
Travelers $2,297 $2,225 $2,037 $2,015 $4,727 $5,421 $2,989 $2,921
USAA $1,762 $1,668 $1,720 $1,726 $4,015 $4,041 $2,440 $2,305

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in San Martin, CA

Every driver must carry the minimum car insurance in San Martin, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in San Martin, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest San Martin, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in San Martin, CA to rates for a clean record with top companies.

Annual San Martin, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,372 $3,994 $6,242 $3,110
Farmers $3,372 $4,595 $5,729 $4,565
GEICO $1,832 $2,826 $3,546 $2,272
Liberty Mutual $2,317 $3,105 $2,801 $2,455
Nationwide $2,786 $3,566 $6,022 $3,566
Progressive $1,677 $2,829 $3,258 $2,413
State Farm $2,722 $3,245 $6,120 $3,158
Travelers $2,063 $3,343 $3,887 $3,023
USAA $1,636 $2,434 $3,977 $1,792

Cheapest San Martin, CA Car Insurance for Teen Drivers

Teen car insurance in San Martin, CA can be expensive. Take a look at rates from the top car insurance companies in San Martin for teenagers.

Annual Car Insurance Rates for Teen Drivers in San Martin, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,041 $8,859
Farmers $7,913 $13,000
GEICO $4,932 $5,025
Liberty Mutual $4,427 $4,706
Nationwide $7,135 $7,861
Progressive $4,241 $5,122
State Farm $5,543 $6,876
Travelers $4,727 $5,421
USAA $4,015 $4,041

Cheapest San Martin, CA Car Insurance for Seniors

Take a look at San Martin, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in San Martin, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,844 $1,864
Farmers $2,231 $2,231
GEICO $1,523 $1,523
Liberty Mutual $1,883 $1,825
Nationwide $2,450 $2,310
Progressive $1,350 $1,610
State Farm $2,675 $2,675
Travelers $2,037 $2,015
USAA $1,720 $1,726

Cheapest San Martin, CA Car Insurance Rates After a DUI

A DUI in San Martin, CA increases car insurance rates. Compare San Martin, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in San Martin, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,242
Farmers $5,729
GEICO $3,546
Liberty Mutual $2,801
Nationwide $6,022
Progressive $3,258
State Farm $6,120
Travelers $3,887
USAA $3,977

Cheapest San Martin, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in San Martin, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in San Martin, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,551 $4,309
Farmers $4,143 $4,988
GEICO $2,379 $2,859
Liberty Mutual $2,453 $2,886
Nationwide $3,518 $4,451
Progressive $2,305 $2,784
State Farm $3,673 $3,949
Travelers $2,772 $3,386
USAA $2,267 $2,652

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

The Best Cheap Car Insurance Companies in San Martin, CA

Take a look at a side-by-side comparison of the top car insurance companies in San Martin, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in San Martin, California

Insurance Company Average Annual Rates
Allstate $3,930
Farmers $4,566
GEICO $2,619
Liberty Mutual $2,670
Nationwide $3,985
Progressive $2,544
State Farm $3,811
Travelers $3,079
USAA $2,460

Category Winners: Cheapest Car Insurance in San Martin, California

Find the cheapest car insurance companies in San Martin, CA for each category right here.

Best Annual Car Insurance Rates by Company in San Martin, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest San Martin, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your San Martin car insurance rates. Find the cheapest San Martin, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in San Martin, California

Insurance Company Low Medium High
Allstate $3,742 $3,961 $4,086
Farmers $4,266 $4,599 $4,831
GEICO $2,394 $2,647 $2,816
Liberty Mutual $2,493 $2,694 $2,823
Nationwide $3,599 $4,052 $4,304
Progressive $2,323 $2,619 $2,691
State Farm $3,420 $3,882 $4,132
Travelers $2,702 $3,160 $3,374
USAA $2,237 $2,506 $2,636

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

What affects car insurance rates in San Martin, California?

What factors can have an impact on San Martin, CA car insurance? There are several reasons why San Martin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in San Martin, California.

Commute Time in San Martin

The more time you spend in your car the higher the risk of an accident. The average commute length in San Martin, CA is 33.7 minutes according to City-Data.

Compare Car Insurance Quotes in San Martin, CA

Ready to find affordable San Martin, California car insurance today? Enter your ZIP code for fast, free San Martin, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption