Compare San Miguel, CA Car Insurance Rates (2021)

Car insurance in San Miguel, CA averages $266 a month. San Miguel, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap San Miguel car insurance rates, compare quotes from the top car insurance companies in San Miguel, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in San Miguel for teen drivers is USAA
  • Average car insurance rates in San Miguel, CA are $3,188/year
  • The cheapest car insurance company in San Miguel is USAA

If you need to buy San Miguel, California car insurance, the options can be confusing. Everything you need to know about car insurance in San Miguel, CA is right here.

You’ll find San Miguel car insurance rates, the cheapest San Miguel, CA car insurance companies, and information on California car insurance laws. You can also compare San Miguel, California car insurance rates to Los Angeles car insurance rates, Fresno car insurance rates, and Long Beach car insurance rates.

Ready to find affordable San Miguel, CA car insurance today? Enter your ZIP code for fast, free San Miguel car insurance quotes.

Cheapest San Miguel, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect San Miguel, CA car insurance rates? Every San Miguel, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in San Miguel, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,502 $2,509 $1,829 $1,853 $6,917 $8,714 $3,224 $3,563
Farmers $2,163 $2,163 $1,950 $1,950 $6,911 $11,345 $2,564 $2,856
GEICO $1,609 $1,611 $1,514 $1,514 $4,904 $4,991 $2,313 $2,366
Liberty Mutual $2,034 $1,926 $1,893 $1,835 $4,443 $4,726 $2,292 $2,310
Nationwide $2,764 $2,640 $2,424 $2,286 $7,008 $7,733 $3,299 $3,258
Progressive $1,577 $1,622 $1,347 $1,594 $4,200 $5,052 $2,272 $2,440
State Farm $2,875 $2,875 $2,568 $2,568 $5,274 $6,534 $3,183 $3,284
Travelers $2,224 $2,156 $1,968 $1,947 $4,537 $5,190 $2,877 $2,821
USAA $1,780 $1,688 $1,736 $1,745 $4,033 $4,063 $2,465 $2,331

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Minimum Car Insurance in San Miguel, CA

Every driver must carry the minimum car insurance in San Miguel, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in San Miguel, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest San Miguel, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in San Miguel, CA to rates for a clean record with top companies.

Annual San Miguel, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,345 $3,955 $6,178 $3,076
Farmers $2,948 $4,014 $5,002 $3,987
GEICO $1,820 $2,809 $3,524 $2,258
Liberty Mutual $2,329 $3,119 $2,815 $2,467
Nationwide $2,744 $3,515 $5,932 $3,515
Progressive $1,647 $2,797 $3,238 $2,371
State Farm $2,599 $3,101 $5,862 $3,018
Travelers $1,997 $3,213 $3,739 $2,911
USAA $1,650 $2,452 $4,013 $1,806

Cheapest San Miguel, CA Car Insurance for Teen Drivers

Teen car insurance in San Miguel, CA can be expensive. Take a look at rates from the top car insurance companies in San Miguel for teenagers.

Annual Car Insurance Rates for Teen Drivers in San Miguel, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,917 $8,714
Farmers $6,911 $11,345
GEICO $4,904 $4,991
Liberty Mutual $4,443 $4,726
Nationwide $7,008 $7,733
Progressive $4,200 $5,052
State Farm $5,274 $6,534
Travelers $4,537 $5,190
USAA $4,033 $4,063

Cheapest San Miguel, CA Car Insurance for Seniors

Take a look at San Miguel, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in San Miguel, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,829 $1,853
Farmers $1,950 $1,950
GEICO $1,514 $1,514
Liberty Mutual $1,893 $1,835
Nationwide $2,424 $2,286
Progressive $1,347 $1,594
State Farm $2,568 $2,568
Travelers $1,968 $1,947
USAA $1,736 $1,745

Cheapest San Miguel, CA Car Insurance Rates After a DUI

A DUI in San Miguel, CA increases car insurance rates. Compare San Miguel, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in San Miguel, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,178
Farmers $5,002
GEICO $3,524
Liberty Mutual $2,815
Nationwide $5,932
Progressive $3,238
State Farm $5,862
Travelers $3,739
USAA $4,013

Cheapest San Miguel, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in San Miguel, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in San Miguel, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,513 $4,265
Farmers $3,619 $4,357
GEICO $2,364 $2,841
Liberty Mutual $2,464 $2,900
Nationwide $3,471 $4,382
Progressive $2,281 $2,745
State Farm $3,514 $3,777
Travelers $2,671 $3,259
USAA $2,287 $2,673

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The Best Cheap Car Insurance Companies in San Miguel, CA

Take a look at a side-by-side comparison of the top car insurance companies in San Miguel, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in San Miguel, California

Insurance Company Average Annual Rates
Allstate $3,889
Farmers $3,988
GEICO $2,603
Liberty Mutual $2,682
Nationwide $3,926
Progressive $2,513
State Farm $3,645
Travelers $2,965
USAA $2,480

Category Winners: Cheapest Car Insurance in San Miguel, California

Find the cheapest car insurance companies in San Miguel, CA for each category right here.

Best Annual Car Insurance Rates by Company in San Miguel, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest San Miguel, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your San Miguel car insurance rates. Find the cheapest San Miguel, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in San Miguel, California

Insurance Company Low Medium High
Allstate $3,709 $3,918 $4,039
Farmers $3,723 $4,018 $4,222
GEICO $2,381 $2,631 $2,797
Liberty Mutual $2,502 $2,707 $2,838
Nationwide $3,528 $3,997 $4,254
Progressive $2,243 $2,591 $2,705
State Farm $3,318 $3,701 $3,916
Travelers $2,602 $3,044 $3,249
USAA $2,263 $2,526 $2,652

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What affects car insurance rates in San Miguel, California?

What factors can have an impact on San Miguel, CA car insurance? There are several reasons why San Miguel car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in San Miguel, California.

Commute Time in San Miguel

The more time you spend in your car the higher the risk of an accident. The average commute length in San Miguel, CA is 37.5 minutes according to City-Data.

Compare Car Insurance Quotes in San Miguel, CA

Ready to find affordable San Miguel, California car insurance today? Enter your ZIP code for fast, free San Miguel, CA car insurance quotes.

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